Loan Officer

For over 20 years, Home Savings and Trust Mortgage has maintained a reputation of excellence and integrity. We promote professional and personal growth, while creating an environment that rewards hard work. We pride ourselves on understanding our clients’ goals, needs, and wants, ensuring we stay engaged in the community.

Headquartered in Washington, DC, we are seeking a tenured Loan Officer to join the Charlotte, NC market.

Job Responsibilities:

• Evaluate credit worthiness by processing loan applications and documentation within specified limits.
• Interview applicants to determine financial eligibility and feasibility of granting loans.
• Determine all applicable ratios and metrics and set up debt payment plans.
• Communicate with clients either to request or to provide information.
• Complete loan contracts and counsel clients on policies and restrictions.
• Update job knowledge on types of loans and other financial services.
• Maintain and update account records.
• Assess customer needs, explore all options, and introduce different types of loans.
• Go the “extra mile” to build trusting relationships, customer loyalty and satisfaction throughout the underwriting process.
• Operate in compliance with laws and regulations and adhere to lending compliance guidelines.

Qualifications:

• Active NC and/or SC license.
• Minimum 3 years of experience as a loan officer or mortgage banking loan officer.
• Self-sourced business with a minimum $8M+ a year in current production in the state of NC/SC
• Knowledge of loan products and managing the loan process.
• Direct sales experience to real estate agents and their customers.

Benefits:

• Health insurance
• Dental insurance
• 401K
• Long term disability
• Company paid dues, fees, and continuing education.
• Potential for equity in the organization based on character, volume and company fit.

Home Savings and Trust Mortgage is an Equal Opportunity Employer. Our policy is clear: there shall be no discrimination based on age, disability, sex, race, religion or belief, gender reassignment, marriage/civil partnership, pregnancy/maternity, or sexual orientation.