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Subprime Auto Finance Jobs (NOW HIRING)

Beck Automotive Group

Collector

Palatka, FL · On-site

$18 - $24/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Fairway Financial Collector - Subprime Auto Finance Full-Time or Part-Time Position Available About Us: We're not your average finance company, and this isn't your average collections job. Fairway ...

Lobel Financial Corporation

Be Seen First

Area Sales Manager - San Antonio, TX

San Antonio, TX · On-site

$90K - $120K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Previous experience delivering positive outcomes in subprime auto finance environment. Why Join Us: At Lobel Financial, we are committed to fostering a supportive work environment that encourages ...

Lobel Financial Corporation

Be Seen First

Area Sales Manager - Phoenix, AZ

Phoenix, AZ · On-site

$90K - $120K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Previous experience delivering positive outcomes in subprime auto finance environment. Why Join Us: At Lobel Financial, we are committed to fostering a supportive work environment that encourages ...

Veros Credit, LLC

Account Servicing Supervisor

Santa Ana, CA · On-site

$70K - $82K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Automotive, Auto Finance, Automobile, Subprime, Prime, Unsecure Loans, Dealerships, Independent Dealerships, Franchise Dealerships, Skip-tracing, Skip Tracer, Skip Trace, Auto Dialer, Auto Dialing ...

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Subprime Auto Finance information

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How much do subprime auto finance jobs pay per hour?

As of Aug 17, 2026, the average hourly pay for subprime auto finance in the United States is $18.06, according to ZipRecruiter salary data. Most workers in this role earn between $14.42 and $20.43 per hour, depending on experience, location, and employer.

What is a subprime auto finance?

A Subprime Auto Finance job involves assisting customers with less-than-perfect credit in securing auto loans. Professionals in this role work with dealerships and lenders to structure loan options that fit the borrower's financial situation. Responsibilities often include evaluating credit applications, negotiating loan terms, and ensuring compliance with lending regulations. The goal is to help individuals with low credit scores obtain vehicle financing while managing risk for the lender.

What does a typical day look like for someone working in subprime auto finance?

A typical day in Subprime Auto Finance involves reviewing loan applications, assessing applicants' credit profiles, and working closely with car dealerships to structure financing options for customers with less-than-perfect credit. You will communicate regularly with clients to explain loan terms, gather necessary documentation, and resolve any concerns that arise during the financing process. Collaboration with underwriting, collections, and compliance teams is common to ensure all loans meet company and regulatory standards. The work environment is often fast-paced, and success comes from effectively balancing risk management with providing accessible financing solutions.

What are the key skills and qualifications needed to thrive in subprime auto finance, and why are they important?

To thrive in Subprime Auto Finance, you need a solid understanding of credit analysis, risk assessment, and finance principles, often supported by a degree in finance, business, or a related field. Familiarity with loan origination systems, credit scoring software, and compliance regulations is typically required. Strong communication, negotiation, and customer service skills are essential for building trust with clients and collaborating with dealerships. These skills are crucial for effectively evaluating high-risk applicants, managing loan portfolios, and ensuring regulatory compliance in a fast-paced financial environment.

More about Subprime Auto Finance jobs

What cities are hiring for Subprime Auto Finance jobs?

Cities with the most Subprime Auto Finance job openings:

What are the most commonly searched types of Subprime Auto Finance jobs?

The most popular types of Subprime Auto Finance jobs are:

What states have the most Subprime Auto Finance jobs?

States with the most job openings for Subprime Auto Finance jobs include:

What job categories do people searching Subprime Auto Finance jobs look for?

The top searched job categories for Subprime Auto Finance jobs are:

Subprime Auto Finance jobs near you
Infographic showing various Subprime Auto Finance job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 22% Part Time, and 5% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $37,572 per year, or $18.1 per hour.

Collector

Beck Automotive Group

Palatka, FL • On-site

$18 - $24/hr

Part-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 11 days ago

Job description

Fairway Financial

Collector - Subprime Auto Finance


Full-Time or Part-Time Position Available


About Us:

We're not your average finance company, and this isn't your average collections job. Fairway Financial is a high-growth subprime auto lender looking for a hungry, results-oriented Collector who knows how to get deals done. If you thrive in an environment where performance matters, then we want you on our team.


Job Responsibilities:

  • Drive daily outbound calls to reach customers with delinquent accounts
  • Lock in payment arrangements, commitments, and follow-through
  • Identify skips and use available tools to locate hard-to-find customers
  • Push accounts forward - escalate to repo or legal when necessary
  • Document all account activity and customer communication accurately and in real time
  • Crush daily, weekly, and monthly collection goals
  • Work closely with recovery and repo agents to manage risk
  • Follow company standards and comply with all relevant laws (FDCPA, FCRA, etc.)


Qualifications:

  • Proven experience in collections, call center environment, or subprime lending
  • Previous automotive lending experience is highly preferred
  • A no nonsense attitude and the ability to confidently ask customers for payment
  • Proven negotiation and problem-solving skills
  • Able to stay calm and professional under pressure
  • Ability to use multiple computer programs efficiently to log calls and update account data throughout the day
  • Self-motivated and goal-oriented with a strong work ethic
  • Ability to maintain confidentiality while handling sensitive borrower information


Company Benefits:

  • Competitive Pay Plan: Recognizing and rewarding your contributions.
  • Low-Cost Health Insurance: Starting as low as $74.89 per pay period, including No-Cost Primary Care, Free Teladoc, & Nurse Concierge.
  • Dental & Vision Insurance: Comprehensive coverage for your well-being.
  • Scholarship Program: 100% paid college tuition for you, your spouse, or children.
  • Company-Paid Life Insurance: $25,000 benefit for your peace of mind.
  • Daycare Assistance: 50% of daycare premium costs.
  • Work-Life Balance: Closed every Sunday.
  • Retirement 401(k) Plan: Plan for your future with company support.
  • Professional Development: Company-provided training to enhance your skills.
  • Paid Time Off: Paid vacation and six paid holidays.
  • Employee Discounts: Special pricing on vehicles, parts, and services.
  • Drug-Free Workplace: Prioritizing safety and well-being.


Terms

We are an equal opportunity employer. All qualified applicants will receive consideration for employment regardless of race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

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