Credit Analyst

Location: United States (Remote option available)

Job Type: Full-time

Salary Range: $55,000 - $75,000 per year

We are committed to driving financial solutions forward. We are looking for innovative thinkers and dedicated professionals to join our team and help us shape the future of finance. Our company offers a dynamic work environment with ample opportunities for professional growth and advancement.

As a Credit Analyst, you will be responsible for assessing the creditworthiness of potential clients. You will analyze financial data to determine the likelihood of a borrower honoring their financial obligations. This role is critical in helping our company minimize risks and make informed lending decisions.

• Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
• Prepare reports that include the degree of risk involved in extending credit or lending money.
• Evaluate financial status by producing financial ratios through computer programs.
• Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
• Review individual or commercial customer files to identify and select delinquent accounts for collection.
• Consult with customers to resolve complaints and verify financial and credit transactions.
• Recommend, develop, and maintain financial databases, computer software systems, and manual filing systems.

• Bachelor's degree in Finance, Economics, or a related field.
• Proven experience as a credit analyst, financial analyst, or a similar role.
• Strong understanding of financial spreadsheets, software, and statistical analysis.
• Excellent analytical skills, with the ability to create and process financial spreadsheets.
• Strong communication and interpersonal skills.

• Competitive salary and benefits package including health, dental, and vision insurance.
• Retirement plan options.
• Generous PTO and flexible working hours.
• Professional development and training opportunities.
• Opportunity to work remotely or from various office locations across the country.

Interested candidates should submit a resume and a cover letter outlining their qualifications and why they are a good fit for the role. Please send your application to the provided application email or link.

We value diversity and are committed to creating an inclusive environment for all employees. We are an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

This version of the job description for a Credit Analyst is generic, suitable for use with any company. It includes details about the responsibilities, qualifications, and benefits of the role, allowing it to be easily adapted for different organizational needs.