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Insurance Underwriter Jobs in Texas (NOW HIRING)

Bachelor's degree or equivalent insurance-related experience preferred * Experience within wholesale insurance, including underwriting, rating, or account servicing responsibilities * Experience ...

Sr. Underwriter I

Dallas, TX ยท On-site

$97K - $115K/yr

This senior-level underwriting role supports key business strategies by driving profitable growth ... Advanced knowledge of insurance principles, rates, rules, forms, procedures, regulations, coverages ...

Bachelor's degree or equivalent insurance-related experience preferred * Experience within wholesale insurance, including underwriting, rating, or account servicing responsibilities * Experience ...

Sr. Underwriter I

Dallas, TX ยท On-site

$97K - $115K/yr

This senior-level underwriting role supports key business strategies by driving profitable growth ... Advanced knowledge of insurance principles, rates, rules, forms, procedures, regulations, coverages ...

Bachelor's degree or relevant insurance designation preferred * Experience within underwriting or brokering specialty or E&S insurance products * Experience expectations increase across the career ...

Bachelor's degree or relevant insurance designation preferred * Experience within underwriting or brokering specialty or E&S insurance products * Experience expectations increase across the career ...

Bachelor's degree or relevant insurance designation preferred * Experience within underwriting or brokering specialty or E&S insurance products * Experience expectations increase across the career ...

Bachelor's degree or relevant insurance designation preferred * Experience within underwriting or brokering specialty or E&S insurance products * Experience expectations increase across the career ...

Captives Underwriter

Houston, TX ยท Hybrid

$124K - $199K/yr

Senior Executive Underwriter - UW07CCExecutive Underwriter - UW07CD We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies.

Captives Underwriter

Frisco, TX ยท Hybrid

$124K - $199K/yr

Senior Executive Underwriter - UW07CCExecutive Underwriter - UW07CD We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies.

Showing results 41-60

Insurance Underwriter information

See Texas salary details

$26.1K

$58K

$97.8K

How much do insurance underwriter jobs pay per year?

As of Sep 2, 2026, the average yearly pay for insurance underwriter in Texas is $58,026.00, according to ZipRecruiter salary data. Most workers in this role earn between $41,000.00 and $77,800.00 per year, depending on experience, location, and employer.

What is an insurance underwriter?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What are the key skills and qualifications needed to thrive as an insurance underwriter?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

Is it hard to become an insurance underwriter?

Becoming an insurance underwriter typically requires a bachelor's degree in a related field such as finance, business, or economics, along with strong analytical and decision-making skills. Gaining industry-specific knowledge through training or certification can also be beneficial, but the difficulty varies depending on individual background and experience.

What are the most commonly searched types of Insurance Underwriter jobs in Texas?

The most popular types of Insurance Underwriter jobs in Texas are:

What cities in Texas are hiring for Insurance Underwriter jobs?

Cities in Texas with the most Insurance Underwriter job openings:

Infographic showing various Insurance Underwriter job openings in Texas as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 19% Part Time, 6% Contract, and 1% Nights. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $58,026 per year, or $27.9 per hour.

Executive Underwriter - MM Private Equity

Zurich Insurance Company Ltd.

Addison, TX โ€ข On-site

$105K - $227K/yr

Full-time

Re-posted 12 days ago


Job description

Over the past five years, Zurich North America has built a world-class Middle Market operation that serves key industries across the U.S. We strive to assemble a team of dedicated Middle Market leaders and underwriters who understand this space very deeply and who grasp the unique challenges of the various industry segments and the individual customers we serve.


We are looking to add to our Private Equity team in the South region and hire an experienced Private Equity Underwriter to work out of our Dallas/Addison office. This role will require you to be visible in the marketplace to meet with our agents and brokers and be in the office/marketplace 3 days a week.


In this role, you will serve as a customer advocate with a focus on improving the customer experience by understanding their unique risks and offering the best end-to-end solution for their Middle Market Private Equity insurance needs. 


What you can expect in a Private Equity Underwriting Position in Middle Market at Zurich: 

  • You will develop and maintain relationships with brokers partners and customers across all industries in support of business objectives.  
  • You will leverage your Private Equity underwriting acumen across risk assessment, exposure evaluation and pricing to generate and maintain a profitable book of new and renewal business. 
  • You will work collaboratively across business units including but not limited to; claims, finance, risk engineering, actuary, and technical underwriting while gaining extensive knowledge in a growing and innovative industry.   
  • You will be empowered to use your technical underwriting, negotiation, and interpersonal skills to grow and develop relationships with preferred distribution partners in an assigned territory.  

This role will be filled at either an Executive Underwriter or AVP Underwriting Director level. The hiring manager will determine the appropriate level based upon the selected applicantโ€™s experience and skillset relative to the qualifications listed for this position.


Executive Underwriter Required Qualifications:

  • High School Diploma or Equivalent and 5 or more years of experience in the Underwriting or Market Facing area.
    OR
  • High School Diploma or Equivalent and 10 or more years of experience in the Claims or Underwriting Support area
    OR
  • Zurich Certified Insurance Apprentice including an Associate Degree and 3 or more years of experience in the Underwriting or Market Facing area
    OR
  • Zurich Certified Insurance Apprentice including an Associate Degree and 8 or more years of experience in the Claims or Underwriting Support are
    AND
  • Knowledge of Microsoft Office
  • Experience working on time restraints for quotes on new and renewal business
  • Experience working in a team environment


OR

AVP Underwriting Director Required Qualifications:

  • High School Diploma or Equivalent and 7 or more years of experience in the Underwriting or Market Facing area
    OR
  • High School Diploma or Equivalent and 14 or more years of experience in the Claims or Underwriting Support area
    OR
  • Zurich Certified Insurance Apprentice including an Associate Degree and 5 or more years of experience in the Underwriting or Market Facing area
    OR
  • Zurich Certified Insurance Apprentice including an Associate Degree and 12 or more years of experience in the Claims or Underwriting Support area 


Preferred Qualifications: 

  • Bachelorโ€™s degree
  • Established relationships with Private Equity broker partners
  • Strong verbal and written communication skills
  • CPCU and ARM a plus

Your pay at Zurich is based on your role, location, skills, and experience. We follow local laws to ensure fair compensation. You may also be eligible for bonuses and merit increases. If your expectations are above the listed range, we still encourage you to applyโ€”your unique background matters to us. The combined salary range for this position is $105,200.00 - $227,900.00. The proposed salary range for the Executive Underwriter is $105,200.00 - $172,300.00, with short-term incentive bonus eligibility set at 15%. The proposed salary range for the AVP Underwriting Director is $139,100.00 - $227,900.00, with short-term incentive bonus eligibility set at 20%.

We offer competitive pay and comprehensive benefits for employees and their families. [Learn more about Total Rewards here.]

 

Why Zurich?

At Zurich, we value your ideas and experience. We offer growth, inclusion, and a supportive environmentโ€”so you can help shape the future of insurance. Zurich North America is a leader in risk management, with over 150 years of expertise and coverage across 25+ industries, including 90% of the Fortune 500ยฎ.

Join us for a brighter futureโ€”for yourself and our customers.

Zurich in North America does not discriminate based on race, ethnicity, color, religion, national origin, sex, gender expression, gender identity, genetic information, age, disability, protected veteran status, marital status, sexual orientation, pregnancy or other characteristics protected by applicable law. Equal Opportunity Employer disability/vets.

Zurich complies with 18 U.S. Code ยง 1033.

 

Please note: Zurich does not accept unsolicited CVs from agencies. Preferred vendors should use our Recruiting Agency Portal.

Location(s): AM - Addison, AM - Dallas
Remote Working: Hybrid
Schedule: Full Time
Employment Sponsorship Offered: No  
 
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