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Merchant Acquiring Jobs (NOW HIRING)

JPMorgan Chase & Co.

$65 - $90/hr

... merchant services at JPMorgan Chase. As a entry level Business Development Associate in the ... You will need to possess card acquiring experience, sales acumen, curiosity, an eagerness to learn ...

PNC Bank

Operations Group Manager Senior

Home, WA · Hybrid

This individual is accountable for the accuracy, timeliness, and control integrity of every financial process within the merchant acquiring lifecycle. The FinOps operating leader ensures that all ...

PNC Bank

Operations Group Manager Senior

This individual is accountable for the accuracy, timeliness, and control integrity of every financial process within the merchant acquiring lifecycle. The FinOps operating leader ensures that all ...

PNC Bank

Operations Group Manager Senior

Home, PA · Hybrid

This individual is accountable for the accuracy, timeliness, and control integrity of every financial process within the merchant acquiring lifecycle. The FinOps operating leader ensures that all ...

PNC

Operations Group Manager Senior

Pittsburgh, PA · Hybrid

This individual is accountable for the accuracy, timeliness, and control integrity of every financial process within the merchant acquiring lifecycle. The FinOps operating leader ensures that all ...

Us Bank

Senior Financial Analyst

Atlanta, GA · On-site

$98 - $116/hr

The role combines financial forecasting, market intelligence, merchant acquiring analytics, and executive storytelling to provide leadership with a trusted, forward-looking view of business ...

U.S. Bank

Senior Financial Analyst

Atlanta, GA · On-site

$82K - $102K/yr

The role combines financial forecasting, market intelligence, merchant acquiring analytics, and executive storytelling to provide leadership with a trusted, forward-looking view of business ...

US Bank

Senior Financial Analyst

Atlanta, GA · On-site

$82K - $102K/yr

The role combines financial forecasting, market intelligence, merchant acquiring analytics, and executive storytelling to provide leadership with a trusted, forward-looking view of business ...

Monitise

Accountant

Hagerstown, MD · On-site

$48K - $65K/yr

As an Accountant at Fiserv in Hagerstown, MD, you will support the accuracy and integrity of our financial records for merchant acquiring activities. You will prepare and post journal entries ...

Fiserv, Inc.

Accountant

Hagerstown, MD · On-site

$48K - $65K/yr

As an Accountant at Fiserv in Hagerstown, MD, you will support the accuracy and integrity of our financial records for merchant acquiring activities. You will prepare and post journal entries ...

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Merchant Acquiring information

See salary details

$20.5K

$56.3K

$103K

How much do merchant acquiring jobs pay per year?

As of Sep 7, 2026, the average yearly pay for merchant acquiring in the United States is $56,257.00, according to ZipRecruiter salary data. Most workers in this role earn between $35,500.00 and $69,000.00 per year, depending on experience, location, and employer.

What is a merchant acquiring?

A Merchant Acquiring job involves managing relationships between businesses (merchants) and financial institutions to enable secure and efficient payment processing. Professionals in this role work with merchants to provide point-of-sale (POS) solutions, payment gateways, and fraud prevention tools. They also negotiate contracts, ensure compliance with payment regulations, and support businesses in optimizing their transaction processes. This role is crucial in helping businesses accept various payment methods, including credit cards, debit cards, and digital wallets.

What does a merchant acquiring do?

In a Merchant Acquiring role, your daily tasks often include onboarding new merchants, monitoring transaction activity for fraud or compliance, and providing support to existing clients regarding payment solutions. You'll regularly collaborate with sales, risk, and IT teams to streamline the payment process and resolve any technical or operational issues. Building and maintaining strong relationships with merchants is key, as is staying updated on payment industry trends and regulations. This role offers a dynamic mix of client interaction, technical oversight, and business development, making it engaging for those who enjoy a fast-paced environment.

What are the key skills and qualifications needed to thrive in merchant acquiring?

To thrive in Merchant Acquiring, you need a strong grasp of payment processing, merchant relationship management, and industry regulations, often backed by a degree in business, finance, or a related field. Familiarity with payment gateways, transaction monitoring systems, and compliance certification like PCI DSS is highly valuable. Outstanding negotiation, communication, and problem-solving skills help you build lasting partnerships and address client needs effectively. These skills are crucial for driving business growth, ensuring regulatory compliance, and maintaining competitive service in a dynamic financial environment.

Who are the top 10 merchant acquirers?

Top merchant acquirers are financial institutions and payment processors that facilitate card transaction settlements for merchants. Leading companies include First Data (Fiserv), Worldpay, Chase Paymentech, Global Payments, Elavon, TSYS, Adyen, Square, Stripe, and PayPal. These firms often provide point-of-sale solutions, fraud protection, and compliance support for merchants.
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What are the most commonly searched types of Merchant Acquiring jobs?

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What states have the most Merchant Acquiring jobs?

States with the most job openings for Merchant Acquiring jobs include:

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Merchant Acquiring jobs near you
Infographic showing various Merchant Acquiring job openings in the United States as of August 2026, with employment types broken down into 81% Full Time, 18% Part Time, and 1% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $56,257 per year, or $27 per hour.

Executive Director - Principal Architect | eComm Payments

JPMorgan Chase & Co.

Plano, TX • On-site

$175K - $260K/yr

Full-time

Medical, Retirement

Re-posted 3 days ago

JPMorgan Chase & Co. rating

7.9

Company rating: 7.9 out of 10

Based on 500 frontline employees who took The Breakroom Quiz

78th of 175 rated banks

Job description


Step into the role of a Principal Architect at JPMorganChase and become a driving force behind the development and adoption of cutting-edge, cloud-based eCommerce payment technologies.
As a Principal Architect at JPMorganChase within the Commercial & Investment Bank(Payments Technology), you provide deep domain expertise to design and evolve architecture platforms that power global eCommerce payment solutions. You will partner with business and technology leaders to shape the digital transformation of merchant acquiring capabilities - spanning online checkout experiences, payment gateway architecture, partner integrations, and developer-facing APIs. Leverage your advanced architecture capabilities and collaborate with colleagues across the organization to drive best-in-class outcomes for merchants and clients worldwide.
Job responsibilities
  • Advise cross-functional business and technology stakeholders on design approaches, technology selection, and target state architecture to meet the evolving demands of global eCommerce merchant payment platforms
  • Develop multi-year roadmaps aligned with eCommerce payment strategy, including online checkout optimization, payment gateway modernization, digital onboarding, client self-service, and developer experience
  • Apply enterprise-authorized AI capabilities within the work environment to accelerate architecture analysis, roadmap development, and design decisioning, with human-in-the-loop validation and appropriate handling of sensitive data
  • Define strategy and technical delivery roadmaps for eCommerce product go-to-market, translating complex merchant acquiring requirements into scalable, cloud-native architecture decisions
  • Establish reuse-first, AI-enabled engineering patterns and governance across the software development lifecycle and toolchain practices, ensuring traceability, auditability, resiliency, and security controls
  • Participate in architecture governance bodies, evaluating recommendations and providing feedback on eCommerce business needs and options to accelerate time to market
  • Lead evaluation sessions with external vendors, payment technology startups, and internal teams to assess architectural designs, technical credentials, and applicability within the eCommerce payments ecosystem
  • Identify opportunities to modernize eCommerce platform capabilities, eliminate recurring issues, and automate remediation to improve overall operational stability and merchant experience
  • Present and communicate eCommerce architecture strategies, decisions, and roadmaps effectively to senior leaders and executives

Required qualifications, capabilities, and skills
  • Formal training or certification on architecture concepts and 10+ years applied experience
  • Hands-on practical experience delivering system design, application development, testing, and operational stability within eCommerce or merchant acquiring payment environments
  • Deep knowledge of eCommerce payment flows, including online checkout, payment gateway architecture, tokenization, fraud prevention, and merchant integration patterns
  • Strong experience with web developer frameworks, web architecture, mobile frameworks, and API standards - including RESTful and event-driven design - specific to eCommerce payment platforms
  • Strong experience with identity and access management, including secure partner integration via APIs and web-based authentication frameworks within payment ecosystems
  • Demonstrated experience applying enterprise-authorized AI capabilities within architecture and engineering workflows, with strong validation habits and awareness of data sensitivity
  • Experience leading a product as a product owner or product manager, including defining eCommerce business capabilities, feature taxonomies, and technical delivery roadmaps
  • Deep knowledge of software, applications, and architecture disciplines including cloud, artificial intelligence, machine learning, and mobile within a payments context
  • Ability to present and effectively communicate complex eCommerce architecture concepts to senior leaders and executives

Preferred qualifications, capabilities, and skills
  • Strong experience delivering ecommerce merchant payments and value added solutions within acquiring space.
  • Strong understanding of various eCommerce clients such as submitters, aggregators, payment facilitators and marketplaces.
  • Strategic mindset in acquiring payments business -includes value added services for optimizing payments, risk, vault, token for Ecommerce use cases.
  • Experience with in-store or omnichannel payment architectures that complement eCommerce platforms and partner integration patterns.
  • Familiarity with payment industry standards and compliance frameworks relevant to eCommerce (e.g., PCI-DSS, 3DS, encryption, Open Banking)

About Us
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
About the Team
J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.

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