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Insurance Underwriter Jobs in Texas (NOW HIRING)

Berkley

Senior Sales Underwriter

Irving, TX

$91K - $108K/yr

Utilize knowledge of insurance law and regulations to provide guidance on complex compliance issues. Create detailed and organized documentation that clearly outlines underwriting decisions. Apply ...

Berkley

Senior Sales Underwriter

Irving, TX · On-site

$91K - $108K/yr

Qualifications: • 5-7 years of inland marine insurance underwriting experience. • Ability to work independently in an entrepreneurial environment. • Advanced-level underwriting analysis ...

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Insurance Underwriter information

See Texas salary details

$26.1K

$58K

$97.8K

How much do insurance underwriter jobs pay per year?

As of Aug 4, 2026, the average yearly pay for insurance underwriter in Texas is $58,026.00, according to ZipRecruiter salary data. Most workers in this role earn between $41,000.00 and $77,800.00 per year, depending on experience, location, and employer.

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What are the key skills and qualifications needed to thrive as an insurance underwriter?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What is an insurance underwriter?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What qualifications do I need for insurance underwriting?

Insurance underwriters typically need a bachelor's degree in fields such as finance, economics, or business. Relevant skills include strong analytical abilities, attention to detail, and knowledge of insurance policies and risk assessment. Professional certifications like the Chartered Property Casualty Underwriter (CPCU) can enhance job prospects.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

More about Insurance Underwriter jobs
What are the most commonly searched types of Insurance Underwriter jobs in Texas? The most popular types of Insurance Underwriter jobs in Texas are:
What are popular job titles related to Insurance Underwriter jobs in Texas? For Insurance Underwriter jobs in Texas, the most frequently searched job titles are:
What job categories do people searching Insurance Underwriter jobs in Texas look for? The top searched job categories for Insurance Underwriter jobs in Texas are:
What cities in Texas are hiring for Insurance Underwriter jobs? Cities in Texas with the most Insurance Underwriter job openings:
What are popular job titles related to Insurance Underwriter jobs in TX? For Insurance Underwriter jobs in TX, the most frequently searched job titles are:
Insurance Underwriter jobs near you
Infographic showing various Insurance Underwriter job openings in Texas as of July 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $58,026 per year, or $27.9 per hour.

Commercial Insurance Underwriter

CONSTRUCTION INSURANCE SERVICES LLC

Dallas, TX • On-site

$75K - $95K/yr

Full-time

Re-posted 8 days ago

Job description

Job description:
We’re looking for an Commercial Insurance Underwriter who is organized, thrives under the everyday pressures of a busy agency and willing to be a team player. The Commercial Insurance Underwriter will provide critical support to an account manager and the VP of Underwriting and Client Services, ensuring the smooth execution of underwriting strategies, processing incoming submission requests and tasks, and ability to communicate with producers to manage existing and new requests through a rapid clearance process.
This role requires a proactive, organized, and detail-oriented professional with a foundation in commercial construction insurance to work in a fast-paced environment with a keen attention to detail.
We’re looking for someone with:
✔ Excellent communication and time-management skills
✔ The ability to multitask and work well within a team
✔ Five years of commercial insurance industry experience
 
Key Responsibilities:
• Process requests from VP of Underwriting and Client Service, Account Managers, brokers (wholesale and facultative) and internal stakeholders.
• Coordinate and track business submissions, renewals, endorsements, and reinsurance certificates.
• Maintain accurate records of broker activity, submission statuses, pending quote status, FAC certificate status, and ongoing follow activities.
• Handle policy administration tasks, including binding, issuing, and servicing accounts in coordination with underwriting assistants (UWAs) and operations personnel.
 
Qualifications:
• 5+ years of experience in commercial insurance, underwriting, account management, or client servicing role.
• Strong understanding of construction risks concepts, including understanding E&S markets. 
• Exceptional organizational skills with the ability to manage multiple priorities under tight deadlines.
• Proficiency in Microsoft Office (Excel, Word) and familiarity with underwriting systems, preferably Applied Systems
• Excellent communication and relationship management skills.
• Ability to work independently and as part of a high-performing, fast paced team.
• Bachelor’s degree preferred; insurance designations (CPCU, ARM, or similar) a plus.
 
This is a full-time, in-office position. Candidates must be able to reliably commute to 5949 Sherry Ln Dallas, Tx 75225