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Remote Debt Settlement Jobs (NOW HIRING)

Cycles

Cycles Institutional Solutions Lead

... Remote (US only) About Cycles Cycles' mission is to clear the most debt, for the most people, with the least money. We are building a neutral clearing layer that interconnects every settlement ...

Arizona Department of Administration

$49K - $58K/yr

REMOTE OPTIONS, PHOENIX Categories: Collector ATTORNEY GENERAL (DEPT OF LAW) COLLECTOR SPECIALIST ... both individual debtors and business debtors, and for communicating with debtors and others ...

JKZ LLP

Associate Attorney - Family Law

San Francisco, CA · On-site +1

$140K - $210K/yr

Represent clients in court hearings, mediations, depositions, settlement conferences, and trials ... Analyze financial information including income, business records, tax returns, and asset/debt ...

INSPYR Solutions

Attorney - CA - remote

Pasadena, CA · On-site +1

Supports corporate compliance with laws and regulations governing debt collection and related ... Demonstrated case analysis ability and a track record of proven settlement skills * Proficient in ...

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Remote Debt Settlement information

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$51.3K

$86K

How much do remote debt settlement jobs pay per year?

As of Aug 6, 2026, the average yearly pay for remote debt settlement in the United States is $51,309.00, according to ZipRecruiter salary data. Most workers in this role earn between $40,000.00 and $58,500.00 per year, depending on experience, location, and employer.

What is a remote debt settlement?

A Remote Debt Settlement job involves working with clients to negotiate and reduce their outstanding debts with creditors, typically over the phone or online. Professionals in this role assess a client’s financial situation, develop settlement strategies, and communicate with creditors to reach favorable terms. Remote debt settlement specialists often work for debt relief agencies or as independent negotiators, helping individuals regain financial stability while working from home. Strong negotiation skills, financial knowledge, and customer service abilities are essential for success in this role.

What are the typical challenges faced while working remotely in debt settlement?

Working remotely in debt settlement often involves navigating time management, maintaining client confidentiality, and effectively engaging customers without in-person contact. Professionals must balance sensitive negotiations over the phone or digital platforms and handle high volumes of casework with accuracy. Additionally, building rapport with clients and collaborating with team members remotely requires strong communication skills and discipline. Overcoming these challenges can lead to greater autonomy, valuable experience in financial negotiation, and advancement opportunities within the financial services industry.

What are the key skills and qualifications needed to thrive in remote debt settlement?

Success in Remote Debt Settlement requires strong negotiation skills, a good understanding of financial regulations, and experience in debt collection or financial services. Familiarity with CRM platforms, secure communication tools, and possibly certification in consumer credit counseling are highly valued. Excellent interpersonal communication, problem-solving ability, and resilience under pressure help professionals excel in this role. These combined skills and qualities are essential for effectively resolving client debts while maintaining compliance and positive customer relationships in a remote work setting.

More about Remote Debt Settlement jobs
What cities are hiring for Remote Debt Settlement jobs? Cities with the most Remote Debt Settlement job openings:
What are the most commonly searched types of Debt Settlement jobs? The most popular types of Debt Settlement jobs are:
What states have the most Remote Debt Settlement jobs? States with the most job openings for Remote Debt Settlement jobs include:
What job categories do people searching Remote Debt Settlement jobs look for? The top searched job categories for Remote Debt Settlement jobs are:
Remote Debt Settlement jobs near you
Infographic showing various Remote Debt Settlement job openings in the United States as of August 2026, with employment types broken down into 88% Full Time, 7% Part Time, and 5% Contract. Highlights an 100% Remote job distribution, with an average salary of $51,309 per year, or $24.7 per hour.

Inside Sales Representative - Debt Consultant

Achieve

Tempe, AZ • On-site, Remote

$100K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 10 days ago

Job description

Company Description
Achieve is a leading digital personal finance company. We help everyday people move from struggling to thriving by providing innovative, personalized financial solutions. By leveraging proprietary data and analytics, our solutions are tailored for each step of our member's financial journey to include personal loans, home equity loans, debt consolidation, financial tools and education. Every day, we get to help our members move their finances forward with care, compassion, and empathetic touch. We put people first and treat them like humans, not account numbers.
Job Description
As a Debt Consultant on our Achieve Debt Resolution team, you'll work with customers facing higher levels of unsecured debt and guide them through personalized solutions to regain financial control. These customers are often further along in their decision journey but require a skilled, consultative approach to fully understand their situation and confidently move forward.
In this role, you'll manage a pipeline of high-value opportunities and lead conversations that balance empathy, education, and financial clarity often closing within 1-2 interactions. This role is designed for experienced sales professionals who excel at building trust quickly, navigating complex financial conversations, and driving clear decisions.
We are proudly offering remote and hybrid options in the Phoenix, AZ metro market. This role requires employees to have high speed internet/fiber broadband connection.
Start Date: September 8th, 2026
Shift(s): Tuesday-Saturday or Sunday-Thursday day shift hours
Hours: 8-hour shifts between the hours of 6:00am-8:00am start times (PDT)
Total Compensation: $75,000- $85,000 on average, and top performers earn $100,000 + annually + benefits. This information represents the expected on-target earnings for this role broken down into an hourly base pay plus uncapped commissions.
What you'll do:
  • Own and manage a pipeline of high-debt, high-intent customers from initial contact through enrollment
  • Lead consultative conversations to understand each customer's full financial picture
  • Clearly explain debt resolution strategies, program structure, and expected outcomes
  • Balance empathy with direction, guiding customers through emotionally and financially complex decisions
  • Drive efficient decision-making and close opportunities, often within 1-2 calls
  • Prioritize opportunities and execute targeted follow-up to maximize conversion
  • Meet and exceed daily, weekly, and monthly sales goals

Qualifications
What you'll bring:
  • 3+ years of experience in inside sales, with a preference for consultative of financial sales environments
  • Proven success in a commission-driven role with consistent goal attainment
  • Strong ability to navigate both emotional and analytical conversations
  • Experience managing a pipeline and prioritizing opportunities effectively
  • Confidence discussing financial situations, trade-offs, and long term outcomes
  • High School diploma or equivalent

What sets you apart:
  • You can quickly build trust with customers in high-stress financial situations
  • You're comfortable leading deeper, more complex conversations- not just transactional sales
  • You know how the guide a customer to a decision, not just provide information
  • You take ownership of your pipeline and results.

Additional Information
Achieve well-being with:
  • Achieve well-being with:
  • Hybrid and remote work opportunities for certain roles
  • 401 (k) with employer match
  • Medical, dental, and vision with HSA and FSA options
  • Competitive vacation and sick time off, as well as dedicated volunteer days
  • Access to wellness support through Employee Assistance Program, physical and mental health wellness programs.
  • Up to $5,250 paid back to you on eligible education expenses
  • Pet care discounts for your furry family members
  • Financial support in times of hardship with our Achieve Care Fund
  • A safe place to connect and a commitment to diversity and inclusion through our six employee resource groups

Join Achieve, change the future.
At Achieve, we're changing millions of lives.
From the single parent trying to catch up on bills to the entrepreneur needing a loan for the next phase of growth, you'll get to be a part of their journey to a better financial future. We're proud to have over 2,500 employees in mainly hybrid jobs with some remote opportunities available for certain roles across the United States with hubs in Arizona, California, and Texas. A career at Achieve is more than a job-it's a place where you can make a true impact, have a sense of belonging, establish a fulfilling career, and put your well-being first.
Attention Agencies & Search Firms: We do not accept unsolicited candidate resumes or profiles. Please do not reach out to anyone within Achieve to market your services or candidates. All inquiries should be directed to Talent Acquisition only. We reserve the right to hire any candidates sent unsolicited and will not pay any fees without a contract signed by Achieve's Talent Acquisition leader.
#LI-JL2 #LI-Hybrid

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