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Final Expense Agent Jobs in Florida (NOW HIRING)

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Final Expense Agent information

See Florida salary details

$28.4K

$61.1K

$83.7K

How much do final expense agent jobs pay per year?

As of Sep 6, 2026, the average yearly pay for final expense agent in Florida is $61,132.00, according to ZipRecruiter salary data. Most workers in this role earn between $46,700.00 and $73,600.00 per year, depending on experience, location, and employer.

What is a final expense agent?

Final expense agents are licensed insurance professionals who help clients find and purchase final expense insurance policies, which are designed to cover end-of-life costs such as funeral expenses, medical bills, and other outstanding debts. These agents work with individuals, typically seniors, to assess their needs and recommend suitable coverage options. Their role involves explaining policy features, answering questions about costs and benefits, and assisting clients throughout the application process. Final expense agents can work independently or for insurance companies, and they often conduct meetings in clients’ homes, over the phone, or virtually.

What does a final expense agent do?

As a final expense agent, your job is to sell life insurance products that cover the legal, funeral, and immediate household expenses of the deceased. These packages typically range from $5,000 to $25,000, and your employer wants to see sales of your product go as high as possible. To get these sales, you pursue leads, contact new clients, calculate expected expenses in a given region, and coordinate with the agency's marketers. Final expense agents also spend time researching the market, studying the available plans, and determining which plans are most likely to appeal to a specific client. Most buyers are 55 or older.

What are the key skills and qualifications needed to thrive as a final expense agent, and why are they important?

To thrive as a Final Expense Agent, you need strong sales acumen, knowledge of insurance products, and a valid insurance license. Familiarity with CRM software, quoting tools, and e-signature systems is typically required for managing leads and processing applications. Exceptional interpersonal skills, empathy, and resilience set top agents apart when building trust with clients and handling objections. These skills and qualifications are essential for effectively serving clients, closing sales, and maintaining compliance in the insurance industry.

What are some common challenges final expense agents face when building their client base?

Final Expense Agents often encounter challenges such as establishing trust with clients, navigating sensitive conversations about end-of-life planning, and competing with established agents or alternative products. Building a steady stream of leads requires persistence, networking, and sometimes cold-calling or door-to-door outreach. Overcoming these challenges usually involves ongoing training, leveraging referral networks, and developing strong interpersonal skills to foster lasting client relationships.

What is the difference between Final Expense Agent vs Life Insurance Agent?

AspectFinal Expense AgentLife Insurance Agent
Required CredentialsLicensing varies by state, often includes life insurance licenseLicensing varies by state, often includes life insurance license
Work EnvironmentPrimarily independent, sales-focused, often in-home or virtualSimilar, includes in-home, virtual, or office settings
Industry UsageSpecializes in small, final expense policies for seniorsBroader, includes all types of life insurance policies
Search & Comparison IntentFocused on final expense coverage for seniorsBroader life insurance options for various clients

Final Expense Agents primarily focus on selling small, final expense life insurance policies to seniors, often requiring specific licensing. Life Insurance Agents have a broader scope, selling various types of life insurance. Both roles share similar work environments and licensing requirements, but their target markets and policy types differ.

Is selling final expense insurance a good career?

Final expense agents sell insurance policies designed to cover end-of-life expenses, often working independently or for insurance companies. The role typically involves commission-based income, strong interpersonal skills, and the ability to build client relationships, making it a viable career for those interested in sales and insurance industries.
More about Final Expense Agent jobs

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For Final Expense Agent jobs in Florida, the most frequently searched job titles are:

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The top searched job categories for Final Expense Agent jobs in Florida are:

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Cities in Florida with the most Final Expense Agent job openings:

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Final Expense Agent jobs near you
Infographic showing various Final Expense Agent job openings in Florida as of August 2026, with employment types broken down into 85% Full Time, 10% Part Time, 1% Temporary, 3% Contract, and 1% Nights. Highlights an 89% Physical, 3% Hybrid, and 8% Remote job distribution, with an average salary of $61,132 per year, or $29.4 per hour.

Enrollment Specialist

Alpha Health Advisors LLC

Fort Lauderdale, FL

Full-time

Medical, Life

Re-posted 8 days ago

Job description

Are you a motivated and results-oriented individual with a passion for helping people? Do you thrive in a fast-paced sales environment with excellent earning potential? If so, Alpha Health is looking for a Health Insurance Sales Agent to join our growing team in Pompano Beach, Florida! 

What you get with our company:

- Paid training.

- All the tools to get your license including courses to help study. 

- We pay for testing/fingerprinting.

- You write your own check (unlimited earning potential).

- Daily/weekly bonuses/spiffs. 

Job Duties:

  • Contact and build relationships with potential clients to understand their health insurance needs.
  • Develop customized insurance quotes and proposals.
  • Assist clients with the application process and ensure all necessary documentation is completed accurately.
  • Meet and exceed sales targets and performance goals.
  • Maintain accurate client records and utilize CRM (Customer Relationship Management) software effectively.
  • Network and generate leads through various methods, including referrals, live transfer (NO COLD CALLING!).
  • Provide ongoing customer service and support to existing clients.

It is time for you to shape your future! Join our award winning team today!!

Call or text Aaron (561) 466-4924

Company Description

We are a fast growing insurance agency! We focus on Major Medical Health Insurance and pivoting into Life and Final Expense.