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Insurance Underwriter Jobs in Texas (NOW HIRING)

Insurance Underwriter

El Paso, TX ยท On-site

$100K - $300K/yr

Public Entity - Municipalities Insurance Underwriter - El Paso, TX Public Entities Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter _ . REMOTE WORK FROM ...

Reviews company records to determine the amount of insurance in force on a single risk or a group of closely related risks and evaluates the possibility of losses due to catastrophe or excessive ...

Underwriter Associate

Garland, TX ยท On-site

$19 - $28/hr

SPG Wholesale LLC is a rapidly growing, and successful property and casualty insurance wholesaler ... Successful applicants will work with the in-house Underwriter(s) partnered with the carriers and ...

Underwriter Associate

Garland, TX ยท On-site

$19 - $28/hr

SPG Wholesale LLC is a rapidly growing, and successful property and casualty insurance wholesaler ... Successful applicants will work with the in-house Underwriter(s) partnered with the carriers and ...

Senior Sales Underwriter

Coppell, TX ยท On-site

$91K - $108K/yr

Utilize knowledge of insurance law and regulations to provide guidance on complex compliance issues. * Create detailed and organized documentation that clearly outlines underwriting decisions.

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Insurance Underwriter information

See Texas salary details

$26.1K

$58K

$97.8K

How much do insurance underwriter jobs pay per year?

As of Aug 31, 2026, the average yearly pay for insurance underwriter in Texas is $58,026.00, according to ZipRecruiter salary data. Most workers in this role earn between $41,000.00 and $77,800.00 per year, depending on experience, location, and employer.

What is an insurance underwriter?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What are the key skills and qualifications needed to thrive as an insurance underwriter?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

Is it hard to become an insurance underwriter?

Becoming an insurance underwriter typically requires a bachelor's degree in a related field such as finance, business, or economics, along with strong analytical and decision-making skills. Gaining industry-specific knowledge through training or certification can also be beneficial, but the difficulty varies depending on individual background and experience.

What are the most commonly searched types of Insurance Underwriter jobs in Texas?

The most popular types of Insurance Underwriter jobs in Texas are:

What cities in Texas are hiring for Insurance Underwriter jobs?

Cities in Texas with the most Insurance Underwriter job openings:

Infographic showing various Insurance Underwriter job openings in Texas as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 19% Part Time, 6% Contract, and 1% Nights. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $58,026 per year, or $27.9 per hour.

Insurance Underwriter

Diedre Moire Corp.

El Paso, TX โ€ข On-site

$100K - $300K/yr

Other

Medical, Dental, Life, Retirement

This job post hasย expired today.ย Applications are no longer accepted.


Job description

Public Entity - Municipalities Insurance Underwriter - El Paso, TX Public Entities Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter _ . REMOTE WORK FROM HOME POSSIBLE Rapidly growing, well respected name in the industry seeks an experienced Casualty and Professional Liability Underwriter for their Public Entities risk division. Shall: โ€ข Solicit, quote, and bind submissions for new and renewal business from municipal public schools and state universities; museums and cultural centers; municipal boards; public transportation entities; etc. โ€ข Handle referrals from other underwriters with lower authority thresholds โ€ข Review work completed by Brokers for accuracy. Apply appropriate factors to rating basis & formulas provided. In return for your expertise we can offer an outstanding opportunity to join a growing global organization with excellent compensation and a comprehensive benefits package including company paid family medical, dental, matched 401K and life. For complete details contact Greg Foss at: (609) 584-9000 ext 270 Or submit resume online at: http://dmc9.com/gbf/app.asp Or email to: 1000071685_10006796@najbcareers302.com Please reference #39412TX225 when responding. Diedre Moire Corporation Education Requirements: Bachelor Degree Minimum Experience Requirements: 2-5 years Job City Location: El Paso Job State Location: TX Job Country Location: USA Salary Range: $100,000 to $300,000 Diedre Moire Corporation, Inc. diedremoire.com WE ARE AN EQUAL OPPORTUNITY EMPLOYER and our employment decisions are made without regard to race, color, religion, age, sex, national origin, handicap, disability or marital status. We reasonably accommodate individuals with handicaps, disabilities and bona fide religious beliefs. Jobs Career Position Hiring. CONSIDERED EXPERIENCE INCLUDES: Insurance Underwriter Specialty Program Excess Surplus Commercial Lines Program Underwriter #DiedreMoire #JobSearch #JobHunt #JobOpening #Hiring #Job #Jobs #Careers #Employment #jobposting #InsuranceJobs #UnderwriterJobs DISCLAIMER: We will make every effort to consider applications for all available positions and shall use one or more of the contact methods and addresses indicated in resume or online application. Indicated location may be proximate or may be desirable point of embarkation for paid or unpaid relocation to another venue. Job descriptions may fit single or multiple presently available or anticipated positions and are NOT an offer of employment or contract implied or otherwise. Described compensation is not definite nor precise and may be estimated and approximate and is negotiable depending on market conditions and candidate availability and other factors and is solely at the discretion of employers. Linguistics used herein may use First Person Singular and First Person Plural grammatical person construction for and with the meaning of Third Person Singular and Third Person Plural references. We reserves the right to amend and change responsibilities to meet business and organizational needs as necessary. Response to a specific posting or advertisement may result in consideration for other opportunities and not necessarily the incentive or basis of the response. Nothing herein is or may be considered a promise, guarantee, offer, pledge, agreement, contract, or oath. If you submit an application or resume which contains your email address, we will use that email address to communicate with you about this and other positions. We use an email quality control service to maintain security and a remove and dead address filter. To cancel receiving email communications, simply send an email from your address with the word remove"" in the subject line to pleaseremove@candseek4.com Or, visit the website at www.jobbankremove.com. If you have further concern regarding email received from us, call (609) 584-5499.