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How much do live in remote chargeback jobs pay per hour?

As of Sep 8, 2026, the average hourly pay for live in remote chargeback in the United States is $21.19, according to ZipRecruiter salary data. Most workers in this role earn between $16.83 and $26.44 per hour, depending on experience, location, and employer.

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Live In Remote Chargeback jobs near you
Infographic showing various Live In Remote Chargeback job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 66% Full Time, 30% Part Time, and 3% Contract. Highlights an 83% Physical, 2% Hybrid, and 15% Remote job distribution, with an average salary of $44,080 per year, or $21.2 per hour.

Life Insurance Agent Remote

Eterna Insurance Solutions

Phoenix, AZ • Remote

$75K - $95K/yr

Contractor

Re-posted 12 days ago

Job description

We’re looking for motivated new and experienced life insurance agents who want:

• Remote flexibility

• High commissions

• Real mentorship

• A scalable system

• Freedom to work independently

Whether you’re newly licensed or looking for a better opportunity, this platform gives you the tools to grow faster, protect your income, and build long-term residual wealth.

Independent Contractor Position

Top-Tier Compensation • True Freedom • Proven Systems

Build a business you own — not just another sales job.

Position Details

• Position Type: Independent Contractor

• Location: Remote

• Schedule: Flexible

• Compensation: Commission-based with high earning potential

• Estimated Annual Earnings: $75,000.00 – $95,000.00 per year

Why Agents Are Making the Switch

Top-Tier Compensation

• Competitive commission structure

• Fast pay options available

• Renewal income opportunities

• Performance-based bonuses and incentives

• No income caps

You control your schedule, production, and earning potential.

100% Remote Work

Work from anywhere with:

• Virtual appointments

• Digital applications

• Online training

• Remote onboarding

• CRM and automation tools

No mandatory office hours. No micromanagement.

A Proven System Designed for Agent Success

✅ Lead & Sales System

Get access to:

• Step-by-step sales training

• Proven scripts and presentations

• CRM automation

• Follow-up systems

• Marketing support

• Mentorship from producing agents

This system is designed to help new agents shorten the learning curve and start writing business faster.

Protecting Your Income: Chargeback Reduction Strategies

One of the biggest concerns for new life insurance agents is chargebacks. Our platform helps agents reduce risk through smarter systems and transparency.

Create a Chargeback Reserve

Agents are encouraged to build a personal chargeback reserve account — a financial safety net designed to:

• Protect cash flow

• Reduce stress during policy lapses

• Create long-term financial stability

• Help agents scale responsibly

Learning to manage reserves early is one of the smartest habits a professional agent can develop.

Direct Carrier Communication Portal

Agents gain access to carrier communication tools and policy management portals that help:

• Monitor pending business

• Track policy status

• Identify potential lapses early

• Communicate directly with carriers

• Improve policy persistency

This proactive approach can significantly help reduce preventable chargebacks and improve long-term retention.

Who We’re Looking For

• Self-motivated professionals

• Entrepreneurial-minded individuals

• Coaches, sales professionals, and career changers

• People who want flexibility and uncapped income

What You Can Build

This isn’t just a job — it’s an opportunity to create:

• Time freedom

• Financial independence

• Residual income

• A scalable business

• A long-term career in financial services

Apply Today

If you’re ready to work remotely, earn top-level compensation, and plug into a system designed to help agents succeed while minimizing unnecessary chargebacks, this opportunity could be the right fit.

Flexible. Remote. Scalable. Built for agents who want more.

Company Description

Eterna is a fast-growing tech-enabled insurance agency that is changing the way families across America purchase, and access, life and health insurance products. Founded by a team of Silicon Valley software engineers and one of the largest retail sales organizations in the country, our approach blends tech efficiencies with a proven sales structure to provide our team with a best-in-class platform and the highest compensation in industry. Join us in transforming the insurance industry and empowering lives.

Apply