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Life Insurance Underwriter Jobs (NOW HIRING)

Life Insurance Brokerage Underwriter

Philadelphia, PA · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

Expert knowledge of life insurance and annuity underwriting guidelines and best practices, including impaired-risk assessment and case structuring. * Strong understanding of reinsurance programs and ...

Industrial Insurance Underwriter 4

Olympia, WA · On-site +1

$5.1K - $6.8K/mo

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

The job of an Industrial Insurance Underwriter is complex. We are seeking candidates who are ... We value our employees and their work-life balance by encouraging flexible schedules. L&I is a ...

Insurance Underwriter Med-Mal

Terre Haute, IN · On-site

$150K - $200K/yr

  • Medical

  • Dental

  • Vision

  • Life

Ins Underwriter Medical Malpractice - Terre Haute, IN Underwriting Underwriter VP AVP Medical ... life insurance, short and long-term disability and advancement potential. For complete details ...

Showing results 21-40

Life Insurance Underwriter information

See salary details

$62.5K

$82.1K

$104K

How much do life insurance underwriter jobs pay per year?

As of Aug 12, 2026, the average yearly pay for life insurance underwriter in the United States is $82,099.00, according to ZipRecruiter salary data. Most workers in this role earn between $74,000.00 and $85,000.00 per year, depending on experience, location, and employer.

What does a life insurance underwriter do?

A Life Insurance Underwriter is responsible for evaluating applications for life insurance policies. They assess the risk of insuring individuals by reviewing medical histories, financial information, and lifestyle factors. Based on their analysis, they decide whether to approve or deny coverage and determine the appropriate premiums for each applicant. Their goal is to ensure that the insurance company maintains a balanced risk portfolio while providing fair coverage to clients.

What are the key skills and qualifications needed to thrive as a life insurance underwriter?

To thrive as a Life Insurance Underwriter, you need strong analytical skills, attention to detail, and a background in finance, business, or a related field, often supported by a bachelor's degree. Familiarity with underwriting software, risk assessment tools, and knowledge of industry standards such as LOMA or ALU certifications are typically required. Excellent decision-making, communication, and customer service skills help underwriters effectively evaluate applications and explain complex decisions to clients or agents. These competencies ensure accurate risk evaluation, compliance with regulations, and maintaining profitable portfolios for insurance companies.

What are some typical challenges life insurance underwriters face when assessing complex applications?

Life Insurance Underwriters often encounter challenges when evaluating applications with incomplete medical histories, ambiguous financial documentation, or unique risk factors such as rare medical conditions or hazardous occupations. These cases require thorough investigation, effective communication with applicants and medical professionals, and careful application of underwriting guidelines. Balancing risk assessment with customer service and regulatory compliance can also be demanding, but it provides valuable opportunities for professional growth and problem-solving.

What is the difference between Life Insurance Underwriter vs Claims Adjuster?

AspectLife Insurance UnderwriterClaims Adjuster
Required CredentialsInsurance licenses, underwriting certificationsClaims adjusting licenses, insurance knowledge
Work EnvironmentOffice-based, analytical settingField or office, investigative role
Employer & Industry UsageInsurance companies, underwriting departmentsInsurance companies, claims departments

While both roles are vital in the insurance industry, a Life Insurance Underwriter primarily assesses risk and determines policy eligibility, whereas a Claims Adjuster evaluates claims after a loss occurs. The underwriter focuses on preventing losses through risk analysis, while the adjuster handles claims processing and settlement. Both roles require insurance knowledge and licensing, but their daily tasks and focus areas differ significantly.

More about Life Insurance Underwriter jobs
What cities are hiring for Life Insurance Underwriter jobs? Cities with the most Life Insurance Underwriter job openings:
What are the most commonly searched types of Life Insurance Underwriter jobs? The most popular types of Life Insurance Underwriter jobs are:
Who are the top companies hiring for Life Insurance Underwriter jobs? The top employers for Life Insurance Underwriter jobs are:
What states have the most Life Insurance Underwriter jobs? States with the most job openings for Life Insurance Underwriter jobs include:
What are popular job titles related to Life Insurance Underwriter jobs? For Life Insurance Underwriter jobs, the most frequently searched job titles are:
Infographic showing various Life Insurance Underwriter job openings in the United States as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $82,099 per year, or $39.5 per hour.

Full-time

Medical, Dental, Vision, Life, Retirement

Re-posted 13 days ago


Job description

Title Insurance Underwriter
Atlantic Carolinas Title
Charlotte, NC (in-office)

Atlantic Carolinas Title is looking for a Title Insurance Underwriter that is detail-oriented, organized, and looking to grow in the real estate and title insurance industry. As an Underwriter, you'll play a crucial role in ensuring smooth and accurate title underwriting, customer service, and administrative support. This role requires strong analytical skills, attention to detail, and the ability to manage multiple tasks efficiently.
Why You'll Love This Role:
  • Hands-On Impact: Directly contribute to the underwriting process, ensuring smooth real estate transactions.
  • Customer-Focused: Work with clients, attorneys, and lenders to provide accurate and timely support.
  • Diverse Responsibilities: Engage in underwriting, workflow administration, customer service, and document recording.
  • Growth Potential: Work alongside experienced professionals and expand your expertise in title insurance.
  • Fast-Paced & Collaborative: Join a high-energy team and play a key role in real estate transactions.
What You'll Do:
  • Provide professional and courteous customer service, responding to inquiries via phone and email.
  • Receive and process title insurance orders, ensuring accuracy and timely execution.
  • Maintain accurate reports, client records, and account receivables.
  • Ensure compliance with underwriting principles and guidelines.
  • Review and produce commitments, policies, and endorsements with precision.
  • Coordinate document recording with attorneys and recording offices.
  • Communicate with leadership regarding workflow, challenges, and process improvements.
What We're Looking For:
  • Experience: 2+ years of administrative or underwriting experience in title insurance, mortgage lending, legal support, or loan processing preferred.
  • Industry Knowledge: Familiarity with title insurance, legal instruments, and real estate transactions a plus.
  • Skills: Strong analytical ability, attention to detail, and organizational skills.
  • Communication: Excellent verbal and written communication skills.
  • Technical Proficiency: Comfortable with underwriting systems and general office software.
Benefits Overview:
  • Medical Insurance with a free plan option (and other options for employees and their family members)
  • Dental and vision insurance
  • 401K + employer contribution + profit share
  • Maternity and adoption leave
  • Employer provided life insurance and long-term disability
  • Comprehensive hands-on training
Investors Title Management Services, LLC (ITMS) is a strong and growth oriented title insurance provider. It was established as part of Investors Title Company and Affiliates National Markets program. This Agency is managed by Investors Title Management Services (ITMS), a subsidiary of Investors Title Company. This Agency is one of 18 ITMS managed agencies operating in 9 states. We have built our business and reputation on responsiveness and efficiency, a deep knowledge of the real estate industry, and long-lasting relationships with our partners and customers.
The Agency is an equal opportunity employer. As such, the Agency offers equal employment opportunities without regard to race, color, religion, sex (including pregnancy), national origin, age, disability, genetic information, veteran status and other protected class characteristic.
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