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Consumer Loan Jobs (NOW HIRING)

American First Credit Union

Consumer Loan Officer

Brea, CA · On-site

$24.35 - $34/hr

Consumer Loan Officer As an American First Associate, you'll play a vital role in serving the community while enjoying a rewarding career. We are a $1.3 Billion financial institution located in Brea ...

Mass Bay Credit Union

Consumer Loan Processor

Boston, MA · On-site

$24.79 - $30.30/hr

Under the supervision of the Department Manager, processes consumer loans on a timely and accurate basis and provides a consistently high level of quality service to members and potential members in ...

American First Credit Union

Consumer Loan Officer

Brea, CA · On-site

$24.35 - $34/hr

Consumer Loan Officer As an American First Associate, you'll play a vital role in serving the community while enjoying a rewarding career. We are a $1.3 Billion financial institution located in Brea ...

Bank of Utah

MH

This Consumer Loan Officer is responsible for originating consumer loans including car loans, personal loans, etc. Coordinating with internal departments to gain referrals and cross sell bank ...

Glacier Bancorp, Inc.

Consumer Loan Processor

Spokane, WA · On-site

$20.68 - $31.01/hr

About The Role The Consumer Loan Processor is responsible for gathering, analyzing and interpreting supporting information for consumer loan applications. The position prepares Consumer loans for ...

The Federal Savings Bank

Consumer Loan Banker

Chicago, IL · Hybrid

$36K - $38K/yr

With on-the-job training from our highly experienced and very successful Consumer Loan team, we will provide the tools and resources you need to thrive and succeed as a Consumer Loan Banker! This is ...

company1323

Consumer Loan Specialist

Fargo, ND · On-site

Description Consumer Loan Specialist Capital Credit Union is all about turning the improbable into what's possible. We know that life is about growth, so we work together to deliver the simple ...

The Federal Savings Bank

Consumer Loan Banker

Chicago, IL · On-site

$36K/yr

With on-the-job training from our highly experienced and very successful Consumer Loan team, we will provide the tools and resources you need to thrive and succeed as a Consumer Loan Banker! This is ...

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Consumer Loan information

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How much do consumer loan jobs pay per hour?

As of Aug 5, 2026, the average hourly pay for consumer loan in the United States is $20.70, according to ZipRecruiter salary data. Most workers in this role earn between $18.27 and $22.84 per hour, depending on experience, location, and employer.

What is the difference between Consumer Loan vs Mortgage Loan Officer?

AspectConsumer LoanMortgage Loan Officer
Required CredentialsTypically requires a high school diploma or equivalent; some roles may need a mortgage licenseRequires mortgage licensing (e.g., NMLS), high school diploma, and sometimes additional certifications
Work EnvironmentBank branches, credit unions, online lending platformsMortgage broker offices, banks, credit unions, online
Industry UsagePersonal loans, auto loans, credit cardsHome loans, refinancing, mortgage applications
Common Search/ComparisonConsumer Loan vs Mortgage Loan Officer

Consumer Loan officers primarily handle personal, auto, and credit card loans, focusing on short-term lending products. Mortgage Loan Officers specialize in home financing, guiding clients through mortgage applications and refinancing. While both roles involve lending, they differ in loan types, licensing requirements, and work environments.

What is a consumer loan job?

A consumer loan job involves evaluating, approving, and managing loans for individual borrowers, such as personal, auto, or credit card loans. Professionals in this role typically assess creditworthiness, process applications, and ensure compliance with lending policies, often using financial analysis skills and loan management software.

What are the key skills and qualifications needed to thrive as a consumer loan officer, and why are they important?

Consumer loans are personal loans provided by financial institutions to individuals for personal, family, or household purposes. These loans can be used for a variety of expenses, such as buying a car, consolidating debt, paying for education, or covering unexpected expenses. Consumer loans typically include installment loans, credit cards, and lines of credit. Borrowers repay the loan, often with interest, over a set period of time according to the loan agreement. The terms, interest rates, and eligibility requirements vary depending on the lender and the borrower's credit profile.

What does a consumer loan officer do?

A consumer loan officer evaluates, authorizes, and recommends approval of loan applications for individual borrowers. They assess applicants' financial information, creditworthiness, and repayment ability, often using specialized software and following lending policies. Their role involves explaining loan options, gathering documentation, and ensuring compliance with regulations.

How to get into consumer lending?

To enter consumer lending, candidates typically need a bachelor's degree in finance, economics, or a related field. Relevant skills include strong communication, credit analysis, and knowledge of lending regulations; obtaining certifications like the Mortgage Loan Originator license can also be beneficial. Entry-level roles often require prior experience in customer service or sales.

What are some common challenges faced by consumer loan officers, and how can they be addressed?

Consumer Loan Officers often face challenges such as meeting sales targets, managing a high volume of applications, and ensuring compliance with regulatory requirements. Building strong relationships with clients and maintaining clear communication with underwriting and credit teams can help streamline the process. Staying organized and continuously updating knowledge of lending guidelines can also help overcome these hurdles and ensure success in the role.
More about Consumer Loan jobs
What cities are hiring for Consumer Loan jobs? Cities with the most Consumer Loan job openings:
What are the most commonly searched types of Consumer Loan jobs? The most popular types of Consumer Loan jobs are:
What states have the most Consumer Loan jobs? States with the most job openings for Consumer Loan jobs include:
Consumer Loan jobs near you
Infographic showing various Consumer Loan job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 81% Full Time, 17% Part Time, and 1% Contract. Highlights an 90% Physical, 3% Hybrid, and 7% Remote job distribution, with an average salary of $43,048 per year, or $20.7 per hour.

Consumer Loan Officer

American First Credit Union

Brea, CA • On-site

$24.35 - $34/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 10 days ago

Job description

Consumer Loan Officer

As an American First Associate, you’ll play a vital role in serving the community while enjoying a rewarding career. We are a $1.3 Billion financial institution located in Brea, CA looking for Consumer Loan Officer with excellent customer service skills, initiative and a desire to work in a team setting.


Position Summary

Thi This position is responsible for the underwriting of direct and indirect consumer loan applications, making credit decisions, and cross-selling other consumer loan products. In addition, this position will review and analyze complex loan requests to include interpreting credit profiles, assessing the ability to repay, decisioning loans and understanding member’s needs while keeping the safe and soundness of the credit union in mind.

posi This position will focus on consumer loan products including automobiles, personal loans, credit cards, boats, RV’s, motorcycles and other secured products. Accurately and efficiently communicating and working with our members and dealerships is a key to success in this position.

Salary Range: $24.35-$34.00

The salary ranges for positions are based on current market industry studies as well as job evaluations. During the offer phase Management will determine the appropriate compensation within the compensation range based on experience, education and internal equity.


Qualifications

  • High school diploma or General Equivalent Diploma (GED).
  • Minimum three year’s experience in underwriting consumer loans in an indirect and direct lending environment.
  • Working knowledge of all consumer lending products.
  • Strong knowledge and experience of consumer credit laws and regulations.
  • Ability to verify and calculate income by using paystubs.
  • Ability to read and analyze personal and business tax returns.
  • Ability to effectively communicate adverse loan decisions.
  • Excellent Member Service skills and the ability to rework deals with dealerships.
  • Competent in problem solving, time management and organizational skills.
  • Proficient in Excel, Word and automated lending software.


Schedule

Onsite position

Mon-Fri 9:00am-6:00pm; One Saturday (8am-5pm) a month

Must reside in the state of CA or willing to self-relocate


Benefits

Safe and Secure Since 1952. At American First, our allegiance is to the Member. As a financial cooperative, owned entirely by Members, our goal is to provide the highest quality financial services. We offer excellent benefits: medical, dental, vision, paid life, Long term disability and AD&D insurance, generous 401(K) plan with employer match, financial advisor, free banking, discounts on consumer loans, paid holidays, vacation, sick, flexible spending accounts, tuition reimbursement, special recognition programs and much more.


To learn more about us, please visit us at https://www.amerfirst.org/JoinOurTeam.aspx



We perform thorough background and credit check.

American First Credit Union is an EEO/AA/Disability/Vets Employer