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Selling Life Insurance Jobs in Illinois (NOW HIRING)

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Bachelor's degree * 3 years previous advising, consulting or selling insurance related financial ... Life & Health Insurance License * Securities licenses (Series 6, 7, 63 and 65) preferred What We ...

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Selling Life Insurance information

See Illinois salary details

$33.9K

$111.7K

$141.5K

How much do selling life insurance jobs pay per year?

As of Aug 28, 2026, the average yearly pay for selling life insurance in Illinois is $111,743.00, according to ZipRecruiter salary data. Most workers in this role earn between $99,300.00 and $128,900.00 per year, depending on experience, location, and employer.

What does selling life insurance involve?

Selling life insurance involves helping clients understand their insurance needs and recommending appropriate policies that provide financial protection for their beneficiaries. Agents assess clients’ financial situations, explain different types of life insurance products like term and whole life, and assist with completing applications. They also build relationships with clients, answer questions about policies, and may follow up periodically to review or update coverage as life circumstances change.

What are the key skills and qualifications needed to thrive as a life insurance sales agent, and why are they important?

To thrive as a Life Insurance Sales Agent, you need strong knowledge of insurance products, sales strategies, and typically a state-issued insurance license. Familiarity with customer relationship management (CRM) software, quoting tools, and underwriting systems is essential. Outstanding interpersonal skills, active listening, and resilience help agents build trust and effectively address client needs. These abilities are crucial for meeting sales targets, ensuring regulatory compliance, and fostering long-term client relationships.

What are some common challenges faced by life insurance agents during the sales process, and how can they be overcome?

Life insurance agents often encounter challenges such as overcoming client objections, building initial trust, and navigating complex policy details. Successfully addressing these hurdles involves developing strong communication skills, thoroughly understanding product offerings, and actively listening to clients’ needs. Many agents find it helpful to use real-life scenarios to illustrate the value of coverage and to stay updated on the latest industry trends and regulations. Ongoing mentorship and regular training sessions within the agency can also provide support and strategies for overcoming common sales barriers.

What is the difference between Selling Life Insurance vs Selling Health Insurance?

AspectSelling Life InsuranceSelling Health Insurance
Required CredentialsLicenses for life insurance sales, state-specificLicenses for health insurance, often including ACA certification
Work EnvironmentOffice, client meetings, insurance agenciesOffice, clinics, insurance agencies, client consultations
Industry UsageInsurance companies, financial planningInsurance companies, healthcare providers
Common Search/ComparisonCustomer needs, policy types, sales strategiesCoverage options, provider networks, claims process

While both roles involve selling insurance policies, Selling Life Insurance focuses on policies that provide financial protection for beneficiaries after death, requiring specific licenses and a focus on long-term planning. Selling Health Insurance centers on health coverage options, often involving different certifications and a focus on healthcare services. Understanding these differences helps in choosing the right career path or client focus within the insurance industry.

Is it hard to get hired as a selling life insurance agent?

Getting hired as a selling life insurance agent can vary depending on the individual's sales experience, communication skills, and knowledge of insurance products. Many companies require licensing and may prefer candidates with customer service or sales backgrounds, but the entry barrier is generally moderate and depends on the employer's requirements. Success often depends on networking, training, and demonstrating sales ability during the hiring process.

Is selling life insurance a good job?

Selling life insurance is a sales-oriented job that requires strong communication skills, product knowledge, and the ability to build client relationships. It often involves commission-based pay, which can lead to high earnings for successful agents, but income stability varies. The role typically requires licensing and ongoing training to stay compliant with industry regulations.
Infographic showing various Selling Life Insurance job openings in Illinois as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 17% Part Time, and 4% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $111,743 per year, or $53.7 per hour.

Life Insurance Specialist - North Riverside, IL

Lockport, IL


AAA Auto Club Group
Non-Profits • 10K+ employees

7.4

Company rating: 7.4 out of 10

Based on 283 frontline employees who took The Breakroom Quiz

232nd of 314 rated insurance

Good employer

Recommended by students

Recommended by parents


$75K - $100K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 7 days ago


Job description

Job Type:

Full time

Exempt/Non Exempt:

Hourly

Job Description:


$2,500 Sign-On Bonus

Payment Terms: $1000 paid after30 daysofemployment,$1500 paid after90 daysof employment

Location Details: 2512 S Harlem Ave, Riverside, IL 60546

Position Schedule / Shift:Monday - Friday (8:30am to 5:30pm)

Position Summary:Drive meaningful growth as a Field Life Agent by building relationships, developing leads, and helping members protect their futures through Life, Health, Annuity, Membership, and Financial Services products. In this role, you'll combine consultative sales, strong product knowledge, and exceptional customer service to uncover needs, close sales, and achieve production goals. You'll also collaborate with branch partners to maximize referrals, cross-sell opportunities, and long-term member satisfaction.

Key Responsibilities:

Sales & Business Development

  • Solicit and sell Life & Health insurance and Annuity products under minimal supervision primarily within ACG branch location.

  • Develop leads and prospects for new accounts through marketing activities such as phone calls, mailings, referrals, networking, website inquiries, and seminars.

  • Prepare proposals and close sales of Life, Health, Annuity, Membership, and Financial Services products.

  • Achieve established sales goals.

Product Knowledge & Sales Expertise

  • Maintain thorough knowledge of product features, marketing techniques, and sales techniques.

  • Use sound sales practices when working with customers.

Customer Service & Relationship Management

  • Respond to customer inquiries and problems.

  • Build sales opportunities through customer engagement and follow-up.

Operations, Compliance & Documentation

  • Complete appropriate applications and forms.

  • Follow internal processing procedures to ensure transactions comply with company policies and practices.

  • Prepare reports documenting prospecting and sales activities.

  • Maintain specified production standards and persistency levels for required products.

Collaboration & Cross-Selling

  • Work collaboratively with others in the Branch to reach business goals.

  • Maximize leads, sales opportunities, and cross-sell opportunities.

  • Assist Underwriting and Brokerage Departments in satisfying requirements.

RequiredQualifications:

  • Activevalid State Life license

  • Ability to take and pass LUTC or CLU coursework

  • Maintain Life and Health licenses required to sell products

  • Possession of a valid State driver's license

  • Must qualify, obtain, and maintain all applicable state licenses and appointments required for selling and/or servicing Auto Club Group Membership products

  • High School diploma or equivalent

  • Minimum of 2 years' experience with a proven record of successfully soliciting and selling life insurance products

  • Experience selling intangible products

Work Environment:Works in a temperature-controlled office environment. Ability and willingness to work irregular hours including evenings and weekends.Limited travel required for community events, with exposure to road hazards and temperature extremes.

Compensation& Benefits Overview:

ACG complies with all applicable state and local laws regarding required benefits(including PTO,paidsick leave,etc.).

Compensation

  • UnlimitedIncome Potential

  • Average Earnings $75,000 - $100,000 (base plus commissions)

  • Pay Structure

  • Unlimited, at no cost

  • NewElevated tiered commissions for the first 12 months

  • Guaranteed AnnualBase Pay $32,000(non-exempt, eligible orovertime)

Benefits

At ACG, we offer a comprehensive and flexible benefits package designed to support your health, financial well-being, and professional growth.

Health & Wellness

  • Medical plans with multiple coverage options, including HSA eligibility.

  • Prescription drug coverage.

  • Dental and vision benefits.

  • Employee Assistance Program (confidential support services).

Financial Protection & Insurance

  • Company-paid basic life insurance.

  • Optional supplemental life insurance and dependent coverage.

  • Short-term and long-term disability coverage.

  • Critical illness, accident, and pet insurance options.

Retirement & Savings

  • 401(k) plan to support long-term financialgoals.

  • 3% automatic deferral upon eligibility; may contribute 1% to 50% of eligible earnings, either pre or post tax.

  • Company match of 50% paid on employee contributions up to 6% of pay, payable to employees following the end of the year; immediate vesting.

  • Additional company contribution of 4% of pay each pay day into your account; 100% vested after three (3) years of service.

  • Health Savings Account (HSA) and Flexible Spending Accounts (FSA) options.

Time Off & Leave

  • Paid Time Off (PTO): Accrual-based, increases with tenure, eligible at 90 days of employment.

  • Full-time new employees will receive up to 12 PTO days annually; accrual based on start date and may include additional PTO based on role and/or state & local requirements.

  • Part-time employee PTO hours are calculated based upon the standard weekly hours the employee is scheduled to work and will accrue at a minimum of 3 hours per month.

  • Paid Holidays

  • Full-time employees are eligible for 10 company-paid holidays annually, in addition to 1 mental health day, 2 floating holidays and 1 volunteer day. Holidays vary by business unit schedules.

  • Part-time employees are eligible for 8 company-paid holidays annually, in addition to 1 mental health day and 2 floating holidays. Holidays vary by business unit schedules.

  • Paid leave programs, including parental, bereavement, jury duty, and military leave.

Career Growth & Education

  • Tuition assistance (up to $5,250 annually; 80% covered by ACG).

  • Professional certification support with 100% reimbursement for eligible programs.

  • Opportunities for career development and advancement.

Additional Perks

  • Complimentary AAA membership with roadside assistance and travel discounts.

  • Adoption assistance program.

Who We Are

Become a part of something bigger.

The Auto Club Group (ACG) provides membership, travel, insurance, and financial service offerings to approximately 14+ million members and customers across 14 states and 2 U.S. territories through AAA, Meemic, and Fremont brands. ACG belongs to the national AAA federation and is the second largest AAA club in North America.

By continuing to invest in more advanced technology, pursuing innovative products, and hiring a highly skilled workforce, AAA continues to build upon its heritage of providing quality service and helping our members enjoy life's journey through insurance, travel, financial services, and roadside assistance.

And when you join our team, one of the first things you'll notice is that same, whole-hearted, enthusiastic advocacy for each other.

We have positions available for every walk of life! AAA prides itself on creating an inclusive and welcoming environment of diverse backgrounds, experiences, and viewpoints, realizing our differences make us stronger.

To learn more about AAA The Auto Club Group visit www.aaa.com

Important Note:

ACG's Compensation philosophy is to provide a market-competitive structure of fair, equitable and performance-based pay to attract and retain excellent talent that will enable ACG to meet its short and long-term goals. ACG utilizes a geographic pay differential as part of the base salary compensation program. Pay ranges outlined in this posting are based on the various ranges within the geographic areas which ACG operates. Salary at time of offer is determined based on these and other factors as associated with the job and job level.

The above statements describe the principal and essential functions, but not all functions that may be inherent in the job. This job requires the ability to perform duties contained in the job description for this position, including, but not limited to, the above requirements. Reasonable accommodations will be made for otherwise qualified applicants, as needed, to enable them to fulfill these requirements.

The Auto Club Group, and all its affiliated companies, is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity, sexual orientation, national origin, disability or protected veteran status.

Regular and reliable attendance is essential for the function of this job.

AAA The Auto Club Group is committed to providing a safe workplace. Every applicant offered employment within The Auto Club Group will be required to consent to a background and drug screen based on the requirements of the position.


American Automobile Association logo

About American Automobile Association

Sourced by ZipRecruiter

The American Automobile Association (AAA), headquartered in Heathrow, Florida, USA, is a reputable force in the automotive and insurance industry. Originating in 1902, it began as a coalition of motor clubs with the common goal of providing better roads and travel conditions for motorists. Today, AAA is a comprehensive, multifaceted organization that offers a range of services, including roadside assistance, auto repair services, travel agency services, and diverse insurance products - Auto, Home, Life and more. A significant principle for AAA is to continuously deliver value to their 61 million members through safety, security and peace of mind. The company's mission and core values focus on championing its members' rights and interests, advocating innovation, integrity, teamwork and respect.

Industry

Non-profits

Company size

10,000+ Employees

Headquarters location

Heathrow, FL, US

Year founded

1902

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