Life Insurance Sales Representative

Life Insurance Sales Representative Salary

$25K

$65K

$141K

$78,517

/year

$37.75

/hour

Life Insurance Sales Representative Salary Comparison by Location

Nationwide

United States

$78,517

Columbus

Ohio

$75,839

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    How much does a Life Insurance Sales Representative make?

    As of Sep 5, 2026, the average annual pay for a Life Insurance Sales Representative in the United States is $78,517 a year.

    Just in case you need a simple salary calculator, that works out to be approximately $37.75 an hour. This is the equivalent of $1,509/week or $6,543/month.

    While ZipRecruiter is seeing annual salaries as high as $141,000 and as low as $25,000, the majority of Life Insurance Sales Representative salaries currently range between $45,000 (25th percentile) to $111,500 (75th percentile) with top earners (90th percentile) making $130,000 annually across the United States. The average pay range for a Life Insurance Sales Representative varies greatly (by as much as 66500), which suggests there may be many opportunities for advancement and increased pay based on skill level, location and years of experience.

    A Life Insurance Sales Representative in your area makes on average $75,839 per year, or $2,678 (3.411%) less than the national average annual salary of $78,517. Ohio ranks number 30 out of 50 states nationwide for Life Insurance Sales Representative salaries.

    To estimate the most accurate annual salary range for Life Insurance Sales Representative jobs, ZipRecruiter continuously scans its database of millions of active jobs published locally throughout America.

    Find your next high paying job as a Life Insurance Sales Representative on ZipRecruiter today.

    What are Top 10 Highest Paying Cities for Life Insurance Sales Representative Jobs

    We've identified 10 cities where the typical salary for a Life Insurance Sales Representative job is above the national average. Topping the list is Nome, AK, , with Sitka, AK, and Wyoming, WY, close behind in the second and third positions. Wyoming, WY, beats the national average by $15,124 (19.3%), and Nome, AK, furthers that trend with another $18,883 (24.0%) above the $78,517 average.

    With these 10 cities having average salaries higher than the national average, the opportunities for economic advancement by changing locations as a Life Insurance Sales Representative appears to be exceedingly fruitful.

    Finally, another factor to consider is the average salary for these top 10 cities varies very little at 7% between Nome, AK, and Santa Cruz, CA, , reinforcing the limited potential for much wage advancement. The possibility of a lower cost of living may be the best factor to use when considering location and salary for a Life Insurance Sales Representative role.

    City

    Annual Salary

    Hourly Wage

    Nome, AK

    $97,400

    $46.83

    Sitka, AK

    $94,588

    $45.48

    Wyoming, WY

    $93,641

    $45.02

    San Francisco, CA

    $92,507

    $44.47

    Livermore, CA

    $92,099

    $44.28

    San Jose, CA

    $91,573

    $44.03

    Milpitas, CA

    $91,501

    $43.99

    Daly City, CA

    $90,977

    $43.74

    Kotzebue, AK

    $90,847

    $43.68

    Santa Cruz, CA

    $90,661

    $43.59

    What are Top 5 Best Paying Related Life Insurance Sales Representative Jobs in the U.S.

    Analyzing some similar jobs related to the Life Insurance Sales Representative job category, we found that Insurance Agency Owner jobs have average salaries greater than Life Insurance Sales Representative jobs.

    Significantly, Insurance Agency Owner jobs pay $3,850 (4.9%) more than the average Life Insurance Sales Representative salary of $78,517. If you're qualified, finding work as a Insurance Agency Owner may help you make more money than that of the average Life Insurance Sales Representative position.

    Job Title

    Annual Salary

    Hourly Wage

    Insurance Agency Owner

    $82,367

    $39.60

    Aflac Insurance Sales Representative

    $78,517

    $37.75

    Service Sales Representative

    $61,448

    $29.54

    Agency Sales Representative

    $53,111

    $25.53

    Hair Product Sales Rep

    $48,127

    $23.14

    About Our Data

    ZipRecruiter salary estimates, histograms, trends and comparisons are derived from both employer job postings and third party data sources.

    Infographic detailing Life Insurance Sales Representative salary across the United States as of August 2026. Displays a bar chart with salary percentiles, a national average salary of $78,517 per year or $37.75 an hour, and a color-coded map showing state-by-state salary variations.