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Merchant Acquiring information

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$20.5K

$56.3K

$103K

How much do merchant acquiring jobs pay per year?

As of Sep 6, 2026, the average yearly pay for merchant acquiring in the United States is $56,257.00, according to ZipRecruiter salary data. Most workers in this role earn between $35,500.00 and $69,000.00 per year, depending on experience, location, and employer.

What is a merchant acquiring?

A Merchant Acquiring job involves managing relationships between businesses (merchants) and financial institutions to enable secure and efficient payment processing. Professionals in this role work with merchants to provide point-of-sale (POS) solutions, payment gateways, and fraud prevention tools. They also negotiate contracts, ensure compliance with payment regulations, and support businesses in optimizing their transaction processes. This role is crucial in helping businesses accept various payment methods, including credit cards, debit cards, and digital wallets.

What does a merchant acquiring do?

In a Merchant Acquiring role, your daily tasks often include onboarding new merchants, monitoring transaction activity for fraud or compliance, and providing support to existing clients regarding payment solutions. You'll regularly collaborate with sales, risk, and IT teams to streamline the payment process and resolve any technical or operational issues. Building and maintaining strong relationships with merchants is key, as is staying updated on payment industry trends and regulations. This role offers a dynamic mix of client interaction, technical oversight, and business development, making it engaging for those who enjoy a fast-paced environment.

What are the key skills and qualifications needed to thrive in merchant acquiring?

To thrive in Merchant Acquiring, you need a strong grasp of payment processing, merchant relationship management, and industry regulations, often backed by a degree in business, finance, or a related field. Familiarity with payment gateways, transaction monitoring systems, and compliance certification like PCI DSS is highly valuable. Outstanding negotiation, communication, and problem-solving skills help you build lasting partnerships and address client needs effectively. These skills are crucial for driving business growth, ensuring regulatory compliance, and maintaining competitive service in a dynamic financial environment.

Who are the top 10 merchant acquirers?

Top merchant acquirers are financial institutions and payment processors that facilitate card transaction settlements for merchants. Leading companies include First Data (Fiserv), Worldpay, Chase Paymentech, Global Payments, Elavon, TSYS, Adyen, Square, Stripe, and PayPal. These firms often provide point-of-sale solutions, fraud protection, and compliance support for merchants.
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Merchant Acquiring jobs near you
Infographic showing various Merchant Acquiring job openings in the United States as of August 2026, with employment types broken down into 81% Full Time, 18% Part Time, and 1% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $56,257 per year, or $27 per hour.

Merchant Acquiring Risk & Governance Manager

Resource Consultings Services Inc

Spring, TX • On-site

Full-time

Re-posted 17 days ago

Job description

Role: Merchant Acquiring Risk & Governance Manager

Location: Spring, TX (Hybrid)

Job type: Full Time

We are seeking an experienced Merchant Acquiring Risk & Governance Manager to support risk oversight, governance, and compliance initiatives across merchant acquiring and payments operations. You will partner closely with business, compliance, operations, and third-party partners to ensure acquiring activities align with card network rules, regulatory requirements, and internal risk standards.

Key Responsibilities:

  • Oversee merchant acquiring risk and governance activities across payment operations
  • Monitor compliance with Visa, Mastercard, and card network operating regulations
  • Conduct risk assessments covering operational, compliance, fraud, and reputational risk
  • Support governance frameworks, controls, KRIs, issue tracking, and remediation activities
  • Review merchant onboarding, underwriting, MCC assignments, and high-risk merchant activity
  • Monitor chargeback, fraud, and network compliance programs and escalate issues as needed
  • Support audits, regulatory exams, and card network inquiries
  • Partner with fintechs, ISOs, PayFacs, processors, and third-party vendors to ensure compliance and operational alignment
  • Develop and maintain policies, procedures, and governance documentation

Qualifications:

  • 5+ years of exp in merchant acquiring, payments risk, governance, or compliance
  • Strong understanding of merchant acquiring, PayFac, card network rules, and payments operations
  • Exp with risk assessments, controls, remediation, and governance reporting
  • Knowledge of Visa/Mastercard operating regulations, fraud monitoring, chargebacks, and merchant risk
  • Exp within banking, fintech, payment processors, or regulated financial environments preferred