ZipRecruiter

Log In

1

Final Expense Agent Jobs in Florida (NOW HIRING)

GIA Legacy Planning

... team as Final Expense Agents. This isn't a cookie-cutter job-it's a modern career path built for ... Department Independent Sales Agent - Work from Home Locations Clearwater, FL Remote status Fully ...

GIA Legacy Planning

... team as Final Expense Agents. This isn't a cookie-cutter job-it's a modern career path built for ... Department Independent Sales Agent - Work from Home Locations Jacksonville, FL Remote status Fully ...

GIA Legacy Planning

... team as Final Expense Agents. This isn't a cookie-cutter job-it's a modern career path built for ... Department Independent Sales Agent - Work from Home Locations Clearwater, FL Remote status Fully ...

GIA Legacy Planning

... team as Final Expense Agents. This isn't a cookie-cutter job-it's a modern career path built for ... Department Independent Sales Agent - Work from Home Locations Clearwater, FL Remote status Fully ...

GIA Legacy Planning

... team as Final Expense Agents. This isn't a cookie-cutter job-it's a modern career path built for ... Department Independent Sales Agent - Work from Home Locations Clearwater, FL Remote status Fully ...

Enhance Health LLC

Life Insurance Agent

Clearwater, FL · On-site

$25/hr

Life Insurance Agent - Final Expense $25/hr + Uncapped Commissions + Bonuses In-Office | Clearwater, FL Clarifying Marketing Group is hiring driven and motivated Final Expense Life Insurance Agents ...

Cresco Labs

Cultivation Agent - IPM

Indiantown, FL

$21/hr

Final offer details and future compensation may be determined by multiple factors including but not limited to, geographic location, market compensation data, skills, experience, and other relevant ...

New

Cresco Labs

Cultivation Agent - IPM

Indiantown, FL · On-site

$21/hr

Final offer details and future compensation may be determined by multiple factors including but not limited to, geographic location, market compensation data, skills, experience, and other relevant ...

New

Symmetry

Remote Sales Work From Home

Jacksonville, FL · On-site +1

... final expense and debt free life (debt elimination) programs. Job Details: * 100% Remote * No ... Travis Robinson Travis Robinson | Regional Sales Manager No agent's success, earnings, or ...

next page

Showing results 1-20

All JobsFinal Expense Agent JobsFinal Expense Agent Jobs in Florida

Final Expense Agent information

See Florida salary details

$28.4K

$61.1K

$83.7K

How much do final expense agent jobs pay per year?

As of Sep 6, 2026, the average yearly pay for final expense agent in Florida is $61,132.00, according to ZipRecruiter salary data. Most workers in this role earn between $46,700.00 and $73,600.00 per year, depending on experience, location, and employer.

What is a final expense agent?

Final expense agents are licensed insurance professionals who help clients find and purchase final expense insurance policies, which are designed to cover end-of-life costs such as funeral expenses, medical bills, and other outstanding debts. These agents work with individuals, typically seniors, to assess their needs and recommend suitable coverage options. Their role involves explaining policy features, answering questions about costs and benefits, and assisting clients throughout the application process. Final expense agents can work independently or for insurance companies, and they often conduct meetings in clients’ homes, over the phone, or virtually.

What does a final expense agent do?

As a final expense agent, your job is to sell life insurance products that cover the legal, funeral, and immediate household expenses of the deceased. These packages typically range from $5,000 to $25,000, and your employer wants to see sales of your product go as high as possible. To get these sales, you pursue leads, contact new clients, calculate expected expenses in a given region, and coordinate with the agency's marketers. Final expense agents also spend time researching the market, studying the available plans, and determining which plans are most likely to appeal to a specific client. Most buyers are 55 or older.

What are the key skills and qualifications needed to thrive as a final expense agent, and why are they important?

To thrive as a Final Expense Agent, you need strong sales acumen, knowledge of insurance products, and a valid insurance license. Familiarity with CRM software, quoting tools, and e-signature systems is typically required for managing leads and processing applications. Exceptional interpersonal skills, empathy, and resilience set top agents apart when building trust with clients and handling objections. These skills and qualifications are essential for effectively serving clients, closing sales, and maintaining compliance in the insurance industry.

What are some common challenges final expense agents face when building their client base?

Final Expense Agents often encounter challenges such as establishing trust with clients, navigating sensitive conversations about end-of-life planning, and competing with established agents or alternative products. Building a steady stream of leads requires persistence, networking, and sometimes cold-calling or door-to-door outreach. Overcoming these challenges usually involves ongoing training, leveraging referral networks, and developing strong interpersonal skills to foster lasting client relationships.

What is the difference between Final Expense Agent vs Life Insurance Agent?

AspectFinal Expense AgentLife Insurance Agent
Required CredentialsLicensing varies by state, often includes life insurance licenseLicensing varies by state, often includes life insurance license
Work EnvironmentPrimarily independent, sales-focused, often in-home or virtualSimilar, includes in-home, virtual, or office settings
Industry UsageSpecializes in small, final expense policies for seniorsBroader, includes all types of life insurance policies
Search & Comparison IntentFocused on final expense coverage for seniorsBroader life insurance options for various clients

Final Expense Agents primarily focus on selling small, final expense life insurance policies to seniors, often requiring specific licensing. Life Insurance Agents have a broader scope, selling various types of life insurance. Both roles share similar work environments and licensing requirements, but their target markets and policy types differ.

Is selling final expense insurance a good career?

Final expense agents sell insurance policies designed to cover end-of-life expenses, often working independently or for insurance companies. The role typically involves commission-based income, strong interpersonal skills, and the ability to build client relationships, making it a viable career for those interested in sales and insurance industries.
More about Final Expense Agent jobs

What are the most commonly searched types of Final Expense Agent jobs in Florida?

The most popular types of Final Expense Agent jobs in Florida are:

What are popular job titles related to Final Expense Agent jobs in Florida?

For Final Expense Agent jobs in Florida, the most frequently searched job titles are:

What job categories do people searching Final Expense Agent jobs in Florida look for?

The top searched job categories for Final Expense Agent jobs in Florida are:

What cities in Florida are hiring for Final Expense Agent jobs?

Cities in Florida with the most Final Expense Agent job openings:

What are popular job titles related to Final Expense Agent jobs in FL?

For Final Expense Agent jobs in FL, the most frequently searched job titles are:

Final Expense Agent jobs near you
Infographic showing various Final Expense Agent job openings in Florida as of August 2026, with employment types broken down into 85% Full Time, 10% Part Time, 1% Temporary, 3% Contract, and 1% Nights. Highlights an 89% Physical, 3% Hybrid, and 8% Remote job distribution, with an average salary of $61,132 per year, or $29.4 per hour.

Independent Life Insurance Agent - Final Expense | 1099 | Qualified Leads Provided

Medical Air Services Association

Tampa, FL • On-site

Full-time

Medical, Life

Posted 4 days ago

Job description

This is an independent, field-based insurance sales opportunity supporting seminar events throughout the Tampa Bay area.
If you're an experienced insurance sales professional with final expense, life insurance, Medicare, or senior-market sales experience-and you thrive in front of a room-this opportunity puts you directly in control of your results. As an Independent Life Insurance Agent, you'll operate in a 1099, self-employed capacity, selling through high-volume seminar events and qualified leads already provided by MASA throughout the Tampa Bay region.
You will be responsible for converting warm, high-intent leads into issued policies by delivering clear, compliant, and compelling presentations focused on final expense whole life insurance and supplemental insurance products. This is a performance-driven role where success comes from your ability to build trust quickly, handle objections effectively, and consistently follow through. With qualified leads, scheduled seminar opportunities, and a strong commission and bonus structure, high-performing agents have the opportunity to build a six-figure income.
At MASA, we're expanding into a multi-product organization, bringing supplemental insurance solutions to market, beginning with final expense as our first product. MASA is actively investing in seminar-based growth throughout Tampa Bay, creating ongoing opportunities for experienced field sales professionals who want to build and grow their business within a structured, lead-driven sales environment.
About MASA
MASA has been a leader in emergency medical transportation insurance since 1974. We're not just a company - we're a close-knit team dedicated to "Protecting families with compassion when others don't." Our professional yet friendly company culture fosters collaboration, innovation, and a clear mission that resonates through every role as we support our expanding base of 2+ million members across the United States and the Caribbean. Learn more at https://www.masaaccess.com
What You Will Do
Reporting to our Sales Manager, Supplemental Insurance Solutions, your main responsibilities will include:
  • Conducting high-volume, in-person seminar presentations in restaurant and event-based environments to educate and engage prospects.
  • Presenting and selling final expense whole life insurance products to senior consumers, converting seminar attendees and provided leads into issued policies.
  • Managing a consistent and active sales pipeline, executing disciplined follow-up to meet production and conversion goals.
  • Utilizing CRM systems to track activity, document interactions, and maintain accurate, up-to-date pipeline data.
  • Completing applications, disclosures, and documentation accurately to ensure compliant and clean submissions.
  • Applying underwriting guidelines and quoting tools to properly qualify prospects and submit business within carrier requirements.
  • Representing MASA professionally while delivering clear, respectful, and trustworthy sales experiences to senior consumers.

What You Bring
  • Active Florida 2-15 (Health, Life, and Variable Annuity) license, or ability to obtain prior to start.
  • 2+ years of successful field-based insurance sales experience with strong preference for final expense life insurance experience.
  • Proven track record of meeting or exceeding sales targets in a commission-driven environment.
  • Strong presentation, objection-handling, closing, and rapport-building skills-especially with senior audiences.
  • Experience working in seminar or event-driven sales environments preferred.
  • Ability to navigate CRM systems, quoting tools, and carrier platforms while maintaining accurate documentation.
  • Bilingual English/Spanish skills are a plus.
  • Flexibility to work evenings and weekends based on seminar schedules and customer availability.

What We Will Provide You
  • A consistent flow of qualified leads and scheduled seminar opportunities-no cold calling or self-generated prospecting required.
  • A professional and friendly company culture that supports a clear mission: "Protecting families with compassion when others don't."
  • The ability to build and grow your own book of business while operating in a high-opportunity, entrepreneurial sales environment.

Why We Think You'll Love This Opportunity
You'll have the autonomy to operate as a self-employed, independent agent while benefiting from a structured, lead-driven environment designed to support your success. This is an opportunity to take full ownership of your income, with uncapped earning potential directly tied to your performance.
Unlike traditional independent roles, you won't be starting from scratch-MASA provides qualified leads, scheduled seminar opportunities, and a proven sales model that allows you to focus on what you do best: presenting, building trust, and closing business. You'll combine the freedom of self-employment with the support, infrastructure, and opportunity of a growing organization that is expanding its impact in the supplemental insurance space.
#LI-RH1 #b2cSupplemental

Apply