Variance Analysis Jobs (NOW HIRING)

Who We Are:

Based in New Jersey and established in 2010, Asset Based Lending, LLC (“ABL”) is one of the nation’s leading Hard Money Lenders. We provide fast bridge financing to real estate investors for the purchase, renovation, or new construction of single family, multi-family and mixed-use properties as well as DSCR rental loans for long term investors. We have closed thousands of loans since we began lending fourteen years ago, producing nearly $3B in originations. ABL was acquired by a private equity firm in 2021, and with a renewed focus on growth, we’ve set our sights on consistent evolution and cementing our place as the premier private lender in the country.

Our Mission is Simple:

• Make Good Loans
• Provide Exceptional Service, Every Time
• Protect The Firm
• Build The Future

Position Summary

We are looking for a highly detail-oriented Senior Financial Analyst to join the Finance team and support core FP&A, budgeting, forecasting, reporting, and financial modeling functions. This role is ideal for someone who is very strong in Excel, comfortable working with complex financial models and imperfect data, and able to take ownership of recurring finance updates on an ongoing basis.

The Senior Financial Analyst will play a key role in maintaining and improving the company’s recurring finance processes, including budget files, forecast models, monthly/quarterly updates, management reporting, variance analysis, and Power BI-supported reporting. This person should be hands-on, organized, accurate, and comfortable owning recurring workstreams from data refresh through final review-ready output.

Key Responsibilities

Recurring FP&A and Reporting Ownership

• Own recurring updates to key finance files, including forecast models, budget files, management reporting packages, and recurring finance schedules.
• Refresh actuals, assumptions, headcount, expense data, production data, and other operating metrics on a regular basis.
• Maintain version control, documentation, and clean file structure across recurring Finance deliverables.
• Ensure reporting outputs are accurate, timely, clearly organized, and ready for Finance leadership review.
• Identify variances, data issues, and unusual trends, and proactively flag items that require follow-up.

Financial Modeling and Excel-Based Analysis

• Maintain and improve complex Excel-based financial models, including forecast models, budget templates, variance analysis files, and operating models.
• Build clear, well-structured schedules that can be updated consistently over time.
• Support department budget formation, forecast updates, scenario analysis, and business performance tracking.
• Translate business logic and operational assumptions into usable model inputs and outputs.
• Improve model reliability through checks, controls, documentation, and consistent formatting.

Power BI and Data Updates

• Support ongoing Power BI reporting updates, including data refreshes, file maintenance, validation, and basic dashboard enhancements.
• Work with Finance and data partners to ensure source data is accurate, complete, and aligned with reporting needs.

• Help bridge Excel-based finance models with Power BI reporting where appropriate.
• Maintain recurring data files and ensure Power BI outputs reconcile to Finance source files and approved reporting.

Budgeting, Forecasting, and Variance Analysis

• Assist with annual budget formation, department-level budget templates, and recurring forecast updates.
• Prepare budget-to-actual and forecast-to-actual variance analysis by department, cost center, product, or business segment.
• Work with business owners to collect inputs, clarify assumptions, and track changes.
• Help document budget assumptions, forecast drivers, and methodology decisions.
• Support adhoc financial analysis for Finance leadership and business stakeholders.

Process Improvement and Documentation

• Improve recurring FP&A processes to make them more accurate, scalable, and repeatable.
• Create and maintain documentation for key models, recurring updates, data sources, and reporting steps.
• Build checks and controls to reduce manual error and improve confidence in reporting.
• Proactively suggest improvements to templates, reporting structure, and update cadence.

Qualifications

• Bachelor’s degree in Finance, Accounting, Economics, Business, ora related field.
• 3–6 years of experience in FP&A, corporate finance, financial analysis, accounting finance, or a related analytical role.
• Advanced Excel skills required, including complex formulas, lookups, pivot tables, structured schedules, model organization, and data validation.
• Experience maintaining recurring financial models, budget files, forecast files, or management reporting packages.
• Power BI experience strongly preferred, including data refreshes, basic report maintenance, Power Query, and familiarity with DAX.
• Strong attention to detail and commitment to accuracy.

• Ability to take ownership of recurring workstreams and follow through without heavy oversight.
• Strong organizational skills, including version control, documentation, and deadline management.
• Comfortable working with imperfect data and reconciling information across multiple sources.
• Ability to communicate findings clearly and escalate issues appropriately.
• Experience in lending, financial services, mortgage, private credit, or asset-based lending is a plus but not required.

Ideal Candidate Profile

The ideal candidate is someone who enjoys being the person Finance can rely on to keep recurring files, models, and reports accurate and up to date. This person is not only good at analysis, but also disciplined about process, documentation, and detail. They should be comfortable owning recurring updates, improving existing files, and making Finance processes more sustainable over time.

This role requires someone who is hands-on, dependable, technically strong in Excel, and willing to take ownership of the details that make FP&A work accurate and scalable.

Key Success Measures

Success in this role will be measured by:

• Recurring Finance files are updated accurately and on time.
• Budget, forecast, and reporting models are well-maintained and clearly documented.
• Power BI-supported reporting ties to Finance source files and can be refreshed consistently.
• Variance analysis is clear, accurate, and supported by clean schedules.
• Finance leadership has reliable, review-ready materials for recurring updates and business discussions.
• Processes become more repeatable, less manual, and better controlled over time.