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Entry Level Debt Settlement Jobs (NOW HIRING)

PRIME PARTNER CAPITAL

Debt Relief Consultant

Irvine, CA · On-site

$6.0K - $25K/mo

We are seeking experienced Closers with backgrounds in Debt Settlement, Mortgage, Student Loans, or Insurance sales (preferred)who are ready to thrive in a fast-paced, high-performance environment ...

CreditAssociates

Revenue Specialist

Plano, TX · On-site

$79K - $79K/yr

Our entry-level positions provide a wide range of training that will prepare you for multiple ... Analyze and resolve client-specific scenarios to prevent a settlement default * Reach out to ...

Vermont Judiciary

Family Case Manager

Newport, VT

$28.05/hr

Two years or more in a judicial or legal setting above entry level Graduate work in counseling or a ... debt issues for divorce and civil unions. These conferences will facilitate settlement in cases ...

Vermont Judiciary

Family Case Manager

Newport, VT · On-site

$28.05/hr

Two years or more in a judicial or legal setting above entry level Graduate work in counseling or a ... debt issues for divorce and civil unions. These conferences will facilitate settlement in cases ...

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Entry Level Debt Settlement information

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$22K

$45K

$65K

How much do entry level debt settlement jobs pay per year?

As of Aug 26, 2026, the average yearly pay for entry level debt settlement in the United States is $45,046.00, according to ZipRecruiter salary data. Most workers in this role earn between $37,000.00 and $50,000.00 per year, depending on experience, location, and employer.

What is an entry level debt settlement?

An Entry Level Debt Settlement job involves assisting clients who are struggling with unsecured debts, such as credit cards or personal loans. Employees in this role typically contact creditors on behalf of clients to negotiate lower payoff amounts or create manageable payment plans. They also educate clients about debt settlement options, gather financial information, and help maintain records of settlements. This position often serves as a starting point for careers in financial services or credit counseling.

What are the key skills and qualifications needed to thrive as an entry level debt settlement specialist, and why are they important?

To thrive as an Entry Level Debt Settlement Specialist, you typically need a high school diploma or equivalent, strong negotiation abilities, and basic understanding of financial concepts. Familiarity with CRM software, call center systems, and debt management platforms is commonly required. Excellent communication, active listening, and problem-solving skills help build trust with clients and navigate sensitive financial discussions. These skills are vital to achieving successful settlements, maintaining client satisfaction, and ensuring compliance with industry regulations.

What are some common challenges faced by entry level debt settlement specialists, and how can they be overcome?

Entry-level debt settlement specialists often face challenges such as handling difficult conversations with clients who are under financial stress and negotiating effectively with creditors. Building strong communication skills, practicing empathy, and learning negotiation tactics can help overcome these obstacles. Many organizations provide training and mentorship to support new hires in developing these skills. Additionally, being organized and detail-oriented is crucial for managing multiple client accounts and following regulatory guidelines.

What is the difference between Entry Level Debt Settlement vs Entry Level Credit Counselor?

AspectEntry Level Debt SettlementEntry Level Credit Counselor
CertificationsNone required, but certifications like ACA or IAPDA are beneficialCertifications such as Certified Credit Counselor (CCC) or Financial Counseling certifications often preferred
Work EnvironmentPrivate debt settlement companies, call centers, or online platformsNon-profit agencies, banks, or credit counseling organizations
Primary FocusNegotiating debt reductions with creditors for clientsProviding financial education and budgeting advice to clients
Industry UsageCommon in debt relief and settlement servicesCommon in financial education and consumer credit support

Entry Level Debt Settlement specialists focus on negotiating with creditors to reduce clients' debts, often working in private firms. Entry Level Credit Counselors provide financial guidance and education, typically in non-profit or banking settings. Both roles require strong communication skills but differ in their primary functions and work environments.

More about Entry Level Debt Settlement jobs

What are the most commonly searched types of Debt Settlement jobs?

The most popular types of Debt Settlement jobs are:

What states have the most Entry Level Debt Settlement jobs?

States with the most job openings for Entry Level Debt Settlement jobs include:

What job categories do people searching Entry Level Debt Settlement jobs look for?

The top searched job categories for Entry Level Debt Settlement jobs are:

Entry Level Debt Settlement jobs near you
Infographic showing various Entry Level Debt Settlement job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 87% Full Time, 11% Part Time, and 1% Contract. Highlights an 86% Physical, 4% Hybrid, and 10% Remote job distribution, with an average salary of $45,046 per year, or $21.7 per hour.

Debt Relief Consultant

Irvine, CA • On-site

PRIME PARTNER CAPITAL
See more jobs at PRIME PARTNER CAPITALexternal

$6.0K - $25K/mo

Full-time

Re-posted 27 days ago

Job description

Benefits:
  • Uncapped Income
  • Paid Training
  • Employee discounts
  • Bonus based on performance
  • Company parties
  • Competitive salary
  • Free food & snacks
  • Opportunity for advancement
  • Training & development

Prime Parnter Capital provides high-quality, pre-qualified inbound leads and offers some of the highest earning potential in the industry. We are seeking experienced Closers with backgrounds in Debt Settlement, Mortgage, Student Loans, or Insurance sales (preferred)who are ready to thrive in a fast-paced, high-performance environment and take their income to the next level.
Our team consistently earns strong monthly income — with top performers reaching 3k–$6K per week.
Earnings Potential
  • Estimated monthly earnings: $9k – $15k
  • Top performers: $4,000 – $6,000 per week ($16,000 – $24,000+ per month)
  • Uncapped commissions, bonuses, and SPIFFs

Why Join Our Team?
High-quality, fully pre-screened inbound leads
  • Proven training and streamlined onboarding
  • Industry-leading backend systems
  • User-friendly CRM 
  • Clear growth and advancement opportunities within a rapidly expanding company
  • Nice high rise building 
  • Fun and nice wokring envirotment 
  • No micro managment here 

What You’ll Be Doing as a Debt Consultant

  • Review prospective clients’ financial situations to determine if debt settlement is the right solution
  • Confidently and ethically present programs so clients can make informed decisions
  • Educate clients on benefits, risks, timelines, and expectations
  • Handle objections with professionalism, empathy, and strong product knowledge
  • Clearly explain program terms, monthly payments, and completion timelines
  • Manage inbound calls while proactively following up via phone, text, and email
  • Maintain a strong pipeline to consistently meet or exceed monthly KPIs
  • Ensure full compliance with company policies and all applicable regulations

What We’re Looking For

  • 1+ year of sales experience required
  • (Debt Settlement, Mortgage, Student Loans, or Insurance preferred)
  • 1+ year of call center experience preferred
  • Strong pipeline management and follow-up skills
  • Comfortable using CRM systems and communication tools
  • Excellent communication skills and a strong work ethic
  • Coachable, accountable, and growth-minded
  • Money-motivated and driven to perform at a high levelPosition Details
  • Full-Time | Monday–Friday (8-hour shifts)
  • In-Office Only (No remote)
  •  Uncapped Commission
  • Bonuses & SPIFFs
  • Work Location: In-person