Commercial Loan Officer - Boise Area

Discover the Westmark Difference!!

Are you looking for a career? Do you want to be valued as an individual on a team? Do you want to learn, grow, and make a difference in your community? Westmark offers outstanding stability, a variety of career opportunities and exceptional work/life balance.

•60 % of our employees have been part of the Westmark family for 5+ years.

•71% of our employees who have been part of the Westmark family for one year or more have received at least one promotion.

•85% of our managers were promoted from within the company.

•Westmark has been in business since 1954 and has recently grown to over $1.2 billion in assets, 15 branches, and over 70,000 members!

We also have some of the most impressive benefits in the industry:

•Paid Time Off (3 to 5 weeks per year, depending on tenure) PLUS 11 paid holidays.

•Excellent health insurance options for employees and family with shared premiums

•401k with 75% company match and 2% profit sharing contribution

•Tuition Reimbursement and Scholarships

•Employee Assistance Program (Free counseling and legal services)

Position Summary: Responsibilities include professionally representing Westmark in the local business communities including involvement in after-hours associations and events conducive to further commercial loan development. Responsible for making commercial loan sales calls on existing members and prospects including lunch and dinner meetings and obtaining necessary application data, taxes, and financial statements, analyzing credit requests, and presenting acceptable loan prospects to the Commercial Loan Committee or Executive Credit Committee.

Essential Functions and Performance Measurements

• Meet with commercial account and loan prospects in-person every week including on-site business visits, lunches, and dinner meetings.
• Meet monthly commercial account sales call goals and commercial loan volume goals.
• Prepare monthly reports to the VP of Commercial Lending on calling activity, prospective MBL/Commercial loans in the pipeline, and reports on existing commercial loan activities including performance, delinquency, and commitment reports.
• Develop material for and make loan presentations to the Commercial Loan Committee and Executive Credit Committee when necessary.
• Perform monthly inspections for commercial construction, commercial loan reviews, and consumer residential construction within assigned territory.
• Participate in after-hour community events or groups/associations conducive to obtaining and developing relationships for commercial loan prospects as well as Westmark sponsored events.
• Is able to interact with members and co-workers professionally and with integrity.
• Perform all other duties assigned by the VP of Commercial Lending.
• Maintains a reliable attendance record and takes responsibility for their own actions.
• Represents the Credit Union, both during and outside of work hours, in a courteous, professional manner.

• Is goal and performance driven to succeed and obtain objectives assigned by management
• Self-starter who enjoys working with the public and is confident in making assertive presentations
• Thorough understanding of Westmark's products, services & regulations as they pertain to duties.
• Must be detail oriented
• Effective oral and written communication, problem solving, and public relations skills
• Ability to perform mathematical calculations commensurate with commercial lending

• Bachelor's Degree in a financially related field and five years Westmark or other relevant banking experience; or a high school diploma and at least seven years of experience in commercial lending and management experience; or a combination of formal education, training and applicable experience.