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Small Business Insurance Jobs (NOW HIRING)

Chubb

Underwriter, Small Business

Phoenix, AZ · On-site

Understands the unique needs of the small business owner and partners with agents to craft a ... Travel About Us Chubb is a world leader in insurance. With operations in 54 countries, Chubb ...

Chubb

Underwriter, Small Business

Phoenix, AZ · On-site

... insurance, reinsurance, and life insurance to a diverse group of clients. The company is ... Small Business space and possess knowledge of policy issuance and processing center workflows

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Small Business Insurance information

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$39K

$59.5K

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How much do small business insurance jobs pay per year?

As of Jul 20, 2026, the average yearly pay for small business insurance in the United States is $59,518.00, according to ZipRecruiter salary data. Most workers in this role earn between $50,000.00 and $63,500.00 per year, depending on experience, location, and employer.

What is the difference between Small Business Insurance vs Commercial Insurance Agent?

AspectSmall Business InsuranceCommercial Insurance Agent
CredentialsTypically requires insurance licenses and knowledge of small business policiesRequires insurance licenses, with additional expertise in commercial policies
Work EnvironmentFocuses on small business owners, often in office or client sitesWorks with clients across various industries, often in an office setting
Employer & Industry UsageUsed by small business owners seeking coverage for their operationsEmployed by insurance agencies or brokers selling commercial policies
Search & Comparison IntentPeople looking for small business coverage optionsPeople comparing commercial insurance options or seeking an agent

Small Business Insurance focuses on providing coverage tailored to small businesses, while a Commercial Insurance Agent is a professional who sells and advises on various commercial policies, including those for larger enterprises. Understanding these differences helps small business owners find the right coverage and professional support for their needs.

What is small business insurance?

Small business insurance is a type of coverage designed to protect business owners from financial losses due to unexpected events, such as property damage, lawsuits, or employee injuries. It typically includes several types of policies like general liability, property insurance, and workers' compensation. The specific coverage a business needs depends on its industry, size, and risks involved. Having the right insurance helps ensure that a business can recover from setbacks and continue operating smoothly.

What are some common challenges faced by professionals working in small business insurance, and how can they be addressed?

Professionals in small business insurance often encounter challenges such as educating clients on coverage needs, staying updated on evolving regulations, and balancing multiple client accounts. Building strong client relationships and maintaining clear communication can help address misunderstandings about policy details and coverage gaps. Additionally, regularly participating in industry training and leveraging technology tools can streamline processes and ensure you stay compliant with industry standards.

What are the key skills and qualifications needed to thrive in Small Business Insurance, and why are they important?

To thrive in Small Business Insurance, you need a solid understanding of insurance products, risk assessment, and regulatory compliance, often supported by a relevant degree or insurance license. Familiarity with insurance management software, CRM systems, and industry certifications like CPCU or CIC is highly valued. Strong interpersonal skills, problem-solving abilities, and effective communication are essential for building client relationships and addressing unique business needs. These skills ensure accurate coverage recommendations, regulatory adherence, and lasting client trust in a competitive marketplace.
More about Small Business Insurance jobs
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What states have the most Small Business Insurance jobs? States with the most job openings for Small Business Insurance jobs include:
What job categories do people searching Small Business Insurance jobs look for? The top searched job categories for Small Business Insurance jobs are:
Small Business Insurance jobs near you
Small Business Account Manager

Small Business Account Manager

Johnson Kendall and Johnson Inc

Remote

Full-time

Retirement

Posted 18 days ago

Job description

At Johnson, Kendall & Johnson (JKJ), our people are the difference. We're an independent, employee-owned insurance brokerage where relationships matter, expertise is valued, and careers are built with purpose.
We're looking for a Small Business Account Manager to join our Commercial Lines team. In this role, you'll partner closely with small business clients-helping them protect what they've built while delivering thoughtful, responsive service that earns trust.
If you enjoy owning your work, collaborating with a strong team, and making a real impact for clients every day, we'd love to meet you.
What You'll Do
As a Small Business Account Manager, you'll manage and service a diverse book of commercial accounts while acting as a trusted advisor to your clients.
You'll:
  • Serve as a primary point of contact for small business clients, maintaining timely and professional communication via phone and email
  • Review, analyze, and detail commercial insurance policies to ensure accuracy and appropriate coverage
  • Prepare audit check spreadsheets across multiple lines of coverage
  • Document policies and client activity within Applied Epic (preferred) or similar agency management systems
  • Complete policy billing templates and partner with our Accounting team to ensure timely processing
  • Request renewal information, market accounts, and work with carriers to secure competitive quotes
  • Prepare and present renewal and new business proposals to clients
  • Issue certificates of insurance, evidence of property, auto ID cards, and endorsements
  • Review endorsements, audits, and policies for accuracy before delivery to clients
  • Collaborate closely with producers, carriers, and internal teammates to deliver a seamless client experience

What You Bring
  • 2-3 years of experience in insurance
  • Working knowledge of commercial insurance coverages across multiple lines
  • Experience supporting or managing a book of business (approximately 150-350 accounts)
  • Comfort working within Applied Epic (preferred) or AMS360
  • Strong attention to detail, organization, and follow-through
  • Clear, professional communication skills and a service-oriented mindset

Licenses & Requirements
  • Active Property & Casualty license in your state of residence
  • Ability to thrive in a collaborative environment where shared responsibility matters

Why JKJ?
At JKJ, we believe great work happens when people feel supported, trusted, and empowered.
Here's what you can expect:
  • A people-first culture built on collaboration, integrity, and long-term relationships
  • Opportunities to grow your career with clear expectations and support
  • A voice in how work gets done-we value ideas, initiative, and continuous improvement
  • The stability of an established firm with the mindset of a modern, forward-thinking brokerage
  • Employee ownership (ESOP)-when JKJ succeeds, you share in that success

About Us
Johnson Kendall Johnson (JKJ) is an independent, employee-owned insurance brokerage and risk management consulting firm based in Newtown, PA. For more than 70 years, we have partnered with organizations and individuals to design insurance, risk, and financial strategies that protect what matters most.
Our services span business insurance, employee benefits, personal insurance, financial and retirement services, and risk management-supported by in-house safety consultants and claims advocacy specialists. We take a consultative, hands-on approach, working closely with each client to deliver tailored solutions and long-term value.
What truly sets JKJ apart is our people and our ownership mindset. As an employee-owned company, we are invested in our work, our clients, and each other. That commitment shapes our culture and creates an environment where individuals feel valued, supported, and empowered to do their best work.

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