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Subprime Auto Finance Jobs in Ohio (NOW HIRING)

$5.0K/mo

Sub-prime auto finance experience is highly preferred. Communication Skills Demonstrates clear ... types and even offer subprime financing for a bevy of commercial units. We also provide a ...

Area Sales Manager

Columbus, OH ยท On-site

$5.0K/mo

Sub-prime auto finance experience is highly preferred. Communication Skills Demonstrates clear ... types and even offer subprime financing for a bevy of commercial units. We also provide a ...

Area Sales Manager

Columbus, OH ยท On-site

$5.0K/mo

Sub-prime auto finance experience is highly preferred. Communication Skills Demonstrates clear ... types and even offer subprime financing for a bevy of commercial units. We also provide a ...

Subprime Auto Finance information

See Ohio salary details

$10

$17

$26

How much do subprime auto finance jobs pay per hour?

As of Sep 6, 2026, the average hourly pay for subprime auto finance in Ohio is $17.17, according to ZipRecruiter salary data. Most workers in this role earn between $13.70 and $19.42 per hour, depending on experience, location, and employer.

What is a subprime auto finance?

A Subprime Auto Finance job involves assisting customers with less-than-perfect credit in securing auto loans. Professionals in this role work with dealerships and lenders to structure loan options that fit the borrower's financial situation. Responsibilities often include evaluating credit applications, negotiating loan terms, and ensuring compliance with lending regulations. The goal is to help individuals with low credit scores obtain vehicle financing while managing risk for the lender.

What does a typical day look like for someone working in subprime auto finance?

A typical day in Subprime Auto Finance involves reviewing loan applications, assessing applicants' credit profiles, and working closely with car dealerships to structure financing options for customers with less-than-perfect credit. You will communicate regularly with clients to explain loan terms, gather necessary documentation, and resolve any concerns that arise during the financing process. Collaboration with underwriting, collections, and compliance teams is common to ensure all loans meet company and regulatory standards. The work environment is often fast-paced, and success comes from effectively balancing risk management with providing accessible financing solutions.

What are the key skills and qualifications needed to thrive in subprime auto finance, and why are they important?

To thrive in Subprime Auto Finance, you need a solid understanding of credit analysis, risk assessment, and finance principles, often supported by a degree in finance, business, or a related field. Familiarity with loan origination systems, credit scoring software, and compliance regulations is typically required. Strong communication, negotiation, and customer service skills are essential for building trust with clients and collaborating with dealerships. These skills are crucial for effectively evaluating high-risk applicants, managing loan portfolios, and ensuring regulatory compliance in a fast-paced financial environment.

What are the most commonly searched types of Subprime Auto Finance jobs in Ohio?

The most popular types of Subprime Auto Finance jobs in Ohio are:

What are popular job titles related to Subprime Auto Finance jobs in Ohio?

For Subprime Auto Finance jobs in Ohio, the most frequently searched job titles are:

What job categories do people searching Subprime Auto Finance jobs in Ohio look for?

The top searched job categories for Subprime Auto Finance jobs in Ohio are:

Infographic showing various Subprime Auto Finance job openings in Ohio as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 20% Part Time, 1% Temporary, 4% Contract, and 1% Nights. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $35,719 per year, or $17.2 per hour.

$5.0K/mo

Full-time

Medical, Dental, Vision, Retirement, PTO

This job post hasย expired today.ย Applications are no longer accepted.


Job description

Essential Duties and Responsibilities

Primary responsibilities include, but are not limited to the following:

  • An average of 5-10 dealership visits focused on:

  • Sign new dealerships, growing the application count with existing dealerships and capturing approved contracts.

  • Review deals with your dealer partners and help them to structure or restructure as needed to fit the program.

  • Act as a consultant/partner to F&I Managers to ensure maximum profitability for dealerships through the sale of UAC products.

  • Work closely with your assigned Credit Analyst and Funder to ensure loan approvals and fast funding.

  • Work with the Dealer Compliance team in resolving issues within your market.

  • Build and maintain dealer relationships and follow up on approved Loan Application.

  • Provide best-in-class customer service to your dealer customers.

  • Perform other duties as assigned.

Compensation

  • Base salary starting at $43,260/annually

  • Plus competitive UNCAPPED commission plan!! Average $2K-5K a month!

  • Includes a ramp-up period during the first few months while building your book of business.

Qualifications

To perform this job successfully, an individual must be able to perform each essential duty. The qualifications below represent the required knowledge, skills, and abilities. Reasonable accommodations may be made for individuals with disabilities.

  • This is a field-based role; the employee is expected to be on-site at dealer locations throughout the workday within an assigned territory (typically within a 60-mile radius). A valid driver's license, reliable transportation, and auto insurance are required.

  • Excellent communication, interpersonal and organizational skills.

  • Must be able to work Saturdays as needed out in the field.

Education/Experience

  • 2-5 years previous experience in a challenging sales role with a proven track record of success.

  • Previous experience in Auto Finance sales and underwriting or dealership experience.

  • Sub-prime auto finance experience is highly preferred.

Communication Skills

Demonstrates clear, concise, and professional communication across multiple channels.

Computer Skills
Basic computer proficiency. Candidates should be comfortable drafting professional emails and navigating internal systems, including CRM systems. Familiarity with common office applications (e.g. Word or Google Workspace) sufficient.

Physical Demands

This position requires the employee to operate a motor vehicle daily within an assigned territory. The employee regularly drives to and between dealer locations, walks dealership floors, and stands during in-person presentations and client meetings.

What can you expect from us?

We offer our team members a competitive compensation package that includes an uncapped commission structure (starting at deal #1.)

We also provide you the tools necessary to perform at a high level, from a phone/table combination, to a program that will offer your dealer a way to fund to the most difficult of credit customers, job/income types and even offer subprime financing for a bevy of commercial units.

We also provide a comprehensive benefits package that includes medical, dental, vision, a 401(k) investment plan with Company match, and paid time off. Our training program is designed to provide you with the tools and resources you will need to succeed! We strive to be the company of choice for our employees, customers and dealers!

Benefits:

  • Generous Time off package

  • Medical/Dental/Vision

  • Additional voluntary benefits

  • Retirement Plan + Employer Match

  • Employee Perks and Discounts

Employment Type: Full Time