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Final Expense Agent Jobs (NOW HIRING)

NORTH AMERICAN SENIOR BENEFITS

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FINAL EXPENSE AGENTS NEEDED - FREE LEADS

Dallas, TX · On-site

We are an honest Final Expense Group, and we are looking to hire a couple of Final Expense Producers in your region. You will represent some of the top Carriers in our industry, carriers like Americo ...

Cypress Memorial Insurance Services

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Licensed Insurance Agent - Final Expense

Denver, CO · On-site

$500/day

Join our team as a Licensed Final Expense Insurance Agent and represent the #1 Final Expense agency in the nation. Licensed Insurance Agent - Opportunity Highlights: * Competitive commission ...

Cypress Memorial Insurance Services

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Licensed Insurance Agent - Final Expense

Hayward, CA · On-site

$500/day

Join our team as a Licensed Final Expense Insurance Agent and represent the #1 Final Expense agency in the nation. Licensed Insurance Agent - Opportunity Highlights: * Competitive commission ...

GIA Legacy Planning

... team as Final Expense Agents. This isn't a cookie-cutter job-it's a modern career path built for ... Department Independent Sales Agent - Work from Home Locations Greeley, CO Remote status Fully ...

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Final Expense Agent information

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$38K

$81.8K

$112K

How much do final expense agent jobs pay per year?

As of Sep 13, 2026, the average yearly pay for final expense agent in the United States is $81,805.00, according to ZipRecruiter salary data. Most workers in this role earn between $62,500.00 and $98,500.00 per year, depending on experience, location, and employer.

What is a final expense agent?

Final expense agents are licensed insurance professionals who help clients find and purchase final expense insurance policies, which are designed to cover end-of-life costs such as funeral expenses, medical bills, and other outstanding debts. These agents work with individuals, typically seniors, to assess their needs and recommend suitable coverage options. Their role involves explaining policy features, answering questions about costs and benefits, and assisting clients throughout the application process. Final expense agents can work independently or for insurance companies, and they often conduct meetings in clients’ homes, over the phone, or virtually.

What does a final expense agent do?

As a final expense agent, your job is to sell life insurance products that cover the legal, funeral, and immediate household expenses of the deceased. These packages typically range from $5,000 to $25,000, and your employer wants to see sales of your product go as high as possible. To get these sales, you pursue leads, contact new clients, calculate expected expenses in a given region, and coordinate with the agency's marketers. Final expense agents also spend time researching the market, studying the available plans, and determining which plans are most likely to appeal to a specific client. Most buyers are 55 or older.

What are the key skills and qualifications needed to thrive as a final expense agent, and why are they important?

To thrive as a Final Expense Agent, you need strong sales acumen, knowledge of insurance products, and a valid insurance license. Familiarity with CRM software, quoting tools, and e-signature systems is typically required for managing leads and processing applications. Exceptional interpersonal skills, empathy, and resilience set top agents apart when building trust with clients and handling objections. These skills and qualifications are essential for effectively serving clients, closing sales, and maintaining compliance in the insurance industry.

What are some common challenges final expense agents face when building their client base?

Final Expense Agents often encounter challenges such as establishing trust with clients, navigating sensitive conversations about end-of-life planning, and competing with established agents or alternative products. Building a steady stream of leads requires persistence, networking, and sometimes cold-calling or door-to-door outreach. Overcoming these challenges usually involves ongoing training, leveraging referral networks, and developing strong interpersonal skills to foster lasting client relationships.

What is the difference between Final Expense Agent vs Life Insurance Agent?

AspectFinal Expense AgentLife Insurance Agent
Required CredentialsLicensing varies by state, often includes life insurance licenseLicensing varies by state, often includes life insurance license
Work EnvironmentPrimarily independent, sales-focused, often in-home or virtualSimilar, includes in-home, virtual, or office settings
Industry UsageSpecializes in small, final expense policies for seniorsBroader, includes all types of life insurance policies
Search & Comparison IntentFocused on final expense coverage for seniorsBroader life insurance options for various clients

Final Expense Agents primarily focus on selling small, final expense life insurance policies to seniors, often requiring specific licensing. Life Insurance Agents have a broader scope, selling various types of life insurance. Both roles share similar work environments and licensing requirements, but their target markets and policy types differ.

Is selling final expense insurance a good career?

Final expense agents sell insurance policies designed to cover end-of-life expenses, often working independently or for insurance companies. The role typically involves commission-based income, strong interpersonal skills, and the ability to build client relationships, making it a viable career for those interested in sales and insurance industries.
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Final Expense Agent jobs near you
Infographic showing various Final Expense Agent job openings in the United States as of September 2026, with employment types broken down into 1% As Needed, 82% Full Time, 11% Part Time, 1% Temporary, 4% Contract, and 1% Nights. Highlights an 88% Physical, 3% Hybrid, and 9% Remote job distribution, with an average salary of $81,805 per year, or $39.3 per hour.

FINAL EXPENSE AGENTS NEEDED - FREE LEADS

Dallas, TX • On-site

NORTH AMERICAN SENIOR BENEFITS
See more jobs at NORTH AMERICAN SENIOR BENEFITSexternal

Other

Medical, Dental, Vision, Life, Retirement

This job post has expired 2 days ago. Applications are no longer accepted.

Job description

We are an honest Final Expense Group, and we are looking to hire a couple of Final Expense Producers in your region. You will represent some of the top Carriers in our industry, carriers like Americo, Mutual of Omaha, Transamerica, Columbian Financial, Occidental, Liberty, Great Western, and more.

Requirements:

State Life Insurance license

Full-time/Part Time Commitment

Consistent Schedule

Consistent Lead Flow

Most salespeople spend 80% of their time prospecting (finding sales). We work with prospects that are looking for final expense insurance.

Lead Types:

1. Exclusive Direct Mail Card: A lead is a direct mail card that we have mailed to the customer for you. Once they read the Funeral expense insurance for just pennies a day", they realize they have an interest in our service and HANDWRITE their personal info and mail it back to us. The lead actually says "LIFE INSURANCE" and/or "Funeral Expense" on it.

2. Digital Leads: A lead that has been attained online. The client has expressed interest in burial life insurance. Multiple points of personal information are included.

3. Data Leads: Data Leads are names and addresses of people aged 65-75 in a targeted zip code, that hasn't responded to our mail drops.

The Final Expense Industry: Working with ages 50-85 in their homes.

-10,000 People turn 65 Every Day for the next 20 years

-100,000,000 Will be in our client age group by 2020

Please inquire to set up an interview!!! Email your contact info with a time you would like us to call you. Thank you for your consideration.