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Part Time Credit Analyst Jobs (NOW HIRING)

Farmers Home Furniture

Credit Representative

Troy, AL · On-site

Job Type Part-time Description The purpose of this classification is to perform work functions ... Requires the ability to review, categorize, prioritize, and/or analyze data. Includes exercising ...

Farmers Home Furniture

Credit Representative

Aiken, SC · On-site

Job Type Part-time Description The purpose of this classification is to perform work functions ... Requires the ability to review, categorize, prioritize, and/or analyze data. Includes exercising ...

Farmers Home Furniture

Credit Representative

Inman, SC · On-site

Job Type Part-time Description The purpose of this classification is to perform work functions ... Requires the ability to review, categorize, prioritize, and/or analyze data. Includes exercising ...

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Part Time Credit Analyst information

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How much do part time credit analyst jobs pay per hour?

As of Jun 29, 2026, the average hourly pay for part time credit analyst in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

What does a part time credit analyst do?

A part time credit analyst is responsible for evaluating the creditworthiness of individuals or businesses to determine the risk involved in lending money or extending credit. They analyze financial statements, credit reports, and economic data to make informed recommendations. Working part time, they may focus on specific types of loans or industries and often assist senior analysts with research and reporting. Their insights help organizations minimize financial risk and make sound lending decisions.

What is the difference between Part Time Credit Analyst vs Part Time Loan Processor?

AspectPart Time Credit AnalystPart Time Loan Processor
Required CredentialsTypically a bachelor's degree in finance, accounting, or related field; some certifications like CFA or credit analysis courses are a plusHigh school diploma or equivalent; some roles prefer coursework in finance or banking
Work EnvironmentOffice setting, analyzing credit data, assessing risk, and preparing reportsOffice setting, reviewing loan applications, verifying documents, and data entry
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, credit unions, mortgage companies

Part Time Credit Analysts focus on evaluating creditworthiness and risk assessment, while Part Time Loan Processors handle the administrative tasks of processing loan applications. Both roles are essential in financial services but differ in their core responsibilities and required skills.

How does a part-time Credit Analyst typically collaborate with other departments within a financial institution?

As a part-time Credit Analyst, you will often work closely with loan officers, relationship managers, and risk management teams to evaluate credit applications and ensure that lending decisions align with the institution's policies. Despite working fewer hours, you are expected to communicate your findings clearly and participate in team meetings or case reviews as needed. Collaboration is generally facilitated through shared digital platforms, and you may also be involved in providing timely updates or clarifications on your analyses to support efficient loan processing. This teamwork helps maintain a smooth workflow and ensures that credit risks are properly assessed even with a part-time schedule.

What are the key skills and qualifications needed to thrive as a Part Time Credit Analyst, and why are they important?

To thrive as a Part Time Credit Analyst, you need analytical skills, financial acumen, and a relevant degree in finance, accounting, or a related field. Familiarity with credit analysis software, financial modeling tools, and proficiency in Microsoft Excel are typically required. Attention to detail, effective communication, and strong organizational skills help you stand out in this position. These competencies are essential for accurately assessing credit risk, supporting sound lending decisions, and maintaining efficiency in a part-time capacity.
More about Part Time Credit Analyst jobs
What cities are hiring for Part Time Credit Analyst jobs? Cities with the most Part Time Credit Analyst job openings:
What are the most commonly searched types of Credit Analyst jobs? The most popular types of Credit Analyst jobs are:
What states have the most Part Time Credit Analyst jobs? States with the most job openings for Part Time Credit Analyst jobs include:
What job categories do people searching Part Time Credit Analyst jobs look for? The top searched job categories for Part Time Credit Analyst jobs are:
Part Time Credit Analyst jobs near you
Infographic showing various Part Time Credit Analyst job openings in the United States as of June 2026, with employment types broken down into 92% Full Time, and 8% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $62,243 per year, or $29.9 per hour.
Credit Representative

Credit Representative

Farmers Home Furniture

Sylacauga, AL • On-site

Part-time

Posted 5 days ago

Farmers Home Furniture rating

5.7

Company rating: 5.7 out of 10

Based on 15 frontline employees who took The Breakroom Quiz

41st of 58 rated furniture retailers

Job description

Job Type
Part-time
Description
The purpose of this classification is to perform work functions associated with locating, notifying, and securing payments from customers with delinquent accounts.
ESSENTIAL FUNCTIONS
The following duties are normal for this position. The omission of specific statements of the duties does not exclude them from the classification if the work is similar, related, or a logical assignment for this classification. Other duties may be required and assigned.
  • Sends text messages, mails form letters and/or late charge notices to customers to encourage payment of delinquent accounts.
  • Confers with customers by text or telephone attempting to determine reason for overdue payment, reviewing terms of sales, service, or credit contract with customer in an attempt to gain payment.
  • Documents all correspondence and attempted correspondence with customers concerning accounts.
  • Receives payments and posts amount paid to customer's account.
  • Responsible for maintaining and balancing their assigned cash drawer ensuring that the drawer is locked and the key removed when the drawer is left unattended. The key will remain in the possession of the employee assigned to that cash drawer by the Store Manager.
  • Travels to customers' homes as required to collect on late payments; assists with repossessions of merchandise, if necessary, upon approval of the Store Manager.
  • Prepares paperwork prior to legal action to be initiated against severely late-paying customers.
  • Initiates credit investigations by telephone for new credit account applicants under the direction of the Credit Manager.
  • Logs details of work activities on a daily, weekly, and monthly basis.
  • Receives various documentation and reports; reviews, processes, responds, distributes, forwards, files, maintains, and/or takes other action as appropriate.
  • Operates a personal computer, printer, calculator, copy machines, telephone, or other equipment as necessary to complete essential functions, to include the use of word processing, spreadsheet, database, or other system software.
  • Logs customer service requests into PQA and schedules merchandise repairs for customers.
  • Assist customers on the sales floor as assigned by management to include participation in the sales floor rotation, greeting customers, demonstrating products, completing sales write ups, and updating CRM.
  • Maintains an acceptable sales quota as established in weekly, monthly, and annual store goals as assigned by the Store Manager.
  • Complies with Store Operations Customer Service Counter and Telephone Standards.
  • Upholds and promotes our H.O.M.E. values: Helping others, developing Ordinary people to do extraordinary things, being a Motivated owner that cares, and Ensuring that excellence is a habit personally and for those entrusted to them to lead.

ADDITIONAL FUNCTIONS
  • Assists in other store departments as required.
  • Performs other related duties as required.

Requirements
MINIMUM QUALIFICATIONS
High School Diploma or GED required; six months experience in payment collections or general office procedures; or any combination of training, experience and education which provides the required knowledge, skills, and abilities for this position. Must possess and maintain a valid State Driver's License.
PERFORMANCE APTITUDES
Data Utilization: Requires the ability to review, categorize, prioritize, and/or analyze data. Includes exercising discretion in determining data classification, and in referencing such analysis to established standards for the purpose of recognizing actual or probable interactive effects and relationships.
Human Interaction: Requires the ability to provide guidance, assistance, and/or interpretation to others regarding the application of procedures and standards to specific situations.
Equipment, Machinery, tools, and Materials Utilization: Requires the ability to operate, maneuver and/or control the actions of equipment, machinery, tools, and/or materials used in performing essential functions.
Verbal Aptitude: Requires the ability to utilize a wide variety of reference, descriptive and/or advisory data and information.
Mathematical Aptitude: Requires the ability to perform addition, subtraction, multiplication, and division; the ability to calculate decimals and percentages; the ability to utilize principles of fractions; the ability to interpret graphs.
Functional Reasoning: Requires the ability to carry out instructions furnished in written, oral, or diagrammatic form. Involves semi-routine standardized work with some latitude for independent judgment concerning choices of action.
Situational Reasoning: Requires the ability to exercise judgment, decisiveness and creativity in situations involving the evaluation of information against measurable or verifiable criteria.
Farmers Furniture is an Equal Opportunity Employer. The Company is committed to maintaining an environment free of harassment and discrimination.
ADA COMPLIANCE
Physical Ability: Tasks require the ability to exert moderate physical effort, though not constant physical effort, typically involving some combination of climbing and balancing, stooping, kneeling, crouching, and crawling, and which may involve some lifting, carrying, pushing and/or pulling of objects and materials of moderate weight (12-50 pounds).
Sensory Requirements: Some tasks require the ability to perceive and discriminate colors or shades of colors, sounds, depth, and visual cues or signals. Some tasks require the ability to communicate orally.
Environmental Factors: Performance of essential functions may require exposure to adverse environmental conditions, such as dirt, dust, temperature extremes, electric currents, or toxic agents/chemicals.
Farmers Furniture is an Equal Opportunity Employer. In compliance with the Americans with Disabilities Act, the Company will provide reasonable accommodations to qualified individuals with disabilities and encourages both prospective and current employees to discuss potential accommodations with the employer.

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