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Vice President Lending Jobs (NOW HIRING)

Vice President, Lending FLSA STATUS: Exempt DATE: July 2026 SAFETY SENSITIVE: No DEPARTMENT: Lending REPORTS TO: Market Manager JOB SUMMARY The Vice President, Lending is responsible for developing ...

Vice President, Lending FLSA STATUS: Exempt DATE: July 2026 SAFETY SENSITIVE: No DEPARTMENT: Lending REPORTS TO: Market Manager JOB SUMMARY The Vice President, Lending is responsible for developing ...

Vice President, Lending FLSA STATUS: Exempt DATE: July 2026 SAFETY SENSITIVE: No DEPARTMENT: Lending REPORTS TO: Market Manager JOB SUMMARY The Vice President, Lending is responsible for developing ...

Vice President Lending

Romeoville, IL · On-site

$125K - $135K/yr

Vice President Lending As our Vice President Lending, you will: * Serve as the primary credit risk officer, evaluating complex credit applications and issuing definitive lending decisions within ...

Vice President Lending

Romeoville, IL · On-site

$125K - $135K/yr

Vice President Lending As our Vice President Lending, you will: * Serve as the primary credit risk officer, evaluating complex credit applications and issuing definitive lending decisions within ...

Vice President Lending

Romeoville, IL · On-site

$125K - $135K/yr

Vice President Lending As our Vice President Lending, you will: * Serve as the primary credit risk officer, evaluating complex credit applications and issuing definitive lending decisions within ...

Vice President, Lending More Than A Job! Why do you work each day? To us, our jobs are not just something we do to make a living, it's a way to live. We work to support our members; whether ...

VP, Lending

Brighton, MI

$132K - $170K/yr

Work-life balance Job Summary The Vice President of Lending is a lending leader responsible for driving lending performance, operational excellence, and strategic execution across all Lake Trust ...

VP, Lending

Brighton, MI

$132K - $170K/yr

Work-life balance Job Summary The Vice President of Lending is a lending leader responsible for driving lending performance, operational excellence, and strategic execution across all Lake Trust ...

Vice President, Lending

MA · On-site

$128K - $150K/yr

The Vice President will evaluate lending opportunities, conduct comprehensive financial and credit analyses, structure transactions, and guide deals from origination through closing and portfolio ...

Vice President, Lending

Worcester, MA · On-site

$128K - $150K/yr

The Vice President of Lending plays a key role in advancing MassDevelopment's mission by managing the full lifecycle of commercial lending transactions, including loan and mortgage insurance ...

... Vice President of Lending maintains, grows, and services a portfolio while representing Farm Credit Illinois in the community and creating relationships with the people of rural America. What You ...

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Showing results 1-20

Vice President Lending information

See salary details

$43.5K

$157.5K

$277.5K

How much do vice president lending jobs pay per year?

As of Jul 26, 2026, the average yearly pay for vice president lending in the United States is $157,532.00, according to ZipRecruiter salary data. Most workers in this role earn between $115,000.00 and $190,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Vice President of Lending, and why are they important?

To thrive as a Vice President of Lending, you need extensive knowledge of credit risk analysis, loan underwriting, and regulatory compliance, typically supported by a degree in finance, business, or a related field. Proficiency with loan origination systems, credit analysis software, and familiarity with regulatory platforms such as HMDA or CRA compliance tools is essential. Strong leadership, relationship management, and strategic communication skills help drive team performance and foster trust with clients and stakeholders. These competencies are crucial for managing loan portfolios effectively, ensuring regulatory adherence, and driving growth in a competitive lending environment.

What does a Vice President of Lending do?

A Vice President of Lending oversees a financial institution’s lending operations, ensuring loans are processed efficiently and comply with regulations. They develop lending policies, manage loan officers, and help set strategic goals to grow the institution’s loan portfolio. Additionally, they analyze credit risk, approve large loans, and maintain relationships with key clients. Their leadership ensures the lending department meets both customer needs and organizational objectives.

What is the difference between Vice President Lending vs Commercial Loan Officer?

AspectVice President LendingCommercial Loan Officer
CredentialsBachelor's degree, often advanced certificationsBachelor's degree, relevant certifications
Work EnvironmentSenior leadership, strategic planningClient-facing, loan processing
ResponsibilitiesOversees lending strategies, manages teamsEvaluates loan applications, interacts with clients
Industry UsageBanking, financial institutionsBanking, commercial lending

The Vice President Lending typically holds a senior leadership role focused on strategic oversight and managing lending teams, while the Commercial Loan Officer handles client interactions and loan evaluations. Both roles require relevant financial credentials and operate within banking and financial institutions, but the VP is more involved in high-level decision-making and policy development.

What are some common challenges faced by a Vice President of Lending, and how can they be addressed?

A Vice President of Lending often navigates challenges such as balancing risk management with business growth, ensuring compliance with evolving regulations, and maintaining strong relationships with both clients and internal teams. To address these challenges, successful VPs prioritize ongoing education in credit policies, foster open communication with risk and compliance departments, and implement robust training for their teams. Additionally, leveraging technology to streamline loan processing and staying attuned to market trends can help maintain a competitive edge while managing risk effectively.
What cities are hiring for Vice President Lending jobs? Cities with the most Vice President Lending job openings:
What are the most commonly searched types of Lending jobs? The most popular types of Lending jobs are:
What states have the most Vice President Lending jobs? States with the most job openings for Vice President Lending jobs include:
Infographic showing various Vice President Lending job openings in the United States as of July 2026, with employment types broken down into 99% Full Time, and 1% Part Time. Highlights an 95% Physical, 2% Hybrid, and 3% Remote job distribution, with an average salary of $157,532 per year, or $75.7 per hour.
Vice President, Lending

Vice President, Lending

Union Bank

Russellville, AR • On-site

Full-time

Posted 20 days ago


Job description


JOB TITLE: Vice President, Lending
FLSA STATUS: Exempt
DATE: July 2026
SAFETY SENSITIVE: No
DEPARTMENT: Lending
REPORTS TO: Market Manager
JOB SUMMARY The Vice President, Lending is responsible for developing and managing commercial and consumer lending relationships while supporting the overall growth and profitability of the bank. This position approves, evaluates, authorizes, or recommends approval of commercial, agricultural, real estate, and consumer lending customers' requests in accordance with established lending policies and procedures. The VP, Lending serves as a trusted financial advisor to customers, develops new business opportunities, manages an assigned loan portfolio, and ensures loan quality and regulatory compliance. The VP, Lending works closely with the Market Manager and other bank personnel to achieve market lending goals, strengthen customer relationships, and contribute to the bank's strategic growth initiatives.
ESSENTIAL DUTIES AND RESPONSIBILITIES
  • Develop and maintain profitable relationships with commercial, agricultural, real estate, and consumer lending customers.
  • Generate new loan and deposit business through prospecting, networking, referrals, and community involvement.
  • Obtain and analyze financial statements, tax returns, credit reports, cash flow analyses, collateral documentation, and other information necessary for credit decisions.
  • Meet with applicants to gather information, discuss financing needs, and explain available loan products and services.
  • Analyze applicants' financial status, creditworthiness, repayment capacity, and collateral to determine the feasibility of granting loans.
  • Structure loan requests and prepare complete credit presentations for approval.
  • Approve loans within assigned authority and recommend loan requests to appropriate loan committees as needed.
  • Ensure loan documentation is complete and accurate in accordance with bank policy and regulatory requirements.
  • Manage an assigned portfolio of commercial and consumer loans, including annual reviews, covenant monitoring, and collection efforts when necessary.
  • Monitor loan performance and identify emerging credit risks.
  • Review financial information and recommend solutions to meet customer borrowing needs.
  • Conduct site visits and inspections as appropriate to evaluate collateral, construction projects, and business operations.
  • Develop constructive and cooperative working relationships with customers, community members, and bank personnel.
  • Partner with branch and retail staff to identify cross-selling opportunities and enhance customer relationships.
  • Maintain a high level of cooperation and communication with teammates to ensure accurate and efficient operations.
  • Represent the bank through active participation in community organizations, civic groups, and business development activities.
  • Uphold the bank's philosophy, policies, and standard operating procedures.
  • Comply with all lending policies, banking regulations, and compliance requirements.
  • Exhibit exemplary attendance, professionalism, and punctuality.
  • Perform other duties as assigned.

KNOWLEDGE, SKILLS, AND ABILITIES
  • Thorough knowledge of commercial, consumer, agricultural, and real estate lending principles and practices.
  • Strong understanding of credit analysis, underwriting, loan structuring, and portfolio management.
  • Knowledge of banking regulations and lending compliance requirements.
  • Strong understanding of accounting principles and financial statement analysis.
  • Ability to evaluate complex financial information and make sound credit recommendations.
  • Proficiency in Microsoft Outlook, Word, and Excel.
  • Proficiency in loan underwriting and financial software systems.
  • Excellent customer service, relationship-building, and business development skills.
  • Strong verbal and written communication skills.
  • Strong analytical, problem-solving, and decision-making abilities.
  • Ability to manage multiple priorities and meet deadlines.
  • High level of professionalism, discretion, and confidentiality.
  • Strong organizational and time-management skills.
  • Ability to communicate financial concepts and lending solutions effectively to customers.
  • Ability to work independently while collaborating effectively with management and team members.
  • Ability to maintain strong attention to detail while handling frequent interruptions.

SUPERVISORY RESPONSIBILITIES AND INTERACTIONS WITH OTHERS
This position generally does not have direct supervisory responsibilities but may provide leadership, mentoring, and guidance to less experienced lenders and banking personnel. The VP, Lending interacts regularly with customers, lending staff, branch personnel, executive management, loan committees, and community leaders.
EDUCATION, TRAINING, AND EXPERIENCE
  • Bachelor's degree in Business, Finance, Accounting, Economics, or a related field preferred.
  • Minimum of 5 years of lending experience required.
  • 3-5 years of commercial lending experience required.
  • 10 or more years of lending experience preferred.
  • Commercial lending experience strongly preferred.
  • Experience in credit underwriting and financial statement analysis required.
  • Demonstrated business development and relationship management experience preferred.
  • Valid driver's license and ability to be covered under the bank's insurance policy.

PHYSICAL DEMANDS
The physical demands and working conditions remain consistent with those outlined in the job description. Duties are primarily performed in an office environment with periodic travel to customer locations, business sites, and community events.
WORKING CONDITIONS
Duties are regularly performed in an office environment. The work environment is generally a well-lighted, environmentally controlled indoor environment with a low level of noise. Periodic travel within the market area is required for customer meetings, business development activities, collateral inspections, and community involvement. Evening and occasional weekend activities may be necessary to support business development and customer needs.
This position is designed as a senior-level producer and relationship manager reporting to the Market Manager, with a primary focus on commercial loan growth, portfolio quality, customer relationship management, and business development.