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Loans Officer Jobs (NOW HIRING)

Mission Loans

Mortgage Loan Officer

Irvine, CA · On-site

$120K - $200K/yr

Mission Loans is looking for Mortgage Loan Officers to join our Irvine Office! As a Mortgage Loan Officer , you'll play a key role in helping clients navigate their financial journey by assessing ...

Beeline Loans

Mortgage Loan Officer

Anaheim, CA · Remote

Originate residential mortgage loans (QM and non-QM) while ensuring compliance with all regulatory requirements. * Build and manage a strong pipeline of borrowers using our advanced CRM and dialer ...

EMM LOANS LLC

Loan Officers - Northeast Region

Brick, NJ · On-site

... Officer - Northeast | EMM Loans LLC EMM Loans LLC is seeking ambitious Referral Loan Officers to join our growing Northeast teams! Work alongside a strong, experienced leader and learn from the best ...

EMM LOANS LLC

Loan Officers - Midwest Region

Fishers, IN · Remote

... Officer - Midwest | EMM Loans LLC EMM Loans LLC is seeking ambitious Referral Loan Officers to join our growing Midwest teams! Work alongside a strong, experienced leader and learn from the best in ...

Trumark Companies

Loan Officer

Bronx, NY · On-site

$16.90/hr

Loan Officer Icon Lending, the affiliated mortgage company of Trumark Homes , is looking for a Loan Officer who is prepared to make a difference for customers looking to buy a home. The Loan Officer ...

Trumark Companies

Loan Officer

Bronx, NY · On-site

$16.90/hr

Loan Officer Icon Lending, the affiliated mortgage company of Trumark Homes , is looking for a Loan Officer who is prepared to make a difference for customers looking to buy a home. The Loan Officer ...

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Loans Officer information

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$22.5K

$70.3K

$126.5K

How much do loans officer jobs pay per year?

As of Sep 13, 2026, the average yearly pay for loans officer in the United States is $70,335.00, according to ZipRecruiter salary data. Most workers in this role earn between $46,000.00 and $90,000.00 per year, depending on experience, location, and employer.

What does a loans officer do?

A Loans Officer, also known as a Loan Officer or Lending Officer, is responsible for evaluating, authorizing, or recommending approval of loan applications for individuals or businesses. They assess financial information, credit history, and the ability of applicants to repay loans. Loans Officers also guide clients through the loan process, explain different loan products, and ensure all required documentation is completed. Their goal is to help clients secure financing while minimizing risk for the lending institution.

What are the key skills and qualifications needed to thrive as a loans officer?

To thrive as a Loans Officer, you need strong analytical skills, attention to detail, and a solid understanding of financial principles, typically supported by a degree in finance, business, or a related field. Familiarity with loan origination software, credit analysis tools, and regulatory compliance systems is often required. Excellent interpersonal skills, problem-solving abilities, and effective communication help build client trust and facilitate loan processing. These skills ensure accurate risk assessment, regulatory compliance, and positive client relationships, all crucial for successful loan portfolio management.

What are some common challenges loans officers face when evaluating loan applications?

Loans Officers often encounter the challenge of balancing risk assessment with customer service. Determining an applicant's creditworthiness can be complicated by incomplete documentation, inconsistent financial histories, or unclear collateral values. Additionally, Loans Officers must stay updated on changing regulations and internal lending policies, all while maintaining clear communication with clients and collaborating with underwriters and compliance teams. Developing strong analytical and interpersonal skills can help overcome these challenges and ensure sound lending decisions.

What is the difference between Loans Officer vs Mortgage Loan Officer?

AspectLoans OfficerMortgage Loan Officer
CredentialsTypically requires a high school diploma or equivalent; some roles may need licensingRequires licensing (e.g., NMLS), high school diploma, and often additional certifications
Work EnvironmentBank branches, credit unions, or financial institutionsMortgage broker offices, banks, or lending institutions
Industry UsageUsed across various lending sectors including personal, auto, and business loansSpecialized in residential mortgage lending
Common Search & ComparisonOften compared for general lending rolesCompared when focusing on home loans and real estate financing

The main difference between a Loans Officer and a Mortgage Loan Officer is their specialization. Loans Officers handle a variety of loan types across different sectors, while Mortgage Loan Officers focus specifically on residential mortgage loans. Both roles require licensing and involve assessing borrower qualifications, but Mortgage Loan Officers typically work more closely with real estate transactions and homebuyers.

How much do most loans officers make?

Most loans officers earn a median annual salary of around $50,000 to $70,000, with experienced professionals and those working in high-demand areas earning higher. Compensation often includes commissions or bonuses based on loan volume, and strong customer service skills can impact earnings.
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Loans Officer jobs near you
Infographic showing various Loans Officer job openings in the United States as of August 2026, with employment types broken down into 97% Full Time, and 3% Part Time. Highlights an 99% Physical, and 1% Remote job distribution, with an average salary of $70,335 per year, or $33.8 per hour.

Mortgage Loan Officer -- Build a Team

Stockton, CA • On-site

Generations Home Loans
See more jobs at Generations Home Loansexternal

$150K - $300K/yr

Other

Medical, Dental, Vision, Retirement

Re-posted 19 hours ago

Job description

DESCRIPTION:

You are a successful solo producer, but somewhere in the back of your mind is a bigger ambition: your own team, your own territory, and the opportunity to become a recognized market leader. Your current company may see you only as a producer. Generations Home Loans sees the potential for something larger.


You do not need to arrive with a team already assembled. You bring the production, leadership ability, and drive, and we will work with you to build the team around you. The territory includes approximately 10,000 real estate agents served by only about 40 loan officers, creating a significant opportunity for the right person to establish and lead a growing local presence.


We are looking for a loan officer with a chip on their shoulder who is tired of making someone else’s shop successful without receiving the support or opportunity to advance. You will receive direct backing from company leadership, warm relationship opportunities, experienced operational support, and a defined path from individual production into market, regional, and senior leadership.

RESPONSIBILITIES: What You Will Do
  • Continue originating and closing a strong pipeline of residential mortgage loans
  • Establish and expand relationships with real estate professionals throughout your territory
  • Work directly with company leadership to develop a market and team-growth strategy
  • Identify, recruit, coach, and support additional loan officers and team members
  • Set the example for production activity, borrower service, communication, and accountability
  • Help build a recognizable and productive Generations Home Loans presence in the local market


Minimum Qualifications
  • Active NMLS license in good standing
  • Demonstrated success as a producing residential Mortgage Loan Officer
  • An established record of developing real estate agent and referral relationships
  • A desire to build, coach, and lead a mortgage production team
  • Strong leadership, communication, and decision-making skills
  • The ability to maintain personal production while assuming greater leadership responsibility
COMPENSATION:

This is a performance-based mortgage origination opportunity designed for professionals who want the ability to grow their production, develop a long-term book of business, and advance into greater levels of responsibility.


Compensation is based on individual or team production, experience, role, and applicable leadership responsibilities. Successful producing loan officers may earn $150,000 to $300,000 annually or more, depending on performance.

ABOUT:

Generations Home Loans is a financially stable, growth-oriented mortgage company committed to helping loan officers build sustainable, relationship-driven businesses. Through defined purchase partnerships with Windermere Real Estate and select leading brokerages across our markets, our loan officers have opportunities to develop meaningful connections with real estate professionals and become trusted lending resources within the communities they serve.


Our platform is designed to give mortgage professionals the support, tools, and organizational stability they need to focus on relationships, borrowers, and production. Loan officers are backed by dedicated Deal Desk assistance, experienced processing, underwriting, and closing professionals, and technology engineered to improve speed, communication, and consistency throughout the lending process.


Why Generations Home Loans
  • Defined purchase partnerships with Windermere Real Estate offices and select leading brokerages across our markets
  • Company-supported opportunities to build productive, long-term relationships with real estate professionals
  • Dedicated Deal Desk assistance and experienced processing, underwriting, and closing support
  • A technology platform engineered for speed, consistency, and effective transaction communication
  • A structured partnership model with clear expectations, measurable performance standards, and meaningful long-term opportunity
  • Direct access to engaged company leadership and support for producers who want to build teams
  • A defined advancement path into market, regional, and senior leadership opportunities
  • Financial stability and an organization positioned to continue investing in responsible growth


Employee Benefits

Eligible employees have access to a competitive benefits package that includes:

  • 401(k) retirement plan
  • Comprehensive health insurance
  • Dental insurance
  • Vision insurance

At Generations Home Loans, talented mortgage professionals receive more than a place to originate loans. They gain a platform designed to support their production, strengthen their real estate partnerships, recognize their leadership potential, and invest in their long-term success.

Apply