Retail Credit Analyst - Jump The Fence @ NRG Energy

ENTRY LEVEL POSITION FOR RECENT COLLEGE GRADUATE LOOKING TO BUILD A CAREER IN THE ENERGY INDUSTRY. PLEASE READ JOB DESCRIPTION AND REQUIREMENTS IN FULL BEFORE APPLYING.

Jump The Fence @ NRG Program:

• We are actively seeking career-minded, team focused, hard-working individuals, who are interested in building a career in the energy industry, to join the Jump the Fence program at NRG Energy.
• NRG Energy is a leading Fortune 200 integrated power company that brings the power of energy to people and organizations by putting customers at the center of everything they do. NRG generates electricity and provides energy solutions and natural gas to roughly six million customers throughout the United States and Canada.
• Designed as a pathway for you to learn from and work alongside senior professionals and leaders in the energy industry experiencing the inner workings of our client, NRG.
• Take part in a 6-month, comprehensive training program in-person at NRG’s Houston, TX headquarters.
• Highly competitive salary, signing bonus, quarterly bonuses, travel stipend and housing provided in Houston, TX by JTFR during the 6-month training period.
• You will be employed by JTFR for the initial 6-month period and then have the opportunity to Jump the Fence to a full time position with NRG Energy. Once you jump the fence to NRG, you will be fully employed by NRG.

US work authorization is a must - we cannot sponsor a work visa at this current time or accept student visas.

*** This position is for an immediate hire

About NRG:

NRG is bringing the power of energy to people and organizations by putting customers at the center of everything they do. NRG generates electricity and provides energy solutions and natural gas to millions of customers through its diverse portfolio of retail brands. A Fortune 500 company, operating in the United States and Canada, NRG delivers innovative solutions while advocating for competitive energy markets and customer choice, working towards a sustainable energy future.

Retail Credit Analyst Role:

The successful candidate will be a recent graduate with a bachelor’s degree in finance, accounting, economics, or a related field, with a strong concentration or minor in computer science. They will be a mature self-starter with an exceptional capability to break down and communicate complex technical concepts to a non-specialist audience, and will join a team of credit professionals responsible for a portfolio of retail energy customers across North America. They will be a key contributor to the development of best-in-class risk management tools for NRG’s retail credit team.

Essential Duties/Responsibilities:

The successful candidate will work with Retail Credit Risk management, IT developers, project managers, and other stakeholders as appropriate, to develop comprehensive data sources and reporting for customer-specific and portfolio-wide credit risk and exposure profiles, default estimation, transaction analysis, concentration risk, and related credit metrics such as potential future exposure, expected exposure, loss given default, etc.. Their immediate tasks would include supporting and/or performing independently:

• System stack review: Quickly develop a working understanding of retail credit risk decision-making and reporting at NRG through a complex system stack, including mapping of existing data flows, decision points, and identification of process gaps / weaknesses, manual steps, duplicative work,
• Development of immediate-need reporting tools from current data sources.
• Development of a comprehensive retail credit risk data warehouse, an effort which may include but not be limited to:
  • Facilitation of writing use cases, in collaboration with Retail Credit Risk and senior management personnel, to identify and prioritize the key information and reporting needs of the Retail Credit Risk team.
  • Identifying the sources of data required to meet those needs.
  • Standardizing / mapping the data elements obtained from multiple sources to common nomenclature, units of measure, and data hierarchies.
  • Supporting the design, building, and testing of data warehouse flows and functionality.
  • Supporting the design, building, and testing of related reporting.

In addition to the above immediate and primary projects, the successful candidate may be engaged in other project work within the Credit Risk team, deployed as a Retail Credit Analyst to learn, support, and improve the credit adjudication and monitoring process, or take on other roles as agreed by the candidate and their management.

Minimum Requirements:

• University undergraduate degree in Accounting, Finance, Economics, or a related field, with a strong concentration / minor in computer science.
• Strong written and oral communication skills.
• Detail-oriented and tenacious, able to work independently and collaboratively with other team members and departments to understand a highly fragmented and complex data environment across multiple platforms
• Strong data querying, data management and presentation skills. SQL, PowerBI/Tableau or similar data aggregation and presentation tools, MS Excel / VBA.

Preferred Qualifications:

• Academic understanding of financial statements, credit risk metrics, and derivative securities
• Familiarity with energy commodity sales / trading and risk management concepts Accounting designation or CFA

BUILD YOUR CAREER WITH US

US work authorization is a must - we cannot sponsor a work visa at this current time or accept student visas.