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Loans Officer Jobs (NOW HIRING)

Magnolia Bank Inc

Be Seen First

Sales: Mortgage Loan Officer- No Experience

Santa Rosa, CA · On-site

$60K - $150K/yr

... warm ' mortgage leads into loans · M-F, 8-5 in office · Supported by Processors and Closing Coordinators · Loans Officer's primary responsibility- SELL! · Follow a proven sales process ...

New

Magnolia Bank Inc

Be Seen First

Sales: Mortgage Loan Officer- No Experience

Santa Rosa, CA · On-site

$60K - $150K/yr

... warm ' mortgage leads into loans · M-F, 8-5 in office · Supported by Processors and Closing Coordinators · Loans Officer's primary responsibility- SELL! · Follow a proven sales process ...

New

Extreme Loans

Mortgage Loan Officer

Southfield, MI

$120K - $300K/yr

Mortgage Loan Officer - Southfield, MI | $120,000-$300,000+ Extreme Loans is hiring a licensed ... Price your own loans -- pricing autonomy so you stay competitive in any market * Company-provided ...

Equity Smart Home Loans

Loan Officer

South Pasadena, CA · On-site +1

Welcome to EQUITY SMART HOME LOANS! Established in 2001, Equity Smart was created to make home ... Welcome! Being a Loan Officer at Equity Smart At Equity Smart Home Loans, we believe our loan ...

LENDIFY HOME LOANS LLC

Loan Officer

Troy, MI · On-site

Job Overview About Lendify Home Loans Lendify Home Loans is one of the fastest growing mortgage ... We specialize in providing exceptional support to our Loan Officers and clients, making the ...

LENDIFY HOME LOANS LLC

Loan Officer

Troy, MI · On-site

Job Overview About Lendify Home Loans Lendify Home Loans is one of the fastest growing mortgage ... We specialize in providing exceptional support to our Loan Officers and clients, making the ...

Mission Loans

Loan Officer

Scottsdale, AZ · Remote

$120K - $200K/yr

Mission Loans is looking for E xperienced Remote Loan Officers to join our team! As a Loan Officer , you'll play a key role in helping clients navigate their financial journey by assessing their ...

Legacy Mortgage Loans Inc

Loan Officer

Whittier, CA · On-site

$20 - $30/hr

Maintain up-to-date knowledge of current financial services and types of loans * Keep detailed ... Previous experience as a Loan Officer is preferred * Familiarity with Microsoft Excel, databases ...

Legacy Mortgage Loans Inc

Loan Officer

Whittier, CA · On-site

$20 - $30/hr

Maintain up-to-date knowledge of current financial services and types of loans * Keep detailed ... Previous experience as a Loan Officer is preferred * Familiarity with Microsoft Excel, databases ...

Legacy Mortgage Loans Inc

Loan Officer

Whittier, CA · On-site

$20 - $30/hr

Maintain up-to-date knowledge of current financial services and types of loans * Keep detailed ... Previous experience as a Loan Officer is preferred * Familiarity with Microsoft Excel, databases ...

Independence Home Loans

Executive Loan Officer

Irvine, CA · On-site

$300K/yr

Irvine Loan Officers -- Ready to Win Bigger? Irvine's top Loan Officers already know: production ... Licensed (or ready to get licensed quickly) About Company Independence Home Loans is headquartered ...

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Loans Officer information

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$22.5K

$70.3K

$126.5K

How much do loans officer jobs pay per year?

As of Sep 13, 2026, the average yearly pay for loans officer in the United States is $70,335.00, according to ZipRecruiter salary data. Most workers in this role earn between $46,000.00 and $90,000.00 per year, depending on experience, location, and employer.

What does a loans officer do?

A Loans Officer, also known as a Loan Officer or Lending Officer, is responsible for evaluating, authorizing, or recommending approval of loan applications for individuals or businesses. They assess financial information, credit history, and the ability of applicants to repay loans. Loans Officers also guide clients through the loan process, explain different loan products, and ensure all required documentation is completed. Their goal is to help clients secure financing while minimizing risk for the lending institution.

What are the key skills and qualifications needed to thrive as a loans officer?

To thrive as a Loans Officer, you need strong analytical skills, attention to detail, and a solid understanding of financial principles, typically supported by a degree in finance, business, or a related field. Familiarity with loan origination software, credit analysis tools, and regulatory compliance systems is often required. Excellent interpersonal skills, problem-solving abilities, and effective communication help build client trust and facilitate loan processing. These skills ensure accurate risk assessment, regulatory compliance, and positive client relationships, all crucial for successful loan portfolio management.

What are some common challenges loans officers face when evaluating loan applications?

Loans Officers often encounter the challenge of balancing risk assessment with customer service. Determining an applicant's creditworthiness can be complicated by incomplete documentation, inconsistent financial histories, or unclear collateral values. Additionally, Loans Officers must stay updated on changing regulations and internal lending policies, all while maintaining clear communication with clients and collaborating with underwriters and compliance teams. Developing strong analytical and interpersonal skills can help overcome these challenges and ensure sound lending decisions.

What is the difference between Loans Officer vs Mortgage Loan Officer?

AspectLoans OfficerMortgage Loan Officer
CredentialsTypically requires a high school diploma or equivalent; some roles may need licensingRequires licensing (e.g., NMLS), high school diploma, and often additional certifications
Work EnvironmentBank branches, credit unions, or financial institutionsMortgage broker offices, banks, or lending institutions
Industry UsageUsed across various lending sectors including personal, auto, and business loansSpecialized in residential mortgage lending
Common Search & ComparisonOften compared for general lending rolesCompared when focusing on home loans and real estate financing

The main difference between a Loans Officer and a Mortgage Loan Officer is their specialization. Loans Officers handle a variety of loan types across different sectors, while Mortgage Loan Officers focus specifically on residential mortgage loans. Both roles require licensing and involve assessing borrower qualifications, but Mortgage Loan Officers typically work more closely with real estate transactions and homebuyers.

How much do most loans officers make?

Most loans officers earn a median annual salary of around $50,000 to $70,000, with experienced professionals and those working in high-demand areas earning higher. Compensation often includes commissions or bonuses based on loan volume, and strong customer service skills can impact earnings.
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Loans Officer jobs near you
Infographic showing various Loans Officer job openings in the United States as of August 2026, with employment types broken down into 97% Full Time, and 3% Part Time. Highlights an 99% Physical, and 1% Remote job distribution, with an average salary of $70,335 per year, or $33.8 per hour.

Sales: Mortgage Loan Officer- No Experience

Santa Rosa, CA • On-site

Magnolia Bank Inc
11 - 50 employees
Learn more about Magnolia Bank Incexternal

$60K - $150K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

This job post has expired 2 days ago. Applications are no longer accepted.

Job description


Loan Officer:

·        A fun and helpful work environment while getting results!

·        Convert vetted, ‘warm’ mortgage leads into loans

·        M-F, 8-5 in office

·        Supported by Processors and Closing Coordinators

·        Loans Officer’s primary responsibility- SELL! 

·        Follow a proven sales process- Consultative approach

·        No mortgage experience required or preferred

·        Sales background or strong customer service skills wanted

·        On Target Earnings $85K-$100K based on performance, hourly + bonus

·        Full benefits offered inside first 30 days

·        Time on the phone = Success and making money!