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Subrogation Jobs in Florida (NOW HIRING)

Nature Of Work An employee in this class is responsible for performing tasks of more than average difficulty involving the investigation and settlement of liability and subrogation claims involving ...

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Subrogation information

See Florida salary details

$35.9K

$51.2K

$62.8K

How much do subrogation jobs pay per year?

As of Aug 10, 2026, the average yearly pay for subrogation in Florida is $51,231.00, according to ZipRecruiter salary data. Most workers in this role earn between $41,500.00 and $58,700.00 per year, depending on experience, location, and employer.

What does someone in subrogation do?

In a Subrogation role, your daily responsibilities often include reviewing insurance claims to identify opportunities for recovery, investigating facts to determine liability, and working closely with insured parties, third parties, and legal representatives. You'll negotiate settlements, prepare and submit necessary documentation, and track the progress of active recovery cases. Additionally, you'll collaborate with other claims adjusters, legal teams, and sometimes attend court hearings or arbitration as needed. This position demands a mix of investigative work, negotiation, and attention to detail to maximize recovery on paid claims.

What is subrogation?

A subrogation job involves recovering money from a third party who is responsible for causing financial loss, typically in insurance claims. Subrogation specialists investigate claims, analyze liability, and negotiate settlements to reimburse their company or clients. They work closely with adjusters, attorneys, and policyholders to ensure proper compensation. This role requires attention to detail, strong communication skills, and knowledge of insurance laws and policies.

How do you become a subrogation adjuster?

To become a subrogation adjuster, typically one needs a high school diploma or equivalent, along with experience in insurance claims or claims adjusting. Many employers prefer candidates with a state license or certification in claims adjusting or insurance, and strong analytical and negotiation skills are essential. Gaining knowledge of insurance policies and legal processes can also be beneficial.

What are the key skills and qualifications needed to thrive in subrogation?

To thrive in Subrogation, you need a background in insurance claims, legal principles, and investigative research, often supported by a degree in business, law, or a related field. Proficiency with claims management systems, insurance software, and knowledge of subrogation protocols or relevant certifications like CSRP (Certified Subrogation Recovery Professional) are highly beneficial. Excellent negotiation, analytical thinking, and effective communication skills distinguish top performers in this role. These skills ensure successful recovery of claim costs, collaboration with legal teams, and thorough documentation in a fast-paced environment.

What are the most commonly searched types of Subrogation jobs in Florida? The most popular types of Subrogation jobs in Florida are:
What are popular job titles related to Subrogation jobs in Florida? For Subrogation jobs in Florida, the most frequently searched job titles are:
What cities in Florida are hiring for Subrogation jobs? Cities in Florida with the most Subrogation job openings:
Infographic showing various Subrogation job openings in Florida as of August 2026, with employment types broken down into 95% Full Time, and 5% Contract. Highlights an 86% In-person, 2% Hybrid, and 12% Remote job distribution, with an average salary of $51,231 per year, or $24.6 per hour.

Full-time

Posted 22 days ago


City Of Tampa rating

7.3

Company rating: 7.3 out of 10

Based on 10 frontline employees who took The Breakroom Quiz

593rd of 844 rated public administrative organizations


Job description

Job Introduction This is responsible work involving investigations and settlement of liability claims involving the city. Experience with bodily injury claims is preferred. Nature Of Work An employee in this class is responsible for performing tasks of more than average difficulty involving the investigation and settlement of liability and subrogation claims involving the city.

Employees must be able to estimate probable costs of claims in order to set and/or adjust cash reserves for payment. Under general supervision, employees are required to exercise considerable initiative and independent judgment in completing assigned tasks to include determining methods of investigation to be utilized. Tasks might be performed at other than regularly scheduled work hours and outdoors in inclement weather.

Employees have considerable contact with the general public, municipal officials, and employees for the purpose of protecting the city's interests; therefore, the exercise of tact and courtesy is also required. Employees operate a light motor vehicle in performance of investigations. Work is reviewed through conferences, reports submitted, and observation of results obtained.

Experience with bodily injury claims is preferred. Examples of Duties Investigates liability of property, automotive, bodily injury, and general claims; responds to same in person, by inquiry over the telephone or in writing depending upon type and severity of claim; visits accident scene, hospital, or other locations as required to gather information needed to determine liability. Meets with and discusses claims with claimants, witnesses, supervisors of involved employees, and municipal attorneys; informs municipal department personnel of claims procedures.

Interpret medical records and reports, reviews medical billing, estimates cost of treatment, review and analyze property damage repair estimates evaluate the value of the claim, negotiate with claimants or their attorneys to settle liability claims for property damage and bodily injury. manage the claims process to ensure an efficient resolution. Prepares oral and written reports; investigates subrogation claims and collects monies due city; secures statements, takes photos, answers inquiries, and meets with claimants or claimants' attorneys to negotiate and settle claims.

Attends Safety Coordinating Council, Accident Review Board, and other meetings as required; attends mediations and depositions, liability, and subrogation hearings and trials and testifies in lawsuits to aid municipal attorneys. Performs related work as required. Knowledge, Skills & Abilities Knowledge of: rules of evidence; civil investigations, methods, and techniques as well as legal terminology; municipal and state court rules and procedures; legality of claims in the area of law relating to negligence; report writing and records keeping; examining estimates and invoices for property damage repairs, basic medical terminology.

property damage bodily injury claim handling. Ability to: communicate effectively both orally and in writing and prepare reports; establish and maintain effective working relationships with employees, attorneys, officials, and the general public; operate a light motor vehicle, gather, analyze and evaluate medical and non-medical information and select the solution for the investigation of the claim. Physical Requirements A combination of some sitting, standing, walking, bending, etc., frequent in both indoors and outdoors exposures

Requires extended use of computer, typing and viewing a monitor. Minimum Qualifications Graduation from an accredited high school supplemented by two years of college (bachelor's degree preferred) and three (3) years of experience in the adjusting liability claims for property damage and bodily injury; or an equivalent combination of training and experience. Experience with bodily injury claims is preferred.

Licenses or Certifications Possession of: A valid Florida driver's license and A valid State of Florida Claims Investigator 220, 520 or 620 license. Examination Evaluation of education and experience. Drug testing is included in all pre-employment processing.

Comments Employees may be required to work rotating shifts, including nights, weekends, holidays and overtime as needed. During periods when the Mayor issues an emergency declaration for the City of Tampa, all employees may be required to work in preparation, response or recovery activities related to the stated emergency. Conclusion HELPFUL HINTS FOR COMPLETING YOUR APPLICATION: Please register before you begin the application process.

This will enable you to view and re-use information from previously submitted applications to complete and submit any future applications. Please make certain your application is complete and the information you provide clearly demonstrates that you possess the minimum job qualifications as stated in the job announcement. Resumes can be submitted in support of an application, but not in lieu of an application.

Resumes and copies of certifications or other required documents may be attached to your online application.


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