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Evening Subprime Auto Finance Jobs (NOW HIRING)

CAR Financial

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Account/Collection Analyst

Lawrenceville, GA · On-site

$15 - $25/hr

The subprime auto finance industry is everchanging and CAR Financial is always evolving to meet those needs within our industry.

Lobel Financial Corporation

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Sales Support Coordinator

Anaheim, CA · On-site

$22 - $24/hr

Previous experience in subprime auto finance preferred * High attention to detail with disciplined documentation practices * Ability to manage multiple priorities and perform effectively in a fast ...

CAR Financial

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Territory Manager/Sales Representative

Kansas City, MO · On-site

$50K - $60K/yr

The subprime auto finance industry is everchanging and CAR Financial is always evolving to meet those needs within our industry.

CAR Financial

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Account/Collections Analyst

Las Vegas, NV · On-site

$17 - $19/hr

The subprime auto finance industry is everchanging and CAR Financial is always evolving to meet those needs within our industry.

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Evening Subprime Auto Finance information

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How much do evening subprime auto finance jobs pay per hour?

As of Aug 22, 2026, the average hourly pay for evening subprime auto finance in the United States is $18.06, according to ZipRecruiter salary data. Most workers in this role earn between $14.42 and $20.43 per hour, depending on experience, location, and employer.

What is an evening subprime auto finance?

An Evening Subprime Auto Finance job involves working with customers who have lower credit scores to help them secure auto loans, typically during evening hours. Employees in this role may review loan applications, verify customer information, explain financing options, and assist with the approval process for subprime borrowers. Strong communication and customer service skills are important, as is the ability to work flexible or late shifts. These positions are often found in auto dealerships, banks, or finance companies specializing in subprime lending.

What are the key skills and qualifications needed to thrive as an evening subprime auto finance specialist?

To thrive as an Evening Subprime Auto Finance Specialist, you need a solid understanding of auto lending practices, credit analysis, and relevant financial regulations, often with a background in finance or banking. Familiarity with loan origination systems, credit bureau platforms, and customer relationship management (CRM) software is typically required. Strong negotiation, problem-solving, and interpersonal communication skills help build rapport with clients and navigate challenging credit situations. These abilities ensure effective risk assessment, compliance, and successful loan approvals for individuals with less-than-perfect credit during evening shifts.

What unique challenges might I face working in an evening subprime auto finance role, and how can I prepare for them?

In an evening subprime auto finance position, you'll often interact with clients who have non-traditional schedules or urgent financing needs, which can lead to high call volumes and time-sensitive requests. The role may also involve handling more difficult credit cases, requiring strong communication and problem-solving skills to guide applicants through approvals and address concerns. Success in this environment means being adaptable, comfortable with fast-paced decision-making, and able to provide empathetic customer service, especially when dealing with sensitive financial situations.

What is the difference between Evening Subprime Auto Finance vs Subprime Auto Loan Specialist?

AspectEvening Subprime Auto FinanceSubprime Auto Loan Specialist
CredentialsKnowledge of auto finance, basic credit analysisAuto finance experience, credit assessment skills
Work EnvironmentEvening hours, finance offices or call centersOffice setting, customer service focus
Industry UsageFinancial institutions, auto lendersAuto dealerships, finance companies

Both roles involve auto finance, but Evening Subprime Auto Finance typically refers to the broader financial activities during evening hours, while Subprime Auto Loan Specialists focus on assessing and processing subprime auto loans, often within dealership or lender environments.

More about Evening Subprime Auto Finance jobs

What cities are hiring for Evening Subprime Auto Finance jobs?

Cities with the most Evening Subprime Auto Finance job openings:

What are the most commonly searched types of Subprime Auto Finance jobs?

The most popular types of Subprime Auto Finance jobs are:

What states have the most Evening Subprime Auto Finance jobs?

States with the most job openings for Evening Subprime Auto Finance jobs include:

What job categories do people searching Evening Subprime Auto Finance jobs look for?

The top searched job categories for Evening Subprime Auto Finance jobs are:

Evening Subprime Auto Finance jobs near you
Infographic showing various Evening Subprime Auto Finance job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 23% Part Time, and 4% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $37,572 per year, or $18.1 per hour.

Collections Specialist

Automotive Management Services

Charlotte, NC • On-site

$18 - $24.50/hr

Other

This job post has expired today. Applications are no longer accepted.

Job description

Crown Auto Group's affiliated finance company, AMS Financial is NOW HIRING - EXPERIENCED SUBPRIME AUTO LOAN ACCOUNT REPRESENTATIVE

AMS is seeking an experienced Subprime Auto Loan Account Representative to join our Collections Department. We are looking for a motivated, professional, and results-driven individual who understands the subprime auto finance industry and knows how to effectively communicate with customers regarding delinquent accounts.

Responsibilities:
• Manage an assigned portfolio of subprime auto loan accounts
• Contact customers regarding past-due payments and account issues
• Negotiate payment arrangements and obtain promises to pay
• Follow up consistently to ensure commitments are kept
• Work with customers to resolve delinquency and prevent further escalation
• Maintain accurate and detailed account notes
• Identify accounts requiring additional collection action
• Work closely with the Collections Department and management
• Meet individual and departmental collection goals
• Maintain professional and compliant communication with customers

Qualifications:
• Previous subprime auto finance or collections experience preferred
• Experience handling delinquent accounts and payment arrangements
• Strong verbal and written communication skills
• Excellent negotiation and problem-solving abilities
• Self-motivated, dependable, and results-oriented
• Ability to work in a fast-paced collections environment
• Strong attention to detail and organizational skills
• Knowledge of the repossession and recovery process is a plus

Ideal Candidate:
Someone who is comfortable speaking with customers, understands the importance of consistent follow-up, can handle difficult conversations professionally, and is driven to produce results.

Apply today to join the AMS Collections Team!


Compensation details: 1922


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