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Insurance Underwriter Jobs in Austin, TX (NOW HIRING)

Foundation Risk Partners

Underwriter

Austin, TX · On-site

Foundation Risk Partners , one of the fastest growing insurance brokerage and consulting firm in the US, is adding an Underwriter to their Apartment Insurance Consultants team in Austin, TX. Summary:

Foundation Risk Partners

Underwriter

Austin, TX · On-site

Foundation Risk Partners , one of the fastest growing insurance brokerage and consulting firm in the US, is adding an Underwriter to their Apartment Insurance Consultants team in Austin, TX. Summary:

Hippo Insurance

Property Underwriter

Austin, TX · On-site

Property Underwriter Location: Austin, TX, Dallas, TX (Hybrid/Flexible) Reporting to: Senior ... We also offer a 401(k)-retirement plan, short & long-term disability, employer-paid life insurance ...

Hippo Insurance

Property Underwriter

Austin, TX · On-site

$120K - $140K/yr

Property Underwriter Location: Austin, TX / Dallas, TX / San Jose, CA / Morristown, NJ (Hybrid ... We also offer a 401(k)-retirement plan, short & long-term disability, employer-paid life insurance ...

PeopleFund Default

Underwriter I

Austin, TX · On-site

The Underwriter will structure and underwrite small business loans that have a community impact in ... Medical, dental, vision, and life insurance coverage. PeopleFund pays up to 100% for employee only ...

PeopleFund

Underwriter I

Austin, TX · On-site

The Underwriter will structure and underwrite small business loans that have a community impact in ... Medical, dental, vision, and life insurance coverage. PeopleFund pays up to 100% for employee only ...

PeopleFund

Underwriter I

Austin, TX · On-site

The Underwriter will structure and underwrite small business loans that have a community impact in ... Medical, dental, vision, and life insurance coverage. PeopleFund pays up to 100% for employee only ...

First American

Underwriter (hybrid) Texas

Austin, TX · Hybrid

$100K - $125K/yr

First American's Direct division provides comprehensive title insurance protection and professional ... What We Do Senior Title Underwriter (Hybrid - Texas Markets) Houston, San Antonio, Dallas-Fort ...

HOUSEMAX FUNDING LLC

Senior Underwriter

Austin, TX · On-site

$97K - $115K/yr

About the Role The Senior Underwriter is responsible for evaluating and underwriting mid-market hard money loans for commercial real estate properties. This role requires extensive knowledge of ...

VELOCITY CREDIT UNION

Indirect Underwriter

Austin, TX · Hybrid

Indirect Underwriter *This position is hybrid-remote and will require on-site work at our North ... insurance and disability, referral bonuses, paid holidays, discounted gym membership, tuition ...

Addison Group

Indirect Underwriter

Austin, TX · On-site

$70K - $82K/yr

Strong credit analysis and underwriting skills. * Knowledge of consumer lending regulations and ... Valid Texas driver's license and proof of current automobile insurance. Location: Austin, TX ...

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All JobsInsurance Underwriter JobsInsurance Underwriter Jobs in Austin, TX

Insurance Underwriter information

See Austin, TX salary details

$27.8K

$61.7K

$104.1K

How much do insurance underwriter jobs pay per year?

As of Sep 4, 2026, the average yearly pay for insurance underwriter in Austin, TX is $61,735.00, according to ZipRecruiter salary data. Most workers in this role earn between $43,600.00 and $82,800.00 per year, depending on experience, location, and employer.

What is an insurance underwriter?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What are the key skills and qualifications needed to thrive as an insurance underwriter?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

Is it hard to become an insurance underwriter?

Becoming an insurance underwriter typically requires a bachelor's degree in a related field such as finance, business, or economics, along with strong analytical and decision-making skills. Gaining industry-specific knowledge through training or certification can also be beneficial, but the difficulty varies depending on individual background and experience.
More about Insurance Underwriter jobs

What are the most commonly searched types of Insurance Underwriter jobs in Austin, TX?

The most popular types of Insurance Underwriter jobs in Austin, TX are:

What cities near Austin, TX are hiring for Insurance Underwriter jobs?

Cities near Austin, TX with the most Insurance Underwriter job openings:

Insurance Underwriter jobs near you
Infographic showing various Insurance Underwriter job openings in Austin, TX as of August 2026, with employment types broken down into 1% As Needed, 75% Full Time, 19% Part Time, and 5% Contract. Highlights an 90% Physical, 1% Hybrid, and 9% Remote job distribution, with an average salary of $60,151 per year, or $28.9 per hour.

Underwriter

Foundation Risk Partners

Austin, TX • On-site

Full-time

Posted 17 days ago

Foundation Risk Partners rating

8.5

Company rating: 8.5 out of 10

Based on 7 frontline employees who took The Breakroom Quiz

110th of 315 rated insurance

Job description

Foundation Risk Partners, one of the fastest growing insurance brokerage and consulting firm in the US, is adding an Underwriter to their Apartment Insurance Consultants team in Austin, TX.

Summary:

The Underwriter works under the direct supervision of the Director of Underwriting and provides technical expertise, support, and service while maintaining daily interaction with the Account Management team.

Responsibilities:

  • Review carrier renewals and maintain carrier relationships and communications.
  • Gather account and historical data; prepare and distribute Requests for Proposal (RFPs).
  • Review carrier proposals for accuracy, completeness, and competitiveness.
  • Maintain knowledge of current insurance market trends, conditions, competitive intelligence, and product and service innovations.
  • Interact collaboratively and professionally with colleagues, clients, carriers, and business partners.
  • Perform other duties assigned, including but not limited to underwriting, quoting, account servicing, claims support, inspection ordering and review, and loss control recommendations.

Requirements:

  • 3+ years of Property & Casualty underwriting experience preferred.
  • Strong knowledge of commercial insurance coverages, risk assessment, and underwriting principles.
  • Professional insurance designations (e.g., CPCU, AU, CIC, ARM, or similar) preferred.
  • Bachelor's degree in Risk Management, Business, Finance, Insurance, or a related field preferred.
  • Well-versed in insurance coverages, policy language, and underwriting guidelines.
  • Strong work ethic with exceptional attention to detail.
  • Excellent written and verbal communication skills.
  • Proficient in Microsoft Office Suite, including Word, Excel, and Outlook.

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