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Entry Level Lending Jobs in California (NOW HIRING)

PACIFIC LENDING

Mortgage Loan Officer

Ontario, CA

$50K - $120K/yr

Pacific Lending LLC is growing and seeking motivated Mortgage Loan Officers at all experience ... Active NMLS license required for experienced candidates * Entry-level candidates must be eligible ...

PACIFIC LENDING

Mortgage Loan Officer

Temecula, CA · On-site

$50K - $120K/yr

Pacific Lending LLC is growing and seeking motivated Mortgage Loan Officers at all experience ... Active NMLS license required for experienced candidates * Entry-level candidates must be eligible ...

loanDepot

CA · On-site

$70K - $120K/yr

Joining us as an ACES Lending Officer means embarking on a transformative journey where you'll undergo comprehensive training to ace the SAFE and National Licensing exams. Throughout the program, you ...

loanDepot

CA · On-site

$70K - $120K/yr

Joining us as an ACES Lending Officer means embarking on a transformative journey where you'll undergo comprehensive training to ace the SAFE and National Licensing exams. Throughout the program, you ...

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All JobsLending JobsEntry Level Lending JobsEntry Level Lending Jobs in California

Entry Level Lending information

What is an entry level lending?

An entry level lending job typically involves assisting customers with loan applications, reviewing financial documents, and supporting the loan approval process at banks, credit unions, or other lending institutions. Employees in these roles may work as loan processors, lending assistants, or junior loan officers. They often help gather necessary paperwork, verify applicant information, and communicate with clients about the status of their loans. These positions are great starting points for individuals interested in building a career in finance or banking, as they provide hands-on experience and opportunities for advancement.

What are the key skills and qualifications needed to thrive as an entry level lending professional?

To thrive as an Entry Level Lending professional, you need a basic understanding of financial products, credit analysis, and relevant regulations, often supported by a finance or business degree. Familiarity with loan origination systems, credit scoring tools, and customer relationship management (CRM) software is typically required. Strong interpersonal skills, attention to detail, and effective communication help you build trust with clients and work efficiently in teams. These skills and qualifications are vital for accurately assessing borrower risk, ensuring regulatory compliance, and delivering excellent customer service.

What are some common challenges faced by entry level lending professionals, and how can they overcome them?

Entry-level lending professionals often encounter challenges such as learning to evaluate borrower creditworthiness, understanding complex loan products, and managing a high volume of applications. Building strong attention to detail and effective communication skills are key to overcoming these challenges. Many employers provide structured training and mentorship to help new hires adapt and succeed. Proactively seeking guidance from experienced colleagues and staying up to date with lending regulations can also help you excel in this role.

What is the difference between Entry Level Lending vs Entry Level Mortgage Loan Officer?

AspectEntry Level LendingEntry Level Mortgage Loan Officer
CredentialsHigh school diploma or equivalent; some roles may require a finance or business degreeHigh school diploma or equivalent; licensing may be required
Work EnvironmentBank branches, lending institutions, or online platformsMortgage broker offices, banks, or lending companies
Industry UsageUsed broadly across banking and lending sectorsSpecifically focused on mortgage lending
Common Search/ComparisonYesYes

Entry Level Lending roles generally involve basic lending activities across various financial products, while Entry Level Mortgage Loan Officers specialize in mortgage loans, often requiring licensing. Both roles serve the lending industry but differ in scope and specific responsibilities.

How to get a job in entry level lending?

To get an entry-level lending job, candidates should have a high school diploma or equivalent, develop strong communication and customer service skills, and gain familiarity with financial products and basic computer software. Internships or relevant coursework in finance or banking can improve chances, and applying through bank websites or job boards is common for entry-level positions.

What are the most commonly searched types of Lending jobs in California?

The most popular types of Lending jobs in California are:

What cities in California are hiring for Entry Level Lending jobs?

Cities in California with the most Entry Level Lending job openings:

Entry Level Lending jobs near you
Infographic showing various Entry Level Lending job openings in California as of August 2026, with employment types broken down into 95% Full Time, 3% Part Time, 1% Temporary, and 1% Contract. Highlights an 85% Physical, 6% Hybrid, and 9% Remote job distribution.

Customer Lending Representative

West Capital Lending

Granite Bay, CA • On-site

$16.50 - $22.50/hr

Other

Posted 3 days ago

New

Job description

About West Capital Lending

We are a leading financial institution dedicated to providing exceptional service and innovative solutions to our clients. Our mission is to empower individuals and businesses to achieve their financial goals through personalized support and expert guidance. We foster a culture of integrity, collaboration, and continuous improvement.



About the Role

The Customer Lending Representative (CLR) is an entry-level opportunity designed for motivated individuals looking to build a long-term career in the mortgage industry. Through hands-on training, one-on-one mentorship from experienced Mortgage Loan Officers, and a clearly defined career path, you'll develop the skills and knowledge needed to grow into a licensed Mortgage Loan Officer. We're looking for someone who is eager to learn, enjoys helping people, has strong customer service skills, and is willing to work hard to build a successful career. No mortgage experience is required—we invest in training the right people. As a CLR, you'll play a crucial role in assisting clients throughout the beginning stages of the loan process while gaining valuable industry experience in a fast-paced, team-oriented environment


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Responsibilities

  • Handle a high volume of inbound and outbound calls to connect with prospective borrowers
  • Follow a structured call script to understand borrower goals and determine eligibility
  • Ask qualifying questions to identify high-intent prospects for mortgage purchase or refinance needs
  • Build rapport with potential borrowers to establish trust and professionalism
  • Schedule appointments and transfer qualified prospects to licensed Loan Officers in real time
  • Maintain accurate, detailed, and timely notes within CRM systems



Required Skills

  • Strong communication and interpersonal skills
  • Excellent customer service mindset with a passion for helping others
  • Detail-oriented with strong organizational abilities
  • Self-motivated, coachable, and eager to learn
  • Strong work ethic and desire to build a long-term career in sales and mortgage lending



Preferred Skills

  • Previous customer service, hospitality, retail, call center, banking, or sales experience.
  • Experience working in a fast-paced, goal-oriented environment
  • Familiarity with loan processing software is a plus but not required



Equal Opportunity Statement

We are an equal opportunity employer and are committed to creating a diverse and inclusive workplace. We encourage applications from individuals of all backgrounds and experiences.

Apply