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Subprime Auto Finance Jobs (NOW HIRING)

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Bilingual Customer Service Representative

Webster, NY ยท On-site

$14.25 - $18/hr

The subprime auto finance industry is everchanging and CAR Financial is always evolving to meet those needs within our industry.

Credit Analyst - Auto Finance

Atlanta, GA ยท On-site

$28.50 - $33.50/hr

... subprime financing for a bevy of commercial units. We also provide a comprehensive benefits package that includes medical, dental, vision, a 401(k) investment plan with Company match, and paid time ...

Account Servicing Supervisor

Ontario, CA ยท On-site

$70K - $82K/yr

Automotive, Auto Finance, Automobile, Subprime, Prime, Unsecure Loans, Dealerships, Independent Dealerships, Franchise Dealerships, Skip-tracing, Skip Tracer, Skip Trace, Auto Dialer, Auto Dialing ...

Showing results 21-40

Subprime Auto Finance information

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How much do subprime auto finance jobs pay per hour?

As of Sep 6, 2026, the average hourly pay for subprime auto finance in the United States is $18.06, according to ZipRecruiter salary data. Most workers in this role earn between $14.42 and $20.43 per hour, depending on experience, location, and employer.

What is a subprime auto finance?

A Subprime Auto Finance job involves assisting customers with less-than-perfect credit in securing auto loans. Professionals in this role work with dealerships and lenders to structure loan options that fit the borrower's financial situation. Responsibilities often include evaluating credit applications, negotiating loan terms, and ensuring compliance with lending regulations. The goal is to help individuals with low credit scores obtain vehicle financing while managing risk for the lender.

What does a typical day look like for someone working in subprime auto finance?

A typical day in Subprime Auto Finance involves reviewing loan applications, assessing applicants' credit profiles, and working closely with car dealerships to structure financing options for customers with less-than-perfect credit. You will communicate regularly with clients to explain loan terms, gather necessary documentation, and resolve any concerns that arise during the financing process. Collaboration with underwriting, collections, and compliance teams is common to ensure all loans meet company and regulatory standards. The work environment is often fast-paced, and success comes from effectively balancing risk management with providing accessible financing solutions.

What are the key skills and qualifications needed to thrive in subprime auto finance, and why are they important?

To thrive in Subprime Auto Finance, you need a solid understanding of credit analysis, risk assessment, and finance principles, often supported by a degree in finance, business, or a related field. Familiarity with loan origination systems, credit scoring software, and compliance regulations is typically required. Strong communication, negotiation, and customer service skills are essential for building trust with clients and collaborating with dealerships. These skills are crucial for effectively evaluating high-risk applicants, managing loan portfolios, and ensuring regulatory compliance in a fast-paced financial environment.

More about Subprime Auto Finance jobs

What cities are hiring for Subprime Auto Finance jobs?

Cities with the most Subprime Auto Finance job openings:

What are the most commonly searched types of Subprime Auto Finance jobs?

The most popular types of Subprime Auto Finance jobs are:

What states have the most Subprime Auto Finance jobs?

States with the most job openings for Subprime Auto Finance jobs include:

Infographic showing various Subprime Auto Finance job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 22% Part Time, 3% Contract, and 1% Nights. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $37,572 per year, or $18.1 per hour.

Sr Collector-Bilingual- 5+yrs Collections Exp Req'd (3yrs Auto)-$70k/yr+Bonus

Drive Now Acceptance

East Dundee, IL โ€ข On-site

$70K - $85K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 21 days ago


Key responsibilities

  • Manage collections activities, including initiating repossessions when necessary.

  • Follow up with customers to help them get back on track with payments and build rapport.

  • Utilize knowledge of skip tracing, repossessions, impounds, and loan restructuring to recover overdue accounts.


Job description

Successful Buy Here-Pay Here dealer is seeking a BILINGUAL Senior Collector

BASE $70,000/year plus up to $15,000 in Bonuses/yr! (based on exp/skill)

Earn from $70,000/yr to $85,000+/yr (based on experience/skill)

Drive Now Acceptance, Superior Car Credit's in-house financing company, is seeking an experienced, energetic, dedicated Senior Collector to join our collections team. We have openings in both our E Dundee and Marengo, IL locations.

We Offer:

  • Great Pay: Base Pay of $70,000 with up to $15,000/yr in BONUSES (based on exp/skill)

  • Earnings potential of up to $85,000+/yr (based on exp/skill)

  • 5 Day, 40 Hour Work Week: Saturdays are REQUIRED until 3pm

  • 401k Plan

  • Paid Time Off/Holiday Pay

  • Health Insurance

  • Dental Insurance

  • Vision Insurance

  • Life Insurance

  • Opprtunities to Advance

  • Fantastic, Supportive Management Team to ensure your SUCCESS

What we are looking for:

  • 5+ years Total Collections Experience REQUIRED

  • 3+ years experience in Auto Collections is aREQUIRED

  • Bilingual (SPANISH/ENGLISH) is REQUIRED

  • Subprime auto collections experience PREFERRED

  • Extensive knowledge of repossessions and impounds, skip tracing, & loan restructuring

  • Creative problem-solver, someone who thinks outside the boxs, solutions-oriented, with the ability to help customers get back on track with payments

  • Experience with initiating repossession when necessary

  • Strong organizational and multi-tasking abilities

  • Solid, consistent follow-up skills

  • Excellent customer service and relationship-building skills

  • Strong phone and computer skills

  • Clear, effective communication skills with the ability to build rapport with customers

If you are seeking a change or advancement opportunity, APPLY NOW. You may also call 855-931-2445 for more details on next steps. Be sure to include current contact information so we may call you.

Drive Now Acceptance

East Dundee, IL & Marengo, IL

  • Must Possess a Valid US Driver License & Reliable Transportation

  • Must Be Authorized To Work In The United States

  • Equal Opportunity Employer

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