Deposit Operations Quality Control

Make the change and be the difference. Take ownership at MCB!

Established in 1960 with just one location in Morton, IL, Morton Community Bank (MCB) has grown to over 600 employees, 55 branch locations and over $5 billion in assets! We pride ourselves on our dedicated service to our customers and our communities, while placing much value on our internal assets, our employees. Each MCB employee OWNS a portion of the bank with our ESOP (Employee Stock Ownership Plan). The ESOP has proven to be a substantial benefit to employees upon retirement.

Enjoy the Benefits of working at MCB!

Employee Paid Voluntary Benefits:

Medical, Dental, Vision, Short-Term Disability, HSA, FSA, 401k.

MCB Paid:

Life and AD&D Insurances and Long-Term Disability, Vacation Days, Personal Days, and Paid Holidays.

Job Summary

Responsible for verifying that all documentation required for the Bank’s Customer Identification Program is properly obtained for deposit and loan products.  Also responsible for verification of new deposit account information and all deposit related maintenance to ensure accuracy. 

Essential Duties & Responsibilities

· Verify information for Loans/New Consumer Credit Card/Deposits/CIP/SD Box is entered in NAV correctly.
· Verify required documentation is electronically stored in appropriate area.
· Verify signature cards are completed correctly.
· Verify Wire Transfer Authorizations.
· Verify penalty and accrued interest on cashed CDs.
· Verify RDC Limit and ACH Management.
· Review Commercial Credit Card Changes for address maintenance, limit changes, new cards.
· Review accounts opened by crossover employees.
· Notify appropriate Managers and Employees of any missing or incorrect information or documentation.
· Enter exceptions on CIP and Signature Card Exception spreadsheets for ROM to clear.
· Research and clear MVP exceptions.
· Review 25% of Legal Orders for appropriate completion
· Review Customer Due Diligence forms and inform Compliance if any activity would require additional monitoring by BSA.

Supervisory Requirements
Personnel Management: This position has no supervisory responsibilities

Physical Demands
The physical demands described here are representative of those that must be met by an employee to successfully perform
the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to
perform the essential functions.
· The physical activities of this position may include climbing, reaching, standing, lifting, talking, hearing and performing repetitive motions.
· Medium exertion; exerting up to 50 pounds of force occasionally, and or up to 20 pounds of force frequently, and or up to 10 pounds of force constantly to move objects.
· The worker is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; viewing a computer terminal.

Work Environment
The work environment characteristics described here are representative of those that must be met by an employee to
successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals
with disabilities to perform the essential functions.
· The noise level in the work environment is usually moderate.
· Employees, who work 7 ½ continuous hours or more, must take a 30 minute uninterrupted lunch break no later than 5 hours after beginning their work day

Education and Qualifications
Essential:
· High school education and diploma
· BSA and other Bank related training through BAI is required annually

Experience
Essential:
· 2+ years of banking experience in operations or related area
· Knowledge of customer service principles
· Relevant computer skills

This job description is not an employment contract, implied or otherwise; therefore, employment relationship remains "at-will."