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Final Expense Sales Jobs (NOW HIRING)

NORTH AMERICAN SENIOR BENEFITS

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Final Expense Agents Needed

Lafayette, LA · On-site

... sales). We work with prospects that are looking for final expense insurance. Lead Types: 1. ... Exclusive Direct Mail Card: A lead is a direct mail card that we have mailed to the customer for ...

NORTH AMERICAN SENIOR BENEFITS

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FINAL EXPENSE AGENTS NEEDED - FREE LEADS

Dallas, TX · On-site

... sales). We work with prospects that are looking for final expense insurance. Lead Types: 1. ... Exclusive Direct Mail Card: A lead is a direct mail card that we have mailed to the customer for ...

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Final Expense Sales information

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How much do final expense sales jobs pay per hour?

As of Sep 7, 2026, the average hourly pay for final expense sales in the United States is $21.20, according to ZipRecruiter salary data. Most workers in this role earn between $18.03 and $23.56 per hour, depending on experience, location, and employer.

What is final expense sales?

Final Expense Sales involve selling life insurance policies designed to cover end-of-life expenses, such as funeral and burial costs. These policies are typically marketed to seniors and have lower coverage amounts, making them more affordable and accessible. Agents in this field educate clients about the benefits of final expense insurance, help them select suitable plans, and assist with the application process. The goal is to provide peace of mind by ensuring that loved ones are not burdened with funeral costs.

What are the key skills and qualifications needed to thrive as a final expense sales agent?

To thrive as a Final Expense Sales agent, you need strong sales acumen, knowledge of insurance products, and typically a valid life insurance license. Familiarity with CRM systems, digital quoting tools, and lead generation software is essential for managing client interactions and streamlining the sales process. Outstanding interpersonal skills, resilience, and the ability to build trust quickly set top performers apart in this field. These skills ensure agents can effectively connect with clients, address sensitive topics, and consistently achieve sales targets in a competitive market.

What are some common challenges faced by final expense sales representatives, and how can they be addressed?

Final Expense Sales representatives often encounter challenges such as building trust with clients, handling objections about policy costs, and managing a steady stream of qualified leads. To address these, successful reps focus on empathetic communication, thorough product knowledge, and developing strong follow-up routines. Leveraging CRM tools, ongoing training, and mentorship from experienced team members can also help overcome obstacles and improve conversion rates.

What is the difference between Final Expense Sales vs Final Expense Insurance Agent?

AspectFinal Expense SalesFinal Expense Insurance Agent
CredentialsTypically requires insurance licenses, sales trainingRequires insurance licenses, product knowledge
Work EnvironmentField sales, door-to-door, appointmentsField and office, client meetings, calls
Employer & IndustryInsurance agencies, independent agentsInsurance companies, agencies
Search & Comparison IntentUnderstanding roles, sales techniquesProduct details, licensing, sales strategies

Final Expense Sales involves selling final expense insurance policies, focusing on sales techniques and client acquisition. Final Expense Insurance Agent is a licensed professional who sells these policies, often performing similar duties but emphasizing product knowledge and licensing. Both roles are integral to the insurance industry and require similar credentials, but the term "Final Expense Sales" emphasizes the sales process, while "Final Expense Insurance Agent" highlights the licensed professional aspect.

How much money can you make selling final expense sales?

Final expense sales agents typically earn commissions ranging from 40% to 80% of the policy premium, with annual incomes often between $50,000 and $100,000 or more depending on sales volume and experience. Success in this role depends on sales skills, lead quality, and the ability to build client relationships.
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Final Expense Sales jobs near you
Infographic showing various Final Expense Sales job openings in the United States as of August 2026, with employment types broken down into 80% Full Time, 19% Part Time, and 1% Contract. Highlights an 84% Physical, 1% Hybrid, and 15% Remote job distribution, with an average salary of $44,098 per year, or $21.2 per hour.

Licensed Final Expense Agent -- Remote

Integrityfex

Champaign, IL • Remote

Full-time

Posted 5 days ago

Job description

About Integrity FEX

Integrity FEX is a life insurance sales organization focused on helping individuals and families find coverage designed to address final expenses and other life insurance needs.

We are expanding our remote sales team and seeking currently licensed life insurance agents who are motivated, professional, and comfortable helping clients by phone.

Position Overview

As a Licensed Final Expense Agent, you will speak with prospective clients interested in learning about life insurance and final expense coverage.

Your role is to understand each client's needs, explain available coverage options, provide appropriate recommendations, and assist with the insurance application process.

This is a remote sales opportunity for individuals who are comfortable managing their own activity, communicating consistently with prospective clients, and working in a performance-driven environment.

Responsibilities
  • Speak with prospective clients regarding final expense and life insurance coverage
  • Conduct phone-based needs assessments
  • Identify each client's coverage goals, budget, and insurance needs
  • Explain available life insurance products clearly and professionally
  • Present appropriate coverage options based on client needs and eligibility
  • Assist clients with completing insurance applications
  • Follow up with clients throughout the application and underwriting process
  • Maintain accurate records of client interactions and sales activity
  • Utilize company-supported sales systems and carrier platforms
  • Participate in ongoing training, coaching, and carrier education
  • Follow applicable insurance regulations, carrier guidelines, and compliance requirements
Qualifications
  • Active Life Insurance Producer License required
  • Strong verbal communication and interpersonal skills
  • Comfortable speaking with prospective clients by phone
  • Ability to conduct professional needs-based sales conversations
  • Self-motivated and capable of managing a remote work schedule
  • Strong follow-up and organizational skills
  • Comfortable using web-based sales and insurance platforms
  • Coachable and willing to participate in ongoing professional development
  • Commitment to ethical and compliant insurance sales practices

Previous final expense or life insurance sales experience is preferred, but licensed agents from other insurance backgrounds are encouraged to apply.

What Integrity FEX Provides
  • Access to multiple established life insurance carriers
  • Final Expense and additional life insurance product options
  • Remote sales technology and systems
  • Structured sales processes and resources
  • Ongoing sales and product training
  • Carrier education
  • Team coaching and support
  • Professional development opportunities
  • Opportunities for increased responsibility based on performance and experience
Who This Role Is For

This opportunity may be a strong fit for a licensed agent who enjoys working directly with consumers, wants to develop their life insurance sales skills, and is comfortable being accountable for their individual sales activity.

Successful agents are consistent, responsive, professional, and focused on helping clients make informed coverage decisions.

Job Details

Job Title: Licensed Final Expense Agent
Company: Integrity FEX
Location: Remote
License Requirement: Active Life Insurance Producer License
Experience: Life insurance or Final Expense sales experience preferred
Work Setting: Remote / Phone-Based Sales

Equal Opportunity

Integrity FEX considers qualified applicants without regard to race, color, religion, sex, national origin, age, disability, veteran status, or any other characteristic protected by applicable law.