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Loans Officer Jobs (NOW HIRING)

LENDIFY HOME LOANS LLC

Loan Officer

Troy, MI · On-site

$100K - $300K/yr

ob Overview About Lendify Home Loans Lendify Home Loans is one of the fastest growing mortgage ... We specialize in providing exceptional support to our Loan Officers and clients, making the ...

LENDIFY HOME LOANS LLC

Loan Officer

Troy, MI · On-site

$100K - $300K/yr

ob Overview About Lendify Home Loans Lendify Home Loans is one of the fastest growing mortgage ... We specialize in providing exceptional support to our Loan Officers and clients, making the ...

Mission Loans, LLC

Loan Officer

Scottsdale, AZ · On-site +1

$120K - $200K/yr

Mission Loans is looking for E xperienced Remote Loan Officers to join our team! As a Loan Officer , you'll play a key role in helping clients navigate their financial journey by assessing their ...

Beeline Loans

Mortgage Loan Officer

Anaheim, CA · Remote

Originate residential mortgage loans (QM and non-QM) while ensuring compliance with all regulatory requirements. * Build and manage a strong pipeline of borrowers using our advanced CRM and dialer ...

EMM LOANS LLC

Mortgage Loan Officer

Cincinnati, OH · Remote

Experienced Loan Officers at EMM Loans in Cincinnati, Bethel, Mount Orab, Clermont County, Brown ... In this role, you'll market and originate residential mortgage loans , build relationships with ...

EMM LOANS LLC

Mortgage Loan Officer

Cincinnati, OH · Remote

Experienced Loan Officers at EMM Loans in Cincinnati, Bethel, Mount Orab, Clermont County, Brown ... In this role, you'll market and originate residential mortgage loans , build relationships with ...

EMM LOANS LLC

Mortgage Loan Officer

Cincinnati, OH · On-site

Experienced Loan Officers at EMM Loans in Cincinnati, Bethel, Mount Orab, Clermont County, Brown ... In this role, you'll market and originate residential mortgage loans , build relationships with ...

EMM LOANS LLC

Mortgage Loan Officer

Cincinnati, OH · On-site

Experienced Loan Officers at EMM Loans in Cincinnati, Bethel, Mount Orab, Clermont County, Brown ... In this role, you'll market and originate residential mortgage loans , build relationships with ...

EMM LOANS LLC

Loan Officers - Northeast Region

Brick, NJ · On-site

... Officer - Northeast | EMM Loans LLC EMM Loans LLC is seeking ambitious Referral Loan Officers to join our growing Northeast teams! Work alongside a strong, experienced leader and learn from the best ...

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Loans Officer information

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$22.5K

$70.3K

$126.5K

How much do loans officer jobs pay per year?

As of Jun 20, 2026, the average yearly pay for loans officer in the United States is $70,335.00, according to ZipRecruiter salary data. Most workers in this role earn between $46,000.00 and $90,000.00 per year, depending on experience, location, and employer.

What is the difference between Loans Officer vs Mortgage Loan Officer?

AspectLoans OfficerMortgage Loan Officer
CredentialsTypically requires a high school diploma or equivalent; some roles may need licensingRequires licensing (e.g., NMLS), high school diploma, and often additional certifications
Work EnvironmentBank branches, credit unions, or financial institutionsMortgage broker offices, banks, or lending institutions
Industry UsageUsed across various lending sectors including personal, auto, and business loansSpecialized in residential mortgage lending
Common Search & ComparisonOften compared for general lending rolesCompared when focusing on home loans and real estate financing

The main difference between a Loans Officer and a Mortgage Loan Officer is their specialization. Loans Officers handle a variety of loan types across different sectors, while Mortgage Loan Officers focus specifically on residential mortgage loans. Both roles require licensing and involve assessing borrower qualifications, but Mortgage Loan Officers typically work more closely with real estate transactions and homebuyers.

What does a Loans Officer do?

A Loans Officer, also known as a Loan Officer or Lending Officer, is responsible for evaluating, authorizing, or recommending approval of loan applications for individuals or businesses. They assess financial information, credit history, and the ability of applicants to repay loans. Loans Officers also guide clients through the loan process, explain different loan products, and ensure all required documentation is completed. Their goal is to help clients secure financing while minimizing risk for the lending institution.

How much does a loan officer make on a $500,000 loan?

A loan officer typically earns a commission or fee based on the loan amount, often around 1% to 2%, which would be $5,000 to $10,000 for a $500,000 loan. Compensation can also include a base salary and bonuses, depending on the employer and location. The specific earnings depend on the loan type, lender policies, and the officer's experience and performance.

What are the key skills and qualifications needed to thrive as a Loans Officer, and why are they important?

To thrive as a Loans Officer, you need strong analytical skills, attention to detail, and a solid understanding of financial principles, typically supported by a degree in finance, business, or a related field. Familiarity with loan origination software, credit analysis tools, and regulatory compliance systems is often required. Excellent interpersonal skills, problem-solving abilities, and effective communication help build client trust and facilitate loan processing. These skills ensure accurate risk assessment, regulatory compliance, and positive client relationships, all crucial for successful loan portfolio management.

What are some common challenges Loans Officers face when evaluating loan applications?

Loans Officers often encounter the challenge of balancing risk assessment with customer service. Determining an applicant's creditworthiness can be complicated by incomplete documentation, inconsistent financial histories, or unclear collateral values. Additionally, Loans Officers must stay updated on changing regulations and internal lending policies, all while maintaining clear communication with clients and collaborating with underwriters and compliance teams. Developing strong analytical and interpersonal skills can help overcome these challenges and ensure sound lending decisions.

Will MLO be replaced by AI?

A Loans Officer (MLO) performs tasks such as evaluating borrower creditworthiness and processing loan applications, which require judgment, communication, and understanding of complex financial regulations. While AI can assist with data analysis and automate routine tasks, it is unlikely to fully replace the role due to the need for human interaction and decision-making in lending processes.

Is being a loan officer a good career?

A loan officer is a financial professional who evaluates and approves loan applications, often working in banks or lending institutions. The role offers opportunities for advancement, requires strong communication and analytical skills, and typically involves a standard work schedule, with some positions requiring licensing or certification. Job stability and earning potential can vary based on economic conditions and experience.

Is it hard to make it as a loan officer?

Becoming a loan officer requires strong communication skills, knowledge of lending regulations, and often a relevant license or certification. Success depends on experience, networking, and the ability to evaluate creditworthiness, but with dedication, it is a feasible career path.
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Loans Officer jobs near you
Loan Officer

Loan Officer

Equity Smart Home Loans

South Pasadena, CA • Remote

Contractor

Posted 16 days ago

Job description


Welcome to EQUITY SMART HOME LOANS!

Established in 2001, Equity Smart was created to make home loans accessible to everyone. We started as a small mortgage broker dedicated to three things: great customer care, integrity, and empowering our clients and partners. Since our humble beginnings, Equity Smart has grown to be a leader in the mortgage broker community.

We see a need for a new type of mortgage broker, one that views its loan officers and employees as partners, one that empowers people to build their equity through the mortgage process, one that takes pride in its commitment to improvement, integrity, teamwork, and tireless effort to deliver quality service. We see a need for Equity Smart. Welcome!

Being a Loan Officer at Equity Smart

At Equity Smart Home Loans, we believe our loan officers are our partners, our loan officers are incredibly special, and our loan officers should be treated as such.

We repeat… You are our partners, you are incredibly special, and that’s how you should be treated.

Well, that doesn’t sound too complicated, right? That’s what we thought, but we are told daily by our loan officers that this company-wide belief is one of the many positive attributes that make us unique in our industry. Ask yourself, up to this point, who has been truly dedicated to helping YOU build equity in yourself? Regardless of your answer, we assure you, we are ready to do just that. We hold your happiness and success above all else. Simply put, If you succeed, we succeed. Our loan officers mean the world to us, and we like to PROVE it through their experience with our team at Equity Smart.

At Equity Smart Home Loans, we blow our loan officers’ minds daily while helping them put enormous smiles on the faces of their clients. Just a few of many ways in which we do this:

  • offering the most advanced, yet simple-to-use tools & tech in the industry

  • easy access to our super-knowledgeable and eager support staff

  • lightning fast closings and commission payments

  • encouraging a proper work/life balance

  • empowering our clients with the ability to build equity the right way, skillfully guiding them through the mortgage process.

At Equity Smart Home Loans…

We are committed to our team (our family!) and our culture.

We are committed to constantly improving all aspects of our business.

We are committed to seeking out and implementing the most advanced tools, the most productive training, and staying many steps ahead of our competitors.

We are committed to always exceeding expectations and never being complacent.

We are committed to integrity, respect and appreciation for our Loan Officers.

Bottom line, we are committed to you and your clients.

We offer everything a remote, independent contractor needs to succeed for their clients. Learn more about us at www.myeshl.com.

If you have an active MLO license on NMLS, are looking for more than your average brokerage, want to be a part of something bigger, better and growing daily, want somewhere you can find like-minded teammates that become family, where people truly care about growing your business, your success and the success of your clients, look no further.

Apply with us today and let us help you build equity in yourself!

Apply