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Selling Life Insurance Jobs (NOW HIRING)

RDI Marketing Services

Life Insurance Agent

Milford, OH · On-site

In addition, our goal is to give you opportunities to grow and advance through RDI - the possibilities are truly endless. • Handling inbound calls selling life insurance products • Closing sales ...

StaffMyAgency LLC

Life Insurance Specialist

Palm Desert, CA · On-site

$100K - $220K/yr

Strong follow-up and organizational skills Experience selling Life Insurance, Financial Services, Retirement Products, Annuities, or other protection products is strongly preferred. Compensation $60 ...

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All JobsSelling Life Insurance Jobs

Selling Life Insurance information

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$35K

$115.3K

$146K

How much do selling life insurance jobs pay per year?

As of Aug 12, 2026, the average yearly pay for selling life insurance in the United States is $115,315.00, according to ZipRecruiter salary data. Most workers in this role earn between $102,500.00 and $133,000.00 per year, depending on experience, location, and employer.

What is the difference between Selling Life Insurance vs Selling Health Insurance?

AspectSelling Life InsuranceSelling Health Insurance
Required CredentialsLicenses for life insurance sales, state-specificLicenses for health insurance, often including ACA certification
Work EnvironmentOffice, client meetings, insurance agenciesOffice, clinics, insurance agencies, client consultations
Industry UsageInsurance companies, financial planningInsurance companies, healthcare providers
Common Search/ComparisonCustomer needs, policy types, sales strategiesCoverage options, provider networks, claims process

While both roles involve selling insurance policies, Selling Life Insurance focuses on policies that provide financial protection for beneficiaries after death, requiring specific licenses and a focus on long-term planning. Selling Health Insurance centers on health coverage options, often involving different certifications and a focus on healthcare services. Understanding these differences helps in choosing the right career path or client focus within the insurance industry.

Is selling life insurance a good job?

Selling life insurance is a sales-oriented job that requires strong communication skills, product knowledge, and the ability to build client relationships. It often involves commission-based pay, which can lead to high earnings for successful agents, but income stability varies. The role typically requires licensing and ongoing training to stay compliant with industry regulations.

What are some common challenges faced by life insurance agents during the sales process, and how can they be overcome?

Life insurance agents often encounter challenges such as overcoming client objections, building initial trust, and navigating complex policy details. Successfully addressing these hurdles involves developing strong communication skills, thoroughly understanding product offerings, and actively listening to clients’ needs. Many agents find it helpful to use real-life scenarios to illustrate the value of coverage and to stay updated on the latest industry trends and regulations. Ongoing mentorship and regular training sessions within the agency can also provide support and strategies for overcoming common sales barriers.

What does selling life insurance involve?

Selling life insurance involves helping clients understand their insurance needs and recommending appropriate policies that provide financial protection for their beneficiaries. Agents assess clients’ financial situations, explain different types of life insurance products like term and whole life, and assist with completing applications. They also build relationships with clients, answer questions about policies, and may follow up periodically to review or update coverage as life circumstances change.

What are the key skills and qualifications needed to thrive as a life insurance sales agent, and why are they important?

To thrive as a Life Insurance Sales Agent, you need strong knowledge of insurance products, sales strategies, and typically a state-issued insurance license. Familiarity with customer relationship management (CRM) software, quoting tools, and underwriting systems is essential. Outstanding interpersonal skills, active listening, and resilience help agents build trust and effectively address client needs. These abilities are crucial for meeting sales targets, ensuring regulatory compliance, and fostering long-term client relationships.
More about Selling Life Insurance jobs
What cities are hiring for Selling Life Insurance jobs? Cities with the most Selling Life Insurance job openings:
What states have the most Selling Life Insurance jobs? States with the most job openings for Selling Life Insurance jobs include:
What job categories do people searching Selling Life Insurance jobs look for? The top searched job categories for Selling Life Insurance jobs are:
Selling Life Insurance jobs near you
Infographic showing various Selling Life Insurance job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $115,315 per year, or $55.4 per hour.

Life Insurance Specialist

Farmers Insurance - Jocsan Rendon

Palm Desert, CA

$220K/yr

Full-time

Posted 4 days ago

Job description

Life Insurance Specialist
Jocsan Rendon Farmers Insurance Agency | Palm Desert, CA
Base Salary: $60,000 + Commission & Bonuses
Target Compensation: $100,000$220,000+

Jocsan Rendon Farmers Insurance Agency in Palm Desert is looking for a Life Insurance Sales Specialist to join a high-performing agency and help individuals, families, and business owners protect their financial future.
This is an opportunity for a motivated insurance professional who wants a strong base salary, significant earning potential, and the opportunity to grow within a nationally recognized agency.

Why Join This Agency?
Jocsan Rendon is a Farmers Presidents Council Agency Owner and ranks among the TOP FIVE Farmers agencies in the NATION.
This is an opportunity to join a proven, high-performing agency with an established presence in Palm Desert and the Coachella Valley.
You will work with clients to identify protection and financial needs and recommend life insurance solutions that help protect their families, income, and businesses.

What You'll Do
  • Generate new life insurance sales through agency leads, referrals, networking, and prospectingMeet with individuals, families, and business owners to identify their insurance and financial protection needs
  • Conduct needs-based life insurance consultations
  • Recommend appropriate life insurance solutions based on client needs
  • Present coverage options and explain policy benefits
  • Develop and maintain a strong pipeline of prospective clients
  • Follow up consistently with prospects and existing clients
  • Build long-term relationships with clients and referral partners
  • Identify opportunities to cross-sell life insurance to existing property and casualty clients
  • Work toward and exceed individual sales goals
  • Maintain accurate customer and sales information in agency systems

Ideal Candidate
We are looking for a Life Insurance professional who is motivated by results and wants the opportunity to build a significant book of life insurance business.

Required:
  • Active California Life & Health Insurance License
  • Proven insurance or financial services sales experience
  • Strong prospecting and closing abilities
  • Excellent communication and presentation skills
  • Ability to build trust and establish relationships with clients
  • Self-motivated, competitive, and goal-oriented
  • Comfortable asking questions, identifying needs, and recommending solutions
  • Strong follow-up and organizational skills
Experience selling Life Insurance, Financial Services, Retirement Products, Annuities, or other protection products is strongly preferred.

Compensation
$60,000 Base Salary
$100,000$220,000+ Total Earning Potential
Your earning potential is directly tied to your ability to generate and close business.
This is an excellent opportunity for an experienced life insurance producer who wants the security of a strong base salary while maintaining significant upside through commission and performance-based compensation.

Location
Jocsan Rendon Farmers Insurance Agency
73880 Alessandro Dr, Suite A
Palm Desert, CA 92260
In-office position

Why This Opportunity?
If you're already licensed, understand insurance sales, and want to build a substantial life insurance business with a nationally recognized, top-performing Farmers agency, this is an opportunity worth exploring.
Bring your license. Bring your sales ability. Bring your ambition.
Join an agency that has already proven it can compete at the highest level.
Apply today to be considered for the Life Insurance Sales Specialist position.