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Selling Life Insurance Jobs (NOW HIRING)

Selling Life Insurance is Not a Job - It is a Business As an independent agent, you are in control: You control your schedule and production You own your book of business You decide how you generate ...

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VA Life/Health license Willingness to pursue licensure for selling life insurance Company Description WoodmenLife is a not-for-profit fraternal benefit society founded in 1890, based in Omaha ...

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Selling Life Insurance information

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$35K

$115.3K

$146K

How much do selling life insurance jobs pay per year?

As of Jun 4, 2026, the average yearly pay for selling life insurance in the United States is $115,315.00, according to ZipRecruiter salary data. Most workers in this role earn between $102,500.00 and $133,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Life Insurance Sales Agent, and why are they important?

To thrive as a Life Insurance Sales Agent, you need strong knowledge of insurance products, sales strategies, and typically a state-issued insurance license. Familiarity with customer relationship management (CRM) software, quoting tools, and underwriting systems is essential. Outstanding interpersonal skills, active listening, and resilience help agents build trust and effectively address client needs. These abilities are crucial for meeting sales targets, ensuring regulatory compliance, and fostering long-term client relationships.

What are some common challenges faced by life insurance agents during the sales process, and how can they be overcome?

Life insurance agents often encounter challenges such as overcoming client objections, building initial trust, and navigating complex policy details. Successfully addressing these hurdles involves developing strong communication skills, thoroughly understanding product offerings, and actively listening to clients’ needs. Many agents find it helpful to use real-life scenarios to illustrate the value of coverage and to stay updated on the latest industry trends and regulations. Ongoing mentorship and regular training sessions within the agency can also provide support and strategies for overcoming common sales barriers.

What does selling life insurance involve?

Selling life insurance involves helping clients understand their insurance needs and recommending appropriate policies that provide financial protection for their beneficiaries. Agents assess clients’ financial situations, explain different types of life insurance products like term and whole life, and assist with completing applications. They also build relationships with clients, answer questions about policies, and may follow up periodically to review or update coverage as life circumstances change.

What is the difference between Selling Life Insurance vs Selling Health Insurance?

AspectSelling Life InsuranceSelling Health Insurance
Required CredentialsLicenses for life insurance sales, state-specificLicenses for health insurance, often including ACA certification
Work EnvironmentOffice, client meetings, insurance agenciesOffice, clinics, insurance agencies, client consultations
Industry UsageInsurance companies, financial planningInsurance companies, healthcare providers
Common Search/ComparisonCustomer needs, policy types, sales strategiesCoverage options, provider networks, claims process

While both roles involve selling insurance policies, Selling Life Insurance focuses on policies that provide financial protection for beneficiaries after death, requiring specific licenses and a focus on long-term planning. Selling Health Insurance centers on health coverage options, often involving different certifications and a focus on healthcare services. Understanding these differences helps in choosing the right career path or client focus within the insurance industry.

More about Selling Life Insurance jobs
What cities are hiring for Selling Life Insurance jobs? Cities with the most Selling Life Insurance job openings:
What states have the most Selling Life Insurance jobs? States with the most job openings for Selling Life Insurance jobs include:
Infographic showing various Selling Life Insurance job openings in the United States as of May 2026, with employment types broken down into 1% As Needed, 89% Full Time, 4% Part Time, and 6% Contract. Highlights an 93% Physical, 1% Hybrid, and 6% Remote job distribution, with an average salary of $115,315 per year, or $55.4 per hour.
Life Insurance Pro: Remote, 100% Commission + Warm Leads

Life Insurance Pro: Remote, 100% Commission + Warm Leads

J3 Owens Group

Cambridge, MA • Remote

$112K - $145K/yr

Full-time

This job post has expired 1 day ago. Applications are no longer accepted.


Job description

A leading insurance agency is seeking motivated sales professionals in Cambridge, Massachusetts. This role allows agents to focus solely on selling life insurance products without the responsibility of recruiting or managing a team. Agents will work with warm leads and utilize proven sales systems to build long-term client relationships and achieve performance-based income.

A license is required or should be obtained, and the agency offers free training and support. #J-18808-Ljbffr