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Contract Subprime Auto Finance Jobs (NOW HIRING)

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Load new customer accounts and contracts * Troubleshoot and resolve product issues and concerns ... The subprime auto finance industry is everchanging and CAR Financial is always evolving to meet ...

Be Seen First

The subprime auto finance industry is everchanging and CAR Financial is always evolving to meet those needs within our industry.

Be Seen First

The subprime auto finance industry is everchanging and CAR Financial is always evolving to meet those needs within our industry.

Be Seen First

The subprime auto finance industry is everchanging and CAR Financial is always evolving to meet those needs within our industry.

Collector

Palatka, FL · On-site

$18 - $24/hr

Fairway Financial Collector - Subprime Auto Finance Full-Time or Part-Time Position Available About Us: We're not your average finance company, and this isn't your average collections job. Fairway ...

Area Sales Manager - Denver, CO

Denver, CO · On-site

$90K - $120K/yr

Previous experience delivering positive outcomes in subprime auto finance environment. Why Join Us ... contracts. We are head quartered in Southern California and have a market presence coast-to-coast.

Fairway Financial Collector - Subprime Auto Finance Full-Time or Part-Time Position Available About Us: We're not your average finance company, and this isn't your average collections job. Fairway ...

Collector

Palatka, FL · On-site

$18 - $24/hr

Fairway Financial Collector - Subprime Auto Finance Full-Time or Part-Time Position Available About Us: We're not your average finance company, and this isn't your average collections job. Fairway ...

Fairway Financial is a high-growth subprime auto lender looking for a hungry, results-oriented Collector who knows how to get deals done. If you thrive in an environment where performance matters ...

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Previous experience delivering positive outcomes in subprime auto finance environment. Why Join Us ... contracts. We are head quartered in Southern California and have a market presence coast-to-coast.

Be Seen First

Previous experience delivering positive outcomes in subprime auto finance environment. Why Join Us ... contracts. We are head quartered in Southern California and have a market presence coast-to-coast.

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Contract Subprime Auto Finance information

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$11

$18

$28

How much do contract subprime auto finance jobs pay per hour?

As of Aug 7, 2026, the average hourly pay for contract subprime auto finance in the United States is $18.06, according to ZipRecruiter salary data. Most workers in this role earn between $14.42 and $20.43 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a contract subprime auto finance professional?

To thrive in Contract Subprime Auto Finance, you need a solid understanding of auto lending practices, credit analysis, and risk assessment, typically supported by experience in finance or banking. Familiarity with loan origination systems, credit reporting tools, and compliance regulations is essential. Strong negotiation, communication, and customer service skills help build relationships with clients and dealers while managing challenging credit situations. These skills and qualities are crucial to minimize risk, maintain regulatory compliance, and achieve business goals in the subprime finance sector.

What is the difference between Contract Subprime Auto Finance vs Auto Loan Underwriter?

AspectContract Subprime Auto FinanceAuto Loan Underwriter
CredentialsTypically requires finance or automotive experience, sometimes certifications in financeRequires finance, banking, or credit analysis background, often with underwriting certifications
Work EnvironmentOffice-based, involved in sales, customer service, and loan processingOffice-based, focused on evaluating loan applications and risk assessment
Employer & Industry UsageUsed by auto finance companies, dealerships, and lenders in subprime auto lendingEmployed by banks, credit unions, and auto lenders for loan approval processes

Contract Subprime Auto Finance professionals focus on originating and managing subprime auto loans, often working directly with customers and dealerships. Auto Loan Underwriters evaluate loan applications, assess risk, and approve or deny loans based on creditworthiness. While both roles involve finance and credit analysis, the former emphasizes loan origination in the subprime auto sector, whereas the latter concentrates on risk assessment and approval processes within lending institutions.

What is contract subprime auto finance?

Contract subprime auto finance refers to the practice of providing auto loans to borrowers with lower credit scores or limited credit histories, typically considered 'subprime.' These loans often come with higher interest rates to offset the increased risk to the lender. The 'contract' aspect involves the legal agreement between the borrower and lender outlining the terms of the loan, such as payment schedules, interest rates, and repossession policies. Subprime auto finance contracts are common in dealerships and finance companies specializing in helping individuals who may not qualify for traditional prime auto loans.

What are some common challenges faced by professionals in contract subprime auto finance, and how can they be managed?

Professionals in Contract Subprime Auto Finance often encounter challenges such as assessing higher-risk borrowers, navigating complex regulatory requirements, and managing a high volume of contracts efficiently. To manage these challenges, staying updated on lending regulations, utilizing robust underwriting tools, and maintaining clear communication with both dealers and customers is essential. Additionally, collaborating closely with risk management and collections teams can help mitigate losses and ensure compliance, making the role dynamic and highly collaborative.
What cities are hiring for Contract Subprime Auto Finance jobs? Cities with the most Contract Subprime Auto Finance job openings:
What are the most commonly searched types of Subprime Auto Finance jobs? The most popular types of Subprime Auto Finance jobs are:
What states have the most Contract Subprime Auto Finance jobs? States with the most job openings for Contract Subprime Auto Finance jobs include:

Account/Collections Analyst

CAR Financial

Las Vegas, NV • On-site

$17 - $19/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 4 days ago

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Job description

We are seeking an Office Assistant/Customer Service Representative to join our team! You will be responsible for helping with inbound calls, assisting with customer service and providing office administration support. Bi-lingual is a plus!


Responsibilities:

  • Handle customer payments
  • Load new customer accounts and contracts
  • Troubleshoot and resolve product issues and concerns
  • Document and update customer records based on interactions
  • Administrative tasks

Qualifications:

  • No experience is required, training is provided
  • Customer service skills
  • Ability to prioritize and multitask
  • Positive and professional demeanor

Company Description

CAR Financial Services is a national company and industry leading provider of financial services for independent auto dealers. CAR Financial offers a variety of financial programs designed to improve cash flow and support capital needs for sub-prime automobile dealers. The subprime auto finance industry is everchanging and CAR Financial is always evolving to meet those needs within our industry.


Car Financial Services logo

About Car Financial Services

Sourced by ZipRecruiter

CAR Financial Services, Inc. (“CAR”) services both independent automotive dealers and automotive sub-prime financial organizations. CAR has a national geographic footprint, as we can operate in 47 States and we continually evolve our programs to meet the ever-changing needs of those we serve. Our strengths lie with our experienced and professional employees, our dedication to technology and a tradition of over 25 years of quality service. CAR can help you survive every economic cycle by customizing a purchase/service program that meets your needs while providing quality service through a single dealer point of contact. CAR strives to understand your day to day business so that we can structure a program designed to meet your long-term goals and objectives. Whether purchasing a stream of payments, purchasing all or part of your accounts outright, or simply servicing your BH/PH portfolio, the trusted professionals at CAR Financial Services are interested in working with you to meet your dealership needs and exceed your service expectations.

Industry

Automobile dealers

Company size

51 - 200 Employees

Headquarters location

Atlanta, GA, US