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Life Insurance Agent Jobs in Florida (NOW HIRING)

Enhance Health LLC

Life Insurance Agent

Clearwater, FL · On-site

$25/hr

Life Insurance Agent - Final Expense $25/hr + Uncapped Commissions + Bonuses In-Office | Clearwater, FL Clarifying Marketing Group is hiring driven and motivated Final Expense Life Insurance Agents ...

Kimbrell Agency

Life Insurance Agent

Brandon, FL · Remote

$50K - $100K/yr

No leader can give everything it takes to help an agent succeed when they're bringing on anyone who ... This role does require a Life and Health Insurance License, but don't worry--we'll help you obtain ...

Kimbrell Agency

Life Insurance Agent

Pompano Beach, FL · Remote

$50K - $100K/yr

No leader can give everything it takes to help an agent succeed when they're bringing on anyone who ... This role does require a Life and Health Insurance License, but don't worry--we'll help you obtain ...

Kimbrell Agency

Life Insurance Agent

Sanford, FL · Remote

$50K - $100K/yr

No leader can give everything it takes to help an agent succeed when they're bringing on anyone who ... This role does require a Life and Health Insurance License, but don't worry--we'll help you obtain ...

Kimbrell Agency

Life Insurance Agent

Miami, FL · Remote

$50K - $100K/yr

No leader can give everything it takes to help an agent succeed when they're bringing on anyone who ... This role does require a Life and Health Insurance License, but don't worry--we'll help you obtain ...

Kimbrell Agency

Life Insurance Agent

Jacksonville, FL · Remote

$50K - $100K/yr

No leader can give everything it takes to help an agent succeed when they're bringing on anyone who ... This role does require a Life and Health Insurance License, but don't worry--we'll help you obtain ...

Kimbrell Agency

Life Insurance Agent

Port Saint Lucie, FL · Remote

$50K - $100K/yr

No leader can give everything it takes to help an agent succeed when they're bringing on anyone who ... This role does require a Life and Health Insurance License, but don't worry--we'll help you obtain ...

Kimbrell Agency

Life Insurance Agent

Winter Garden, FL · Remote

$50K - $100K/yr

No leader can give everything it takes to help an agent succeed when they're bringing on anyone who ... This role does require a Life and Health Insurance License, but don't worry--we'll help you obtain ...

Kimbrell Agency

Life Insurance Agent

Clermont, FL · Remote

$50K - $100K/yr

No leader can give everything it takes to help an agent succeed when they're bringing on anyone who ... This role does require a Life and Health Insurance License, but don't worry--we'll help you obtain ...

Kimbrell Agency

Life Insurance Agent

Fort Lauderdale, FL · Remote

$50K - $100K/yr

No leader can give everything it takes to help an agent succeed when they're bringing on anyone who ... This role does require a Life and Health Insurance License, but don't worry--we'll help you obtain ...

Kimbrell Agency

Life Insurance Agent

West Palm Beach, FL · Remote

$50K - $100K/yr

No leader can give everything it takes to help an agent succeed when they're bringing on anyone who ... This role does require a Life and Health Insurance License, but don't worry--we'll help you obtain ...

Kimbrell Agency

Life Insurance Agent

Oviedo, FL · Remote

$50K - $100K/yr

No leader can give everything it takes to help an agent succeed when they're bringing on anyone who ... This role does require a Life and Health Insurance License, but don't worry--we'll help you obtain ...

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All JobsLife Insurance Agent JobsLife Insurance Agent Jobs in Florida

Life Insurance Agent information

See Florida salary details

$13.5K

$66.5K

$108.4K

How much do life insurance agent jobs pay per year?

As of Jul 13, 2026, the average yearly pay for life insurance agent in Florida is $66,485.00, according to ZipRecruiter salary data. Most workers in this role earn between $43,000.00 and $91,200.00 per year, depending on experience, location, and employer.

Is becoming a life insurance agent worth it?

A career as a life insurance agent involves selling policies and providing financial advice, often requiring licensing and strong interpersonal skills. Income can vary based on commissions, experience, and sales performance, making it a potentially rewarding but competitive profession.

Can I get life insurance with lupus?

Life insurance agents often work with clients who have lupus, but approval depends on the severity and management of the condition. Insurers may require medical records and a detailed health assessment, and coverage options can vary based on individual health status. Agents should be knowledgeable about underwriting processes for chronic illnesses like lupus to assist clients effectively.

What are the key skills and qualifications needed to thrive as a Life Insurance Agent, and why are they important?

To thrive as a Life Insurance Agent, you need strong sales abilities, in-depth product knowledge, and a valid state insurance license. Familiarity with customer relationship management (CRM) software and quoting systems is typically required, along with ongoing education to maintain licensure. Excellent interpersonal skills, active listening, and ethical judgment help agents build trust and long-term relationships with clients. These skills are crucial for understanding client needs, providing tailored coverage solutions, and achieving sales targets in a competitive industry.

What are life insurance agents?

Life insurance agents are professionals who help individuals and families choose life insurance policies that meet their financial needs and goals. They assess clients’ situations, explain various policy options, and assist in the application process. Life insurance agents may work for a specific insurance company or as independent brokers representing several insurers. Their main goal is to ensure clients are adequately protected and understand the benefits and terms of their chosen coverage.

What Does a Life Insurance Agent Do?

Like an auto insurance or health insurance salesperson, a Life Insurance Agent will contact clients and walk them through the process of applying for and purchasing life insurance coverage. While some companies offer life insurance through a benefits package, it is also available for individual needs. An Insurance Agent can help clients with the confusing process of filling out insurance forms. They offer advice and explaining difficult financial and insurance terms in ways the client can understand. A Life Insurance Agent has to be a great communicator and can translate a complicated process with ease.

What kind of insurance agent gets paid the most?

In the insurance industry, life insurance agents who work on a commission basis and sell high-value policies tend to earn the most. Agents with specialized certifications, strong client networks, and experience in affluent markets often achieve higher incomes. Top earners may also work as independent agents or in managerial roles with bonuses and overrides.

Is it hard to make money as a life insurance agent?

Making money as a life insurance agent depends on factors such as sales skills, client base, and commission structure. Success often requires building relationships, obtaining relevant licenses, and consistent effort, especially in the early stages of the career.

What are some common challenges faced by life insurance agents when building a client base, and how can they be overcome?

Life insurance agents often find it challenging to build and maintain a strong client base, especially when starting out. This is typically due to intense competition and the need to establish trust with prospective clients. Successful agents focus on networking, leveraging referrals, and consistently following up with leads to grow their business. Many also utilize digital marketing and social media to reach a wider audience. Ongoing training in sales techniques and product knowledge can further enhance an agent's credibility and effectiveness.

What is the difference between Life Insurance Agent vs Insurance Broker?

AspectLife Insurance AgentInsurance Broker
CredentialsLicensed to sell specific insurance productsLicensed to sell multiple insurance products from various insurers
Work EnvironmentWorks for a single insurance company or agencyWorks independently or for brokerage firms, representing multiple insurers
Employer & Industry UsageEmployed by insurance companies or agenciesIndependent or employed by brokerage firms, serving clients across insurers
Search & Comparison IntentLooking to buy or compare life insurance policiesSeeking advice on policies from multiple insurers or comparing options

While both roles involve selling insurance products, a Life Insurance Agent typically works for a single insurer and focuses on selling that company's policies. An Insurance Broker, on the other hand, offers clients a variety of options from multiple insurers, providing broader comparison and advice. Understanding these differences helps you choose the right professional for your insurance needs.

More about Life Insurance Agent jobs
What are the most commonly searched types of Life Insurance Agent jobs in Florida? The most popular types of Life Insurance Agent jobs in Florida are:
What are popular job titles related to Life Insurance Agent jobs in Florida? For Life Insurance Agent jobs in Florida, the most frequently searched job titles are:
What job categories do people searching Life Insurance Agent jobs in Florida look for? The top searched job categories for Life Insurance Agent jobs in Florida are:
What cities in Florida are hiring for Life Insurance Agent jobs? Cities in Florida with the most Life Insurance Agent job openings:
What are popular job titles related to Life Insurance Agent jobs in FL? For Life Insurance Agent jobs in FL, the most frequently searched job titles are:
Life Insurance Agent jobs near you
Infographic showing various Life Insurance Agent job openings in Florida as of July 2026, with employment types broken down into 90% Full Time, 7% Part Time, 1% Temporary, and 2% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $66,485 per year, or $32 per hour.

Life Insurance Agent

Clarifying Marketing Group, LLC

Saint Petersburg, FL

$25/hr

Full-time

Medical, Life, PTO

Re-posted 12 days ago

Job description

Life Insurance Agent – Final Expense

$25/hr + Uncapped Commissions + Bonuses
In-Office | Clearwater, FL
Clarifying Marketing Group is hiring driven and motivated Final Expense Life Insurance Agents to join our growing team. This is a high-earning, fast-paced role with 100% inbound leads, no cold calling, no chargebacks, and weekly pay.

What We Offer

  • $25/hr base pay

  • Uncapped commissions

  • 100% inbound leads

  • Weekly pay

  • Company-paid multi-state licenses and appointments

  • Full training, mentorship, and advancement opportunities

  • In-office role (Clearwater, FL)

What You’ll Do

  • Sell Final Expense and whole life insurance policies

  • Handle inbound calls and close policies

  • Educate clients on coverage options

  • Build and maintain strong client relationships

Requirements

  • Active 2-15 Life amp; Health License (required)

  • 1 year of life insurance sales preferred

  • Strong communication and sales skills

  • Full-time schedule: Monday–Friday, 10 AM–7 PM

  • Must work in-office (Clearwater, FL)

Compensation amp; Benefits

  • $25/hour base pay

  • Commission + monthly bonuses

  • Health insurance

  • Paid time off

  • 45–50 hours per week


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