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Insurance Underwriter Jobs in Texas (NOW HIRING)

Underwriter, Marine

Houston, TX ยท On-site

$88K - $110K/yr

Position Summary The Underwriter supports the underwriting team in the evaluation, processing, and servicing of commercial marine insurance accounts. This role is responsible for assisting with new ...

Reviews company records to determine the amount of insurance in force on a single risk or a group of closely related risks and evaluates the possibility of losses due to catastrophe or excessive ...

Underwriter, Marine

Houston, TX ยท On-site

$88K - $110K/yr

Position Summary The Underwriter supports the underwriting team in the evaluation, processing, and servicing of commercial marine insurance accounts. This role is responsible for assisting with new ...

Underwriter, Marine

Houston, TX ยท On-site

$88K - $110K/yr

Position Summary The Underwriter supports the underwriting team in the evaluation, processing, and servicing of commercial marine insurance accounts. This role is responsible for assisting with new ...

Underwriter Associate

Garland, TX ยท On-site

$19 - $28/hr

SPG Wholesale LLC is a rapidly growing, and successful property and casualty insurance wholesaler ... Successful applicants will work with the in-house Underwriter(s) partnered with the carriers and ...

Underwriter Associate

Garland, TX ยท On-site

$19 - $28/hr

SPG Wholesale LLC is a rapidly growing, and successful property and casualty insurance wholesaler ... Successful applicants will work with the in-house Underwriter(s) partnered with the carriers and ...

Senior Sales Underwriter

Coppell, TX ยท On-site

$91K - $108K/yr

Utilize knowledge of insurance law and regulations to provide guidance on complex compliance issues. * Create detailed and organized documentation that clearly outlines underwriting decisions.

Senior Technical Underwriter

Dallas, TX ยท On-site +1

$140K - $160K/yr

ABOUT BESTOW Life insurance is one of the world's most important products. It's also one of the ... ABOUT THE TEAM As a Senior Technical Underwriter, you will be a part of the Insurance Product Team ...

Senior Sales Underwriter

Coppell, TX ยท On-site

$91K - $108K/yr

Utilize knowledge of insurance law and regulations to provide guidance on complex compliance issues. * Create detailed and organized documentation that clearly outlines underwriting decisions.

Senior Sales Underwriter

Coppell, TX ยท On-site

$91K - $108K/yr

Utilize knowledge of insurance law and regulations to provide guidance on complex compliance issues. * Create detailed and organized documentation that clearly outlines underwriting decisions.

Starr Insurance Companies is a leading insurance and investment organization, providing commercial ... We are seeking a highly experienced and motivated Underwriter to join our Energy Casualty team. The ...

Showing results 21-40

Insurance Underwriter information

See Texas salary details

$26.1K

$58K

$97.8K

How much do insurance underwriter jobs pay per year?

As of Sep 6, 2026, the average yearly pay for insurance underwriter in Texas is $58,026.00, according to ZipRecruiter salary data. Most workers in this role earn between $41,000.00 and $77,800.00 per year, depending on experience, location, and employer.

What is an insurance underwriter?

Insurance underwriters evaluate insurance policy applications, assess the risk, and make recommendations for coverage and premium pricing to insurance issuers. As an insurance underwriter, you use computer software and specific criteria to assess risk and establish pricing and research other factors such as market trends and equity values to provide data to support your recommendations. You determine if the policy will likely be a good financial investment for the insurance provider.

What does an insurance underwriter do?

An insurance underwriter evaluates applications for insurance coverage and determines the level of risk involved in insuring a person or asset. They review information such as application forms, medical records, and financial documents to decide whether to offer insurance and at what premium rate. Underwriters play a crucial role in helping insurance companies set appropriate coverage terms and minimize potential losses. Their work ensures that the company remains profitable while providing fair and accurate coverage to clients.

What are the key skills and qualifications needed to thrive as an insurance underwriter?

To thrive as an Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of finance and risk assessment, often supported by a bachelor's degree in business, finance, or related fields. Familiarity with underwriting software, risk management systems, and relevant certifications like Chartered Property Casualty Underwriter (CPCU) is typically required. Excellent communication, decision-making, and negotiation skills help underwriters explain policies and collaborate effectively with agents and clients. These skills are vital for accurately assessing risk, ensuring profitability, and maintaining strong client relationships in the insurance industry.

What are some common challenges insurance underwriters face in balancing risk and customer satisfaction?

Insurance underwriters often face the challenge of assessing risks accurately while maintaining competitive offerings that satisfy clients. Striking the right balance can be difficult, as being too cautious may result in lost business, while being overly lenient can lead to unprofitable claims. Underwriters must stay current with industry trends, regulations, and risk assessment tools, and they frequently collaborate with agents and actuaries to ensure sound decisions. Effective communication and analytical skills are essential to navigate these competing demands and to help build long-term client relationships.

What is the difference between Insurance Underwriter vs Claims Adjuster?

AspectInsurance UnderwriterClaims Adjuster
Primary RoleAssess risk and determine policy termsEvaluate insurance claims and determine payouts
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU are commonOften requires a bachelor's degree; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, analyzing data and risk factorsField and office-based, investigating claims and interviewing claimants
Industry UsageUsed across insurance companies for policy issuanceUsed for claims processing and settlement

Both roles are integral to the insurance industry, with underwriters focusing on risk assessment before policy issuance, and claims adjusters handling claims after a loss occurs. While their work environments and responsibilities differ, they often require similar credentials and certifications, making them closely related career paths within insurance companies.

Is it hard to become an insurance underwriter?

Becoming an insurance underwriter typically requires a bachelor's degree in a related field such as finance, business, or economics, along with strong analytical and decision-making skills. Gaining industry-specific knowledge through training or certification can also be beneficial, but the difficulty varies depending on individual background and experience.

What are the most commonly searched types of Insurance Underwriter jobs in Texas?

The most popular types of Insurance Underwriter jobs in Texas are:

What cities in Texas are hiring for Insurance Underwriter jobs?

Cities in Texas with the most Insurance Underwriter job openings:

Infographic showing various Insurance Underwriter job openings in Texas as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 19% Part Time, 6% Contract, and 1% Nights. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $58,026 per year, or $27.9 per hour.

Underwriter, Marine

Ryan Specialty

Houston, TX โ€ข On-site

$88K - $110K/yr

Full-time

PTO

Posted 6 days ago


Job description

Position Summary

The Underwriter supports the underwriting team in the evaluation, processing, and servicing of commercial marine insurance accounts. This role is responsible for assisting with new and renewal business, maintaining underwriting files, preparing documentation, and ensuring data accuracy throughout the underwriting process. The Underwriting Associate works collaboratively with Underwriters, brokers, agents, and internal departments to provide efficient service and support profitable business growth.

What will your job entail?

Essential Duties and Responsibilities
  • Assist Underwriters with new and renewal account processing.
  • Review submission materials for completeness and follow up for outstanding information.
  • Prepare quotations, indications, binders, certificates, endorsements, and other underwriting documents.
  • Enter and maintain account information within underwriting and policy management systems.
  • Coordinate policy issuance and ensure accuracy of coverage documentation.
  • Monitor outstanding items and assist in managing underwriting workflows and renewal timelines.
  • Respond to broker and agent requests regarding policy status, documentation, and underwriting requirements.
  • Maintain accurate electronic files and documentation in accordance with company procedures and compliance requirements.
  • Review loss runs, exposure schedules, and other underwriting information for completeness and accuracy.
  • Participate in account servicing activities and support relationship management efforts.
  • Assist with reporting, bordereaux management, and portfolio tracking as needed.
  • Support underwriting initiatives, special projects, and process improvement efforts.
Qualifications
  • Bachelor's degree preferred or equivalent insurance industry experience.
  • 1 plus years of insurance, underwriting, brokerage, or related experience preferred.
  • Strong organizational skills and attention to detail.
  • Ability to manage multiple priorities in a fast-paced environment.
  • Effective verbal and written communication skills.
  • Proficiency in Microsoft Office applications, including Excel, Outlook, and Word.
  • Ability to analyze information and exercise sound judgment.
  • Demonstrated commitment to delivering high-quality customer service.

Ryan Specialty is an Equal Opportunity Employer. We are committed to building and sustaining a diverse workforce throughout the organization.Our vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression,sexual orientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners,and communities.This policy extends to all aspects of our employment practices, including but not limited to, recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits of employment.

How We Support Our Teammates

Ryan Specialty seeks to offer our employees a comprehensive and best-in-class benefits package that helps them - and their family members - achieve their physical, financial, and emotional well-being goals. In addition to paid time off for company holidays, vacation, sick and personal days, Ryan offers paid parental leave, mental health services and more.

The target salary range for this position is $88,000.00 - $110,000.00 annually.

The wage range for this role considers many factors, such as training, transferable skills, work experience, licensure and certification, business needs, and market demands. The pay range is subject to change and may be modified in the future. Full-time roles are eligible for bonuses and benefits. For additional information on Ryan Specialty Total Rewards, visit our website https://benefits.ryansg.com/.

We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation at HR@Ryansg.com

The above is intended to describe this job's general requirements. It is not to be construed as an exhaustive statement of duties, responsibilities, or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.