ZipRecruiter

Log In

2

Entry Level Lending Jobs (NOW HIRING)

PACIFIC LENDING

Mortgage Loan Officer

Honolulu, HI

$50K - $120K/yr

Pacific Lending LLC is growing and seeking motivated Mortgage Loan Officers at all experience ... Active NMLS license required for experienced candidates * Entry-level candidates must be eligible ...

PACIFIC LENDING

Mortgage Loan Officer

Ontario, CA · On-site

$50K - $120K/yr

Pacific Lending LLC is growing and seeking motivated Mortgage Loan Officers at all experience ... Active NMLS license required for experienced candidates * Entry-level candidates must be eligible ...

PACIFIC LENDING

Mortgage Loan Officer

Temecula, CA

$50K - $120K/yr

Pacific Lending LLC is growing and seeking motivated Mortgage Loan Officers at all experience ... Active NMLS license required for experienced candidates * Entry-level candidates must be eligible ...

next page

Showing results 1-20

All JobsFinance and Insurance JobsLoan JobsLoan Processor JobsEntry Level Lending Jobs

Entry Level Lending information

What is an entry level lending?

An entry level lending job typically involves assisting customers with loan applications, reviewing financial documents, and supporting the loan approval process at banks, credit unions, or other lending institutions. Employees in these roles may work as loan processors, lending assistants, or junior loan officers. They often help gather necessary paperwork, verify applicant information, and communicate with clients about the status of their loans. These positions are great starting points for individuals interested in building a career in finance or banking, as they provide hands-on experience and opportunities for advancement.

What are the key skills and qualifications needed to thrive as an entry level lending professional?

To thrive as an Entry Level Lending professional, you need a basic understanding of financial products, credit analysis, and relevant regulations, often supported by a finance or business degree. Familiarity with loan origination systems, credit scoring tools, and customer relationship management (CRM) software is typically required. Strong interpersonal skills, attention to detail, and effective communication help you build trust with clients and work efficiently in teams. These skills and qualifications are vital for accurately assessing borrower risk, ensuring regulatory compliance, and delivering excellent customer service.

What are some common challenges faced by entry level lending professionals, and how can they overcome them?

Entry-level lending professionals often encounter challenges such as learning to evaluate borrower creditworthiness, understanding complex loan products, and managing a high volume of applications. Building strong attention to detail and effective communication skills are key to overcoming these challenges. Many employers provide structured training and mentorship to help new hires adapt and succeed. Proactively seeking guidance from experienced colleagues and staying up to date with lending regulations can also help you excel in this role.

What is the difference between Entry Level Lending vs Entry Level Mortgage Loan Officer?

AspectEntry Level LendingEntry Level Mortgage Loan Officer
CredentialsHigh school diploma or equivalent; some roles may require a finance or business degreeHigh school diploma or equivalent; licensing may be required
Work EnvironmentBank branches, lending institutions, or online platformsMortgage broker offices, banks, or lending companies
Industry UsageUsed broadly across banking and lending sectorsSpecifically focused on mortgage lending
Common Search/ComparisonYesYes

Entry Level Lending roles generally involve basic lending activities across various financial products, while Entry Level Mortgage Loan Officers specialize in mortgage loans, often requiring licensing. Both roles serve the lending industry but differ in scope and specific responsibilities.

How to get a job in entry level lending?

To get an entry-level lending job, candidates should have a high school diploma or equivalent, develop strong communication and customer service skills, and gain familiarity with financial products and basic computer software. Internships or relevant coursework in finance or banking can improve chances, and applying through bank websites or job boards is common for entry-level positions.
More about Entry Level Lending jobs

What cities are hiring for Entry Level Lending jobs?

Cities with the most Entry Level Lending job openings:

What are the most commonly searched types of Lending jobs?

The most popular types of Lending jobs are:

What states have the most Entry Level Lending jobs?

States with the most job openings for Entry Level Lending jobs include:

Entry Level Lending jobs near you
Infographic showing various Entry Level Lending job openings in the United States as of August 2026, with employment types broken down into 94% Full Time, 4% Part Time, 1% Temporary, and 1% Contract. Highlights an 85% Physical, 6% Hybrid, and 9% Remote job distribution.

Indirect Lender 1 (or higher with required experience)

Community Financial System, Inc.

Olean, NY

$21.75 - $30.50/hr

Full-time

Re-posted 8 days ago

Job description

Overview

At Community Financial System, Inc. (CFSI), we are dedicated to providing our customers with friendly, personalized, high-quality financial services and products. Our retail division, Community Bank, N.A., operates more than 200 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont and Western Massachusetts. Beyond retail banking, we also offer commercial banking, wealth management, investment management, insurance and risk management, and benefit plan administration.

Just as our employees are committed to helping our customers manage their finances, we’re committed to our employees. After all, they make it happen for our customers every day.

To ensure our people can enjoy long and successful careers here at CFSI, we offer competitive compensation, great benefits, and professional development and advancement opportunities. As an equal-opportunity workplace and affirmative-action employer, we celebrate and support a diverse workplace for the benefit of all: our employees, customers and communities.


Responsibilities

This position has entry level lending authority to purchase credits in a timely, effective manner and communicates the credit decisions (approvals, conditions, declines or pending) to dealers in a professional manner. Will be responsible to support the business development team with the development and activation of new dealer relationship and continually maintains a healthy bank/dealer relationship through verbal sale calls. Will resolve dealer problems and complaints; and inform department manager and other senior lenders of the competitive environment & dealership relations. 

Essential Responsibilities:

  • Will perform credit analysis/investigations as outlined in company policy and procedures 
  • Based on lending authority will communicate credit decisions to dealers
  • Will work in unison with the business development team to build and strengthen dealership relations and work in conjunction with management to recommend and/or develop new programs for dealerships
  • May join business development team to make in-person sales calls on occasion 
  • Responsible for providing a high level of customer service to include quoting loan payoffs, contract figures and dealer reserve information
  • Responsible to obtain missing information on credit applications in processing status
  • Handle dealership/customer issues and complaints
  • May investigate and support the business development team to resolve dealer inadequacies in an effort to protect the company’s assets
  • Actively cross-sell other company loan and deposit products/services and participate in the sales culture of the department by taking a pro-active approach with contacting dealerships to solicit business
  • Perform other related duties as assigned or directed
  • Maintain proficient knowledge of, and demonstrate ongoing compliance with all laws and regulations applicable to this position, ensure ongoing adherence to pertinent policies, procedures, and internal controls, and meet all training requirements in a timely manner

Ancillary Duties:

  • As an integral member of the Indirect Lending Department, this position is also responsible to provide assistance wherever necessary to help the Indirect Lending Department and the Company in achieving their annual goals.

Qualifications

Education/Training/Requirements:

  • Minimum of Associates Degree required
  • B.S. or B.A. degree in a related field of study preferred
  • History of specialized training in sales and/or marketing
  • Valid driver’s license
  • All applicant must be 18 years of age or older

Skills:

  • Strong sales, interpersonal and communication skills
  • Proficient reading, writing, grammar, and math skills
  • Thorough knowledge of the features and benefits of all indirect loan products and services offered with general knowledge of current lending regulations
  • Working knowledge of bank operating services
  • Moderate computer skills
  • Consistently demonstrate the Company’s core values; integrity, excellence, teamwork, and humility

Experience:

  • Minimum of three (3) years' experience in a related lending or dealer services field normally required.