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Entry Level Lending Jobs (NOW HIRING)

loanDepot

CA · On-site

$70K - $120K/yr

Joining us as an ACES Lending Officer means embarking on a transformative journey where you'll undergo comprehensive training to ace the SAFE and National Licensing exams. Throughout the program, you ...

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Entry Level Lending information

What is the best entry-level lending job?

An entry-level lending job typically involves roles such as loan officer assistant or credit analyst trainee, which require strong communication skills and basic financial knowledge. These positions often offer on-the-job training and may require a high school diploma or equivalent, with some roles benefiting from familiarity with financial software or customer service experience.

What is the difference between Entry Level Lending vs Entry Level Mortgage Loan Officer?

AspectEntry Level LendingEntry Level Mortgage Loan Officer
CredentialsHigh school diploma or equivalent; some roles may require a finance or business degreeHigh school diploma or equivalent; licensing may be required
Work EnvironmentBank branches, lending institutions, or online platformsMortgage broker offices, banks, or lending companies
Industry UsageUsed broadly across banking and lending sectorsSpecifically focused on mortgage lending
Common Search/ComparisonYesYes

Entry Level Lending roles generally involve basic lending activities across various financial products, while Entry Level Mortgage Loan Officers specialize in mortgage loans, often requiring licensing. Both roles serve the lending industry but differ in scope and specific responsibilities.

What are the key skills and qualifications needed to thrive as an entry level lending professional?

To thrive as an Entry Level Lending professional, you need a basic understanding of financial products, credit analysis, and relevant regulations, often supported by a finance or business degree. Familiarity with loan origination systems, credit scoring tools, and customer relationship management (CRM) software is typically required. Strong interpersonal skills, attention to detail, and effective communication help you build trust with clients and work efficiently in teams. These skills and qualifications are vital for accurately assessing borrower risk, ensuring regulatory compliance, and delivering excellent customer service.

What are some common challenges faced by entry level lending professionals, and how can they overcome them?

Entry-level lending professionals often encounter challenges such as learning to evaluate borrower creditworthiness, understanding complex loan products, and managing a high volume of applications. Building strong attention to detail and effective communication skills are key to overcoming these challenges. Many employers provide structured training and mentorship to help new hires adapt and succeed. Proactively seeking guidance from experienced colleagues and staying up to date with lending regulations can also help you excel in this role.

What is an entry level lending?

An entry level lending job typically involves assisting customers with loan applications, reviewing financial documents, and supporting the loan approval process at banks, credit unions, or other lending institutions. Employees in these roles may work as loan processors, lending assistants, or junior loan officers. They often help gather necessary paperwork, verify applicant information, and communicate with clients about the status of their loans. These positions are great starting points for individuals interested in building a career in finance or banking, as they provide hands-on experience and opportunities for advancement.

How to get a job in entry level lending?

To get an entry-level lending job, candidates should have a high school diploma or equivalent, develop strong communication and customer service skills, and gain familiarity with financial products and basic computer software. Internships or relevant coursework in finance or banking can improve chances, and applying through bank websites or job boards is common for entry-level positions.
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What cities are hiring for Entry Level Lending jobs?

Cities with the most Entry Level Lending job openings:

What are the most commonly searched types of Lending jobs?

The most popular types of Lending jobs are:

What states have the most Entry Level Lending jobs?

States with the most job openings for Entry Level Lending jobs include:

Entry Level Lending jobs near you
Infographic showing various Entry Level Lending job openings in the United States as of August 2026, with employment types broken down into 97% Full Time, 2% Part Time, and 1% Contract. Highlights an 93% Physical, 3% Hybrid, and 4% Remote job distribution.

Inside Sales - Mortgage Lending - Entry Level

loanDepot

Costa Mesa, CA • On-site

$70K - $120K/yr

Full-time

Medical, Dental, Vision, Retirement

Re-posted yesterday

loanDepot rating

7.8

Company rating: 7.8 out of 10

Based on 18 frontline employees who took The Breakroom Quiz

Job description

Position Summary:
loanDepot is offering an incredible opportunity for individuals seeking a challenging yet fulfilling career in sales with a renowned industry leader. Our consumer direct sales approach boasts a team of over 350+ inside sales team members who cater to our valued customers nationwide. This is your moment to become part of something significant!
Joining us as an ACES Lending Officer means embarking on a transformative journey where you'll undergo comprehensive training to ace the SAFE and National Licensing exams. Throughout the program, you'll not only develop a deep understanding of the lending landscape, covering both mortgages and HELOCS, but also collaborate closely with our experienced training & sales leadership teams. Our aim is to equip you with the necessary expertise to excel in the ever-evolving lending industry, laying the foundation for a successful and fulfilling career as a future Licensed Lending Officer.
Who We're Looking For:
Our ideal candidate is someone who prioritizes customer satisfaction, is comfortable with technology, is proactive, and excels at building strong sales relationships. While previous lending experience isn't necessary, we do require a proven sales record demonstrating the ability to meet and surpass sales targets.
Responsibilities:
  • Dedication to Learning: Embrace wholeheartedly a comprehensive training program tailored to cultivate expertise across the entire loan life cycle.
  • Sales Aptitude: Ability to identify and pursue sales opportunities effectively.
  • Financial Acumen: Understanding of basic financial concepts and mortgage products.
  • Adaptability: Willingness to learn and adapt to industry changes and company policies.
  • Time Management: Capacity to prioritize tasks and meet deadlines in a fast-paced environment.
  • Ethical Standards: Commitment to maintaining high ethical standards in all interactions.
  • Technology Proficiency: Comfort with using software for loan processing and customer management.
  • Customer Focus: Dedication to delivering exceptional customer service throughout the loan process.
Requirements:
  • Sales Experience: Minimum of 2 years of sales experience with a proven history of meeting and exceeding goals is REQUIRED. Call center sales experience is highly preferred.
  • Location: Must be able to commute to Irvine, CA full-time.
  • Licensing Requirements: Must have the ability to pass the NMLS exam and meet mortgage requirements for obtaining state and national licenses.
  • Customer Focus: Demonstrated ability to effectively connect with clients through phone presentations and cultivate strong client relationships.
  • Reliability: Consistent attendance and punctuality are essential, with a collaborator attitude and a willingness to embrace coaching for continuous improvement.
  • Education: A bachelor’s degree is highly preferred.
Why work for #teamloanDepot:
  • Industry leader when it comes to training individuals effectively to join the mortgage industry.
  • Company provided leads, so you don’t have to source your own referrals or purchase leads with your own wallet.
  • Competitive compensation plan including hourly paid training.
  • Comprehensive benefits package including medical/dental/vision options, 401K matching, tuition reimbursement, parental leave, and much more. (loanDepotlivewell.com).
  • Best in class leadership team to support you during the transition.
Base pay is one part of our total compensation package for an ACES Lending Officers. The base hourly rate for this role is $16.90/hour during training; in addition to a monthly per origination bonus incentive once you are licensed and talking to customers.
Post ACES Training, you will move to our Licensed Lending Officer position which is comprised of an hourly minimum wage plus lucrative bonus structure based on fundings. If you were to transition to a Licensed Lending Officer—there would be a new compensation structure shared at that time.
About loanDepot:
loanDepot (NYSE: LDI) is a digital commerce company committed to serving its customers throughout the home ownership journey. Since its launch in 2010, loanDepot has revolutionized the mortgage industry with a digital-first approach that makes it easier, faster, and less stressful to purchase or refinance a home. Today, loanDepot enables customers to achieve the American dream of homeownership through a broad suite of lending and real estate services that simplify one of life's most complex transactions. With headquarters in Southern California and offices nationwide, loanDepot is committed to serving the communities in which its team lives and works through a variety of local, regional, and national philanthropic efforts.
We are an equal opportunity employer and value diversity in our company. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

Company Description

loanDepot, America's lender, matches borrowers through technology and high-touch customer care with the credit they need to fuel their lives. As a fast-growing national consumer lender, the loanDepot platform is disrupting finance by dissolving the lines between mortgage and nonmortgage credit.

The company has funded over $100 billion in loans since inception, and is passionate about emerging financial technology and dynamic product delivery supported by excellent customer service to empower consumers.

Headquartered in Southern California, loanDepot employs 5,400+ lending professionals across the country including 1,700+ licensed loan officers who hold 10,000+ licenses. The company operates 180+ local loan locations nationwide. NMLS # 174457

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