Independent Insurance Adjusters investigate and manage claims submitted to insurers. Claims can involve a variety of areas, including property damage or loss, personal injury, or workers’ compensation. Independent Insurance Adjusters are self-employed, so insurance agencies hire them when needed. An Independent Insurance Adjuster reviews documentation and evidence related to the claim, conducts interviews with all parties involved, and determines the validity of the request. Once the case has been analyzed thoroughly, the adjuster will make recommendations for a settlement.