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Remote Debt Settlement Jobs (NOW HIRING)

MCA Clarity

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MCA Settlement Specialist / Debt Relief Sales Rep (Warm + Cold)

New York, NY · Remote

$100K - $140K/yr

Hybrid - NYC and Remote Compensation: Base + commission after 30 day probation | Avg total comp ... Explain how MCA settlement works and how MCA Clarity can reduce their payments and total debt

Array

Account Executive

... debt settlement. * Research and analyze prospect companies, markets, and client needs to create ... remote office * $100/month to subsidize wifi/cell phone expenses * Summer Fridays (half-day ...

Array

Account Executive

OR · On-site +1

... debt settlement. * Research and analyze prospect companies, markets, and client needs to create ... remote office * $100/month to subsidize wifi/cell phone expenses * Summer Fridays (half-day ...

The Community Wellness Project LLC

Sales Associate

Anaheim, CA · On-site +1

$15 - $20.25/hr

... debt settlement, debt negotiation, creditor communication, probate, estate administration ... Remote, hybrid, or local-market engagement depending on business requirements ● Compensation: Up ...

TaxRise

Remote Sales Representative (AZ)

Phoenix, AZ · Remote

$8.0K - $13K/mo

WORK FROM HOME This remote position is available to candidates who reside in Arizona and are ... Experience in debt settlement or other financial hardship sales environments * Background in high ...

TaxRise

Remote Sales Representative (FL)

Miami, FL · Remote

$8.0K - $13K/mo

WORK FROM HOME This remote position is available to candidates who reside in Florida and are ... Experience in debt settlement or other financial hardship sales environments * Background in high ...

TaxRise

Remote Sales Representative (TX)

Dallas, TX · Remote

$8.0K - $13K/mo

WORK FROM HOME This remote position is available to candidates who reside in Texas and are ... Experience in debt settlement or other financial hardship sales environments * Background in high ...

EIDLexit

Manager, Legal Strategy

Houston, TX · Remote

$65K - $90K/yr

We are not a law firm, not a debt settlement company, not a debt consolidation service, and not a ... S. We have 37 fully-remote team members and no office. Houston-area candidates are preferred but ...

Northbound Search

Loan Closer

Manhattan, NY · On-site +1

$50 - $60/hr

This position is remote-hybrid and is interviewing and starting the right candidate immediately ... Prior experience in coordinating the settlement of loan products and securities in private markets ...

Howe Law

Litigation Attorney

Alpharetta, GA · Remote

... remote work. Key responsibilities - Actively collect payments from debtors with unpaid invoices ... settlement offers and dispute resolutions - Explain and defend service agreement terms as ...

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Remote Debt Settlement information

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$21K

$51.3K

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How much do remote debt settlement jobs pay per year?

As of Jul 16, 2026, the average yearly pay for remote debt settlement in the United States is $51,309.00, according to ZipRecruiter salary data. Most workers in this role earn between $40,000.00 and $58,500.00 per year, depending on experience, location, and employer.

What is a Remote Debt Settlement job?

A Remote Debt Settlement job involves working with clients to negotiate and reduce their outstanding debts with creditors, typically over the phone or online. Professionals in this role assess a client’s financial situation, develop settlement strategies, and communicate with creditors to reach favorable terms. Remote debt settlement specialists often work for debt relief agencies or as independent negotiators, helping individuals regain financial stability while working from home. Strong negotiation skills, financial knowledge, and customer service abilities are essential for success in this role.

What are the typical challenges faced while working remotely in debt settlement?

Working remotely in debt settlement often involves navigating time management, maintaining client confidentiality, and effectively engaging customers without in-person contact. Professionals must balance sensitive negotiations over the phone or digital platforms and handle high volumes of casework with accuracy. Additionally, building rapport with clients and collaborating with team members remotely requires strong communication skills and discipline. Overcoming these challenges can lead to greater autonomy, valuable experience in financial negotiation, and advancement opportunities within the financial services industry.

What are the key skills and qualifications needed to thrive in the Remote Debt Settlement position, and why are they important?

Success in Remote Debt Settlement requires strong negotiation skills, a good understanding of financial regulations, and experience in debt collection or financial services. Familiarity with CRM platforms, secure communication tools, and possibly certification in consumer credit counseling are highly valued. Excellent interpersonal communication, problem-solving ability, and resilience under pressure help professionals excel in this role. These combined skills and qualities are essential for effectively resolving client debts while maintaining compliance and positive customer relationships in a remote work setting.

More about Remote Debt Settlement jobs
What cities are hiring for Remote Debt Settlement jobs? Cities with the most Remote Debt Settlement job openings:
What are the most commonly searched types of Debt Settlement jobs? The most popular types of Debt Settlement jobs are:
What states have the most Remote Debt Settlement jobs? States with the most job openings for Remote Debt Settlement jobs include:
What job categories do people searching Remote Debt Settlement jobs look for? The top searched job categories for Remote Debt Settlement jobs are:
Remote Debt Settlement jobs near you
Infographic showing various Remote Debt Settlement job openings in the United States as of July 2026, with employment types broken down into 92% Full Time, 7% Part Time, and 1% Contract. Highlights an 89% Physical, 2% Hybrid, and 9% Remote job distribution, with an average salary of $51,309 per year, or $24.7 per hour.

MCA Settlement Specialist / Debt Relief Sales Rep (Warm + Cold)

MCA Clarity

New York, NY • Remote

$100K - $140K/yr

Full-time

PTO

Posted 14 days ago

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Job description

Company: MCA Clarity

Location: Hybrid - NYC and Remote

Compensation: Base + commission after 30 day probation | Avg total comp $120K base + commissions | Uncapped

About Us

MCA Clarity helps small business owners who are drowning in merchant cash advance (MCA) debt. Many of our clients took on high-cost advances with brutal daily or weekly payments and now need a way out. We negotiate and restructure MCA debt so owners can breathe again and keep their businesses alive. We're growing fast and need closers who can connect with stressed business owners and show them there's a path forward.

The Role

You'll be on the phone all day talking to business owners about their MCA debt — a mix of warm inbound/marketing leads and cold outreach. Your job is to qualify the lead, understand their situation, and determine whether MCA debt settlement is the right fit. You'll build trust quickly, handle objections, and move qualified prospects toward enrolling in our program.

What You'll Do

  • Call warm leads generated from marketing, plus cold-call business owners who may be carrying MCA debt
  • Qualify prospects: how many advances they have, balances, daily/weekly payment burden, and financial hardship
  • Explain how MCA settlement works and how MCA Clarity can reduce their payments and total debt
  • Handle objections with empathy and confidence
  • Follow up consistently and keep the pipeline moving
  • Log all activity accurately in the CRM
  • Hit and exceed daily call, talk-time, and enrollment targets

What We're Looking For

  • Phone sales experience — MCA, debt settlement, merchant services, financial services, or high-volume cold calling strongly preferred
  • Comfortable and effective on cold calls; you don't get rattled by rejection
  • Strong closer with excellent objection-handling skills
  • Ability to connect with stressed business owners and build trust fast
  • Self-motivated, competitive, and money-driven
  • Reliable, coachable, and consistent
  • CRM/dialer experience a plus

Compensation & Growth

We built this comp plan to reward closers and keep raising the ceiling as you produce:

  • First 30 days (probationary): Commission-only at 20% of cash collected — prove you can close and start earning from day one. Client fees start at a $5,000 minimum plus 15% of negotiated savings, so even early deals pay well.
  • After probation: Move to a $36,000 base salary plus 10% commission on cash collected.
  • Built-in raises: Your base ratchets up $10,000/year for every 3 deals you close — the more you produce, the higher your floor goes.
  • Real earning power: Average rep lands around $120K base plus commissions, and there's no cap on top of that.

Your income grows directly with your performance — and once you climb, that higher base is yours to keep.

Ready to close? Apply now with your resume and a quick note on your sales background.