What are the top 10 cities with the highest pay for Life Insurance Agent?

We've identified 10 cities in the United States where Life Insurance Agent jobs typically pay above the area average. Topping the list is Scotts Valley, CA (29.4% above average), followed by Wasco, CA and Nome, AK. City Annual Salary Monthly Pay Weekly Pay Hourly Wage Scotts Valley, CA $115,133 $9,594 $2,214 $55.35 Wasco, CA $114,209 $9,517 $2,196 $54.91 Nome, AK $110,365 $9,197 $2,122 $53.06 Berkeley, CA $108,936 $9,078 $2,094 $52.37 Redwood City, CA $108,929 $9,077 $2,094 $52.37 Sitka, AK $107,178 $8,931 $2,061 $51.53 Wyoming, WY $106,106 $8,842 $2,040 $51.01 San Francisco, CA $104,820 $8,735 $2,015 $50.39 Santa Clara, CA $104,488 $8,707 $2,009 $50.23 Sunnyvale, CA $104,418 $8,701 $2,008 $50.20

Life Insurance Agent

Life Insurance Agent Salary

Q: How much does a Life Insurance Agent make?

The average annual pay for a life insurance agent in the United States is $88,968 a year — that works out to approximately $42.77 an hour. The middle 80% of Life Insurance Agents earn between $24,000 (10th percentile) and $139,000 (90th percentile) per year, depending on experience and employer.

Q: What are Top 5 Best Paying Related Life Insurance Agent Jobs in the United States?

We found several jobs related to Life Insurance Agent in the United States that pay more on average. Topping the list is Virtual Life Insurance Agent at $3,338 (3.8%) above Life Insurance Agent. Job Title Annual Salary Monthly Pay Weekly Pay Hourly Wage Virtual Life Insurance Agent $85,630 $7,135 $1,646 $41.17 Licensed Insurance Agent Work From Home $71,292 $5,941 $1,371 $34.27 Health Insurance Sales Agent $50,363 $4,196 $968 $24.21 Eft $49,402 $4,116 $950 $23.75 Home Based Travel Agent $42,936 $3,578 $825 $20.64

$18K

$95K

$145K

$88,968

/year

$42.77

/hour

Life Insurance Agent Salary Comparison by Location

Nationwide

United States

$88,968

Columbus

Ohio

$85,934

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How much does a Life Insurance Agent make?

As of Aug 1, 2026, the average annual pay for a Life Insurance Agent in the United States is $88,968 a year.

Just in case you need a simple salary calculator, that works out to be approximately $42.77 an hour. This is the equivalent of $1,710/week or $7,414/month.

While ZipRecruiter is seeing annual salaries as high as $145,000 and as low as $18,000, the majority of Life Insurance Agent salaries currently range between $57,500 (25th percentile) to $122,000 (75th percentile) with top earners (90th percentile) making $139,000 annually across the United States. The average pay range for a Life Insurance Agent varies greatly (by as much as 64500), which suggests there may be many opportunities for advancement and increased pay based on skill level, location and years of experience.

A Life Insurance Agent in your area makes on average $85,934 per year, or $3,034 (3.410%) less than the national average annual salary of $88,968. Ohio ranks number 30 out of 50 states nationwide for Life Insurance Agent salaries.

To estimate the most accurate annual salary range for Life Insurance Agent jobs, ZipRecruiter continuously scans its database of millions of active jobs published locally throughout America.

Find your next high paying job as a Life Insurance Agent on ZipRecruiter today.

What are Top 10 Highest Paying Cities for Life Insurance Agent Jobs

We've identified 10 cities where the typical salary for a Life Insurance Agent job is above the national average. Topping the list is Scotts Valley, CA, , with Wasco, CA, and Nome, AK, close behind in the second and third positions. Nome, AK, beats the national average by $21,397 (24.1%), and Scotts Valley, CA, furthers that trend with another $26,165 (29.4%) above the $88,968 average.

With these 10 cities having average salaries higher than the national average, the opportunities for economic advancement by changing locations as a Life Insurance Agent appears to be exceedingly fruitful.

Finally, another factor to consider is the average salary for these top 10 cities varies very little at 9% between Scotts Valley, CA, and Sunnyvale, CA, , reinforcing the limited potential for much wage advancement. The possibility of a lower cost of living may be the best factor to use when considering location and salary for a Life Insurance Agent role.

City	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
Scotts Valley, CA	$115,133	$9,594	$2,214	$55.35
Wasco, CA	$114,209	$9,517	$2,196	$54.91
Nome, AK	$110,365	$9,197	$2,122	$53.06
Berkeley, CA	$108,936	$9,078	$2,094	$52.37
Redwood City, CA	$108,929	$9,077	$2,094	$52.37
Sitka, AK	$107,178	$8,931	$2,061	$51.53
Wyoming, WY	$106,106	$8,842	$2,040	$51.01
San Francisco, CA	$104,820	$8,735	$2,015	$50.39
Santa Clara, CA	$104,488	$8,707	$2,009	$50.23
Sunnyvale, CA	$104,418	$8,701	$2,008	$50.20

What are Top 5 Best Paying Related Life Insurance Agent Jobs in the U.S.

Analyzing some similar jobs related to the Life Insurance Agent job category, we found that Virtual Life Insurance Agent jobs have average salaries similar than Life Insurance Agent jobs.

Job Title	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
Virtual Life Insurance Agent	$85,630	$7,135	$1,646	$41.17
Licensed Insurance Agent Work From Home	$71,292	$5,941	$1,371	$34.27
Health Insurance Sales Agent	$50,363	$4,196	$968	$24.21
Eft	$49,402	$4,116	$950	$23.75
Home Based Travel Agent	$42,936	$3,578	$825	$20.64

About Our Data

ZipRecruiter salary estimates, histograms, trends and comparisons are derived from both employer job postings and third party data sources.

Infographic detailing Life Insurance Agent salary across the United States as of July 2026. Displays a bar chart with salary percentiles, a national average salary of $88,968 per year or $42.77 an hour, and a color-coded map showing state-by-state salary variations.

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