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Insurance Underwriter Jobs in Texas (NOW HIRING)

Senior Sales Underwriter

Coppell, TX

$91K - $108K/yr

Utilize knowledge of insurance law and regulations to provide guidance on complex compliance issues. * Create detailed and organized documentation that clearly outlines underwriting decisions.

Senior Technical Underwriter

Dallas, TX · On-site +1

$140K - $160K/yr

ABOUT BESTOW Life insurance is one of the world's most important products. It's also one of the ... ABOUT THE TEAM As a Senior Technical Underwriter, you will be a part of the Insurance Product Team ...

Senior Sales Underwriter

Coppell, TX

$91K - $108K/yr

Utilize knowledge of insurance law and regulations to provide guidance on complex compliance issues. * Create detailed and organized documentation that clearly outlines underwriting decisions.

Senior Technical Underwriter

Dallas, TX · On-site

$140 - $200/hr

ABOUT BESTOW Life insurance is one of the world's most important products. It's also one of the ... ABOUT THE TEAM As a Senior Technical Underwriter, you will be a part of the Insurance Product Team ...

Starr Insurance Companies is a leading insurance and investment organization, providing commercial ... We are seeking a highly experienced and motivated Underwriter to join our Energy Casualty team. The ...

Starr Insurance Companies is a leading insurance and investment organization, providing commercial ... We are seeking a highly experienced and motivated Underwriter to join our Energy Casualty team. The ...

The Dow insurance subsidiaries participate in domestic reinsurance markets and work closely with ... Prepare underwriting recommendations and portfolio reviews for senior management. * Assess risk ...

Foundation Risk Partners , one of the fastest growing insurance brokerage and consulting firm in the US, is adding an Underwriter to their Apartment Insurance Consultants team in Austin, TX. Summary:

Foundation Risk Partners , one of the fastest growing insurance brokerage and consulting firm in the US, is adding an Underwriter to their Apartment Insurance Consultants team in Austin, TX. Summary:

Property Underwriter Location: Austin, TX, Dallas, TX (Hybrid/Flexible) Reporting to: Senior ... We also offer a 401(k)-retirement plan, short & long-term disability, employer-paid life insurance ...

Property Underwriter Location: Austin, TX, Dallas, TX (Hybrid/Flexible) Reporting to: Senior ... We also offer a 401(k)-retirement plan, short & long-term disability, employer-paid life insurance ...

Showing results 21-40

Insurance Underwriter information

See Texas salary details

$26.1K

$58K

$97.8K

How much do insurance underwriter jobs pay per year?

As of Aug 27, 2026, the average yearly pay for insurance underwriter in Texas is $58,026.00, according to ZipRecruiter salary data. Most workers in this role earn between $41,000.00 and $77,800.00 per year, depending on experience, location, and employer.

What is an insurance underwriter?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What are the key skills and qualifications needed to thrive as an insurance underwriter?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

Is it hard to become an insurance underwriter?

Becoming an insurance underwriter typically requires a bachelor's degree in a related field such as finance, business, or economics, along with strong analytical and decision-making skills. Gaining industry-specific knowledge through training or certification can also be beneficial, but the difficulty varies depending on individual background and experience.

What are the most commonly searched types of Insurance Underwriter jobs in Texas?

The most popular types of Insurance Underwriter jobs in Texas are:

What cities in Texas are hiring for Insurance Underwriter jobs?

Cities in Texas with the most Insurance Underwriter job openings:

Infographic showing various Insurance Underwriter job openings in Texas as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 19% Part Time, 6% Contract, and 1% Nights. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $58,026 per year, or $27.9 per hour.

Senior Sales Underwriter

Berkley

Coppell, TX

$91K - $108K/yr

Full-time

Re-posted 12 days ago


Job description

Company Details

Berkley Fire & Marine Underwriters was launched in 2013 and is a W. R. Berkley operating unit offering preferred inland marine and related property risks and services. Headquartered in Chicago, Berkley Fire & Marine Underwriters serves customers throughout the United States, both regionally and nationwide. With the ability to craft customized terms, the company provides effective protection for those in the construction, logistics, manufacturing and transportation industries.

The Company is an equal employment opportunity employer.

Responsibilities

The Senior Sales Underwriter builds and maintains relationships within an assigned territory, drives written premium growth, and achieves renewal retention and profitability goals while delivering a high degree of customer satisfaction. The role applies advanced underwriting, sales, and distribution management skills to manage the overall book of business.

Key functions include but are not limited to:

  • Apply advanced-level underwriting analysis, coverage, and pricing skills to evaluate complex risks.
  • Assess intricate risks across various industries using historical data and industry trends to make informed decisions and develop comprehensive risk management plans.
  • Interpret complex financial data, evaluate financial stability, and use financial insights to guide risk assessments and pricing strategies.
  • Collaborate with risk engineering professionals to devise loss prevention programs and risk mitigation solutions.
  • Develop complex policies that balance comprehensive coverage with accurate pricing, including effective use of endorsements and specialized coverage options.
  • Align coverages offered with appropriately developed coverage terms, limits, and pricing based on a strong understanding of coverage components.
  • Apply advanced-level underwriting process and compliance skills to ensure policies meet legal and regulatory requirements.
  • Coordinate tasks by engaging appropriate internal and external resources and stakeholders at the right times to deliver optimal outcomes in line with company standards.
  • Operate with a continuous improvement mindset and offer suggestions to enhance efficiency.
  • Utilize knowledge of insurance law and regulations to provide guidance on complex compliance issues.
  • Create detailed and organized documentation that clearly outlines underwriting decisions.
  • Apply advanced-level sales acumen to support account service, account management, cross-selling, business development, marketing strategy and positioning, negotiations, prospecting and qualifying, solution development, and competitive analysis.
  • Apply advanced-level distribution management skills to manage and grow agency relationships.
  • Build strong consultative and relationship-based partnerships with agency partners to drive profitable submissions.
  • Prepare for and conduct effective agency review meetings that support the goals of Berkley Fire & Marine Underwriters and agent partners.
Qualifications
  • College degree or equivalent job-related experience.
  • 5-7 years of inland marine insurance underwriting experience.
  • Ability to work independently in an entrepreneurial environment.
  • Advanced-level underwriting analysis, coverage, and pricing skills.
  • Advanced-level underwriting process and compliance skills.
  • Advanced-level distribution management skills.
  • Advanced-level sales acumen.
  • Advanced-level skills in collaboration, customer focus, personal growth, innovation, critical thinking, and accountability.
  • Intermediate-level skills in coaching and mentoring others.
Additional Company DetailsWe do not accept any unsolicited resumes from external recruiting agencies or firms. The company offers a competitive compensation plan and robust benefits package for full time regular employees. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment.Additional RequirementsLocation and Travel: Primary location Irving, TX. Travel: Travel required, including overnight out-of-town stays.Sponsorship DetailsSponsorship not Offered for this RoleEmployment Type: OTHER