Loan Officer - Osage Beach Branch

Job Summary:

The Loan Officer is responsible for developing new consumer and business relationships, as well as expanding on our existing client relationships. The Loan Officer will also be responsible for soliciting, evaluating, approval of, and closing loan requests for consumer, residential, commercial, and agricultural loan customers. Additionally, the Loan Officer is responsible for selling other bank products to existing and prospective bank customers.

Primary Duties:

• Contact companies or individuals to market the products and services of the Bank and actively solicit new loans
• Develop client relationships as a trusted advisor, recommending value added products/services
• Meet with loan applicants to gather personal financial information and answer questions about the application process
• Explain different types of loans and the terms of each type to applicants
• Obtain, verify, and analyze the applicant's financial information
• Review loan agreements to ensure that they comply with federal and state regulations
• Approve loan applications or refer them to management for a decision
• Communicate with loan processing and servicing staff regarding the status of pending or existing loans
• Explain and collect required loan documentation during loan closing
• Answer customer inquiries throughout the life of the customer's loan
• Contact borrowers who fail to make their payments on time to recover uncollected debt
• Act as an ambassador for the Bank by participating in community, civic, and philanthropic activities within the Bank's primary market area
• Comply with all lending laws, regulations, policies, and procedures
• Meet all deadlines of any assigned training
• Other duties as assigned by supervisor

• Bachelors' Degree in a field related to Accounting, Finance, Economics, or Business Administration required
• Prefer those who have obtained a Mortgage Loan Originator license
• Minimum of 2-5 years of previous lending experience required
• Years of experience may be substituted for education requirements or related work experience
• Computer skills with an emphasis in Excel (or comparable) spreadsheet software
• Ability to communicate and write effectively
• This job requires skills needed in a typical office environment. This includes computer skills, communication skills, as well as utilization of office equipment

Branch Hours

Lobby:
M-F 8:30 AM - 4:30 PM
Saturday 9:00 AM - 12:00 PM

Drive-Up:
M-F 7:30 AM - 6:00 PM
Saturday 9:00 AM - 12:00 PM