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Entry Level Lending Jobs in California (NOW HIRING)

PACIFIC LENDING

Mortgage Loan Officer

Ontario, CA · On-site

$50K - $120K/yr

Pacific Lending LLC is growing and seeking motivated Mortgage Loan Officers at all experience ... Active NMLS license required for experienced candidates * Entry-level candidates must be eligible ...

PACIFIC LENDING

Mortgage Loan Officer

Temecula, CA · On-site

$50K - $120K/yr

Pacific Lending LLC is growing and seeking motivated Mortgage Loan Officers at all experience ... Active NMLS license required for experienced candidates * Entry-level candidates must be eligible ...

loanDepot

CA · On-site

$70K - $120K/yr

Joining us as an ACES Lending Officer means embarking on a transformative journey where you'll undergo comprehensive training to ace the SAFE and National Licensing exams. Throughout the program, you ...

loanDepot

CA · On-site

$70K - $120K/yr

Joining us as an ACES Lending Officer means embarking on a transformative journey where you'll undergo comprehensive training to ace the SAFE and National Licensing exams. Throughout the program, you ...

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All JobsLending JobsEntry Level Lending JobsEntry Level Lending Jobs in California

Entry Level Lending information

What is the best entry-level lending job?

An entry-level lending job typically involves roles such as loan officer assistant or credit analyst trainee, which require strong communication skills and basic financial knowledge. These positions often offer on-the-job training and may require a high school diploma or equivalent, with some roles benefiting from familiarity with financial software or customer service experience.

What is the difference between Entry Level Lending vs Entry Level Mortgage Loan Officer?

AspectEntry Level LendingEntry Level Mortgage Loan Officer
CredentialsHigh school diploma or equivalent; some roles may require a finance or business degreeHigh school diploma or equivalent; licensing may be required
Work EnvironmentBank branches, lending institutions, or online platformsMortgage broker offices, banks, or lending companies
Industry UsageUsed broadly across banking and lending sectorsSpecifically focused on mortgage lending
Common Search/ComparisonYesYes

Entry Level Lending roles generally involve basic lending activities across various financial products, while Entry Level Mortgage Loan Officers specialize in mortgage loans, often requiring licensing. Both roles serve the lending industry but differ in scope and specific responsibilities.

What are the key skills and qualifications needed to thrive as an entry level lending professional?

To thrive as an Entry Level Lending professional, you need a basic understanding of financial products, credit analysis, and relevant regulations, often supported by a finance or business degree. Familiarity with loan origination systems, credit scoring tools, and customer relationship management (CRM) software is typically required. Strong interpersonal skills, attention to detail, and effective communication help you build trust with clients and work efficiently in teams. These skills and qualifications are vital for accurately assessing borrower risk, ensuring regulatory compliance, and delivering excellent customer service.

What are some common challenges faced by entry level lending professionals, and how can they overcome them?

Entry-level lending professionals often encounter challenges such as learning to evaluate borrower creditworthiness, understanding complex loan products, and managing a high volume of applications. Building strong attention to detail and effective communication skills are key to overcoming these challenges. Many employers provide structured training and mentorship to help new hires adapt and succeed. Proactively seeking guidance from experienced colleagues and staying up to date with lending regulations can also help you excel in this role.

What is an entry level lending?

An entry level lending job typically involves assisting customers with loan applications, reviewing financial documents, and supporting the loan approval process at banks, credit unions, or other lending institutions. Employees in these roles may work as loan processors, lending assistants, or junior loan officers. They often help gather necessary paperwork, verify applicant information, and communicate with clients about the status of their loans. These positions are great starting points for individuals interested in building a career in finance or banking, as they provide hands-on experience and opportunities for advancement.

How to get a job in entry level lending?

To get an entry-level lending job, candidates should have a high school diploma or equivalent, develop strong communication and customer service skills, and gain familiarity with financial products and basic computer software. Internships or relevant coursework in finance or banking can improve chances, and applying through bank websites or job boards is common for entry-level positions.
What are the most commonly searched types of Lending jobs in California? The most popular types of Lending jobs in California are:
What cities in California are hiring for Entry Level Lending jobs? Cities in California with the most Entry Level Lending job openings:
Entry Level Lending jobs near you
Infographic showing various Entry Level Lending job openings in California as of August 2026, with employment types broken down into 92% Full Time, 5% Part Time, 2% Temporary, and 1% Contract. Highlights an 93% Physical, 3% Hybrid, and 4% Remote job distribution.

Mortgage Loan Officer

PACIFIC LENDING

Ontario, CA • On-site

$50K - $120K/yr

Full-time

Re-posted 29 days ago

Job description

Pacific Lending LLC is growing and seeking motivated Mortgage Loan Officers at all experience levels. Whether you are launching your career with structured training and mentorship or you are an experienced originator looking to scale your production, we provide the tools, support, and leadership to help you succeed.

Responsibilities:

  • Originate residential mortgage loans including Conventional, FHA, VA, Jumbo, and Non-QM
  • Consult with borrowers to assess needs and recommend loan solutions
  • Build and maintain referral relationships with Realtors and business partners
  • Manage loan files from application through closing
  • Ensure compliance with regulatory and investor requirements
  • Maintain strong communication with clients and internal teams

Qualifications:

  • Active NMLS license required for experienced candidates
  • Entry-level candidates must be eligible to obtain NMLS licensing (training provided)
  • Strong communication, organization, and customer service skills
  • Sales, mortgage, banking, or real estate experience preferred but not required

What We Offer:

  • Competitive commission and earning potential
  • Training, mentorship, and career development
  • Marketing support and modern technology tools
  • Strong processing and operational support
  • Flexible work environment and growth opportunities

Apply today to join a growing mortgage company focused on integrity, performance, and long-term success.

Pacific Lending LLC is an Equal Opportunity Employer.

Pacific Lending LLC | NMLS #1156766 | www.nmlsconsumeraccess.org