Corporate Closer

Job Summary:
The Corporate Closer position completes mortgage loan documents required for closing per investor and program specific guidelines. Reviews data and documentation for data integrity, prepares initial through final closing disclosures, change of circumstance forms, orders wires, and closing documents. Communicates with branches in a timely, efficient, and courteous manner.
Essential Job Functions:

• Reviews data entry and all submitted documentation for accuracy provided by the branch within 24 hours of submission
• Reviews Surveys and Title Commitment for accuracy, liens, judgments, and easements
• Reviews sales contract, PMI certificates, lock confirmations, and underwriting approvals for accuracy and verify data entered in Encompass
• Verifies accuracy of hazard and flood insurance, property tax amounts and due dates through CoreLogic
• Generates initial closing disclosure in Encompass and sends to the branch via secure email for approval
• Updates initial closing disclosure with any changes that need to be made based on branch review
• Sends the initial closing disclosure to the borrower via Encompass e-sign, US mail, and/or print to have executed in person
• Prepares changes of circumstance forms as needed after closing disclosure has been sent
• Accurately completes all required information into Encompass and DocsDirect systems to prepare final closing disclosure and closing documents
• Balances closing disclosure with attorneys/settlement/escrow agents figures within Encompass to ensure accuracy of borrowers bottom line
• Orders wire within Encompass
• Orders closing documents and final closing disclosure
• Reviews completed closing documents for accuracy
• Submits final closing disclosure, supporting documents, and closing documents to attorneys/settlement/escrow agents
• Emails the branch, corresponding corporate funder informing documents have been released and the funding checklist will be sent to attorneys/settlement/escrow agents
• Responds promptly to general closing questions from branches, closing manager, team lead, post closing, attorneys/settlement/escrow agents, and accounting
• Provides backup support for other closing team members
• Assists in training of new members of the closing team

Non-Essential Job Functions:

• Participates in proactive team efforts to achieve departmental and company goals
• Adopts Fairway values in personal work behaviors, decision making, contributions and interpersonal interactions
• Contributes to a positive work environment by demonstrating cultural expectations and influencing others to reward performance and value "can do" people, accountability, diversity and inclusion, flexibility, continuous improvement, collaboration, creativity and fun
• Performs other duties as assigned

Required Knowledge and Skills:

• Basic knowledge and understanding of Document Prep Vendor
• Basic knowledge and understanding of Encompass
• Solid knowledge and understanding of a variety of loan programs: Conventional, FHA, USDA, and VA
• Solid knowledge and understanding of TLTA and ALTA commitments
• Solid knowledge and understanding of high cost, FMNA 5%, HOEPA, and HPML
• Solid knowledge and understanding of TRID closing regulations
• Solid knowledge and understanding of customer service and intrapersonal best practices
• Solid knowledge and understanding of mortgage loan programs and documents

Required Education and Experience:

• High School diploma or equivalency degree
• 3+ years of recent mortgage banking experience in closing and/or document preparation
• Demonstrated experience researching information, problem solving, and making solid business decisions
• Demonstrated experience in analyzing, interpreting data, and critical thinking
• Demonstrated experience utilizing multiple technology platforms simultaneously
• Demonstrated experience effectively managing relationships with internal and external partners
• Demonstrated experience working in a fast paced and changing environment
• Demonstrated experience with attention to detail, written and oral communication, time management, multi-tasking, and working in a team atmosphere adhering to tight deadlines
• Demonstrated experience with MS Office software products including 10 key

Physical Environment:

• This position is primarily an in office or work remote position
• Normal office environment
• This position involves extended periods of time sitting at a computer in a desk

#indeed

External Company Name: Fairway Independent Mortgage Corporation
External Company URL: www.fairwayindependentmc.com
Street: Work From Home
Remote: Yes