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Part Time Debt Settlement Jobs (NOW HIRING)

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Part Time Debt Settlement information

What is the difference between Part Time Debt Settlement vs Part Time Credit Counselor?

AspectPart Time Debt SettlementPart Time Credit Counselor
CertificationsNone required, but certifications like ACA or IAPDA can helpCertifications such as Certified Credit Counselor (CCC) or National Certified Counselor (NCC)
Work EnvironmentRemote or office-based, negotiating with creditorsOffice or remote, providing financial advice and counseling
Employer & IndustryDebt relief companies, financial servicesNonprofits, credit counseling agencies, financial institutions

Part Time Debt Settlement involves negotiating with creditors to reduce debt amounts, often requiring negotiation skills. Part Time Credit Counselors focus on advising clients on managing debt and improving financial health. While both roles deal with debt, debt settlement emphasizes negotiation and debt reduction, whereas credit counseling centers on education and financial planning.

What are some common challenges faced by part-time debt settlement specialists, and how can they be managed?

Part-time debt settlement specialists often face the challenge of balancing multiple client cases with limited working hours. Prioritizing tasks, maintaining organized records, and using digital tools for tracking communications can help manage workload efficiently. Additionally, building rapport with clients and creditors over potentially sporadic schedules requires strong communication skills and adaptability. Being proactive about staying informed on industry regulations and company updates is also important to ensure effective negotiations and compliance.

What are part time debt settlement jobs?

Part time debt settlement jobs involve assisting clients in negotiating and settling their outstanding debts with creditors, typically on a flexible or reduced-hour basis. These roles may include contacting creditors, explaining settlement options to clients, and helping to develop repayment strategies. Workers in these jobs often communicate with clients by phone or email and may be employed by debt settlement companies or work independently. The part time nature of the job allows for flexible scheduling, making it suitable for those seeking supplemental income or a work-life balance.

What are the key skills and qualifications needed to thrive as a Part Time Debt Settlement Specialist, and why are they important?

To thrive as a Part Time Debt Settlement Specialist, you generally need knowledge of debt resolution processes, basic financial principles, and strong negotiation skills, often supported by a high school diploma or equivalent. Familiarity with customer relationship management (CRM) software, telecommunication systems, and regulatory compliance platforms is typically required. Outstanding communication, problem-solving abilities, and empathy help professionals build trust with clients and navigate sensitive financial situations. These skills and qualities are crucial for successfully negotiating settlements, ensuring regulatory compliance, and maintaining positive client relationships.
More about Part Time Debt Settlement jobs
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What are the most commonly searched types of Debt Settlement jobs? The most popular types of Debt Settlement jobs are:
What job categories do people searching Part Time Debt Settlement jobs look for? The top searched job categories for Part Time Debt Settlement jobs are:
Part Time Debt Settlement jobs near you
Infographic showing various Part Time Debt Settlement job openings in the United States as of June 2026, with employment types broken down into 86% Full Time, and 14% Part Time. Highlights an 71% In-person, and 29% Remote job distribution.
Part Time Patient Financial Service Rep

Part Time Patient Financial Service Rep

Memorial Health

Springfield, IL • On-site

$17.14 - $26.56/hr

Part-time

Posted 16 days ago

Memorial Health rating

6.8

Company rating: 6.8 out of 10

Based on 170 frontline employees who took The Breakroom Quiz

484th of 872 rated healthcare providers

Job description

MinUSD $17.14/Hr.MaxUSD $26.56/Hr.Overview

Shift: Mon - Fri 10am - 2pm

Position Summary:

Responsible for the collection and follow-up of all outstanding self pay and liability balances of ALMH and TMH Patient Accounts in accordance with policies and procedures, and determines customers' eligibility for financial assistance programs. Embodies the Memorial Health System Performance Excellence Standards of Safety, Courtesy, Quality, and Efficiency that support our mission, vision and values.

Qualifications

Education:

High School or GED equivalent required.

Experience:

  • One or more years of health care insurance and/or health care billing experience is required, preferably in the areas of billing, collections, or accounts receivable.
  • Previous experience as a collector is highly desirable.

Other Knowledge/Skills/Abilities:

  • Experience with Microsoft Office products such as Word and Excel preferred.
  • Basic working knowledge of personal computers required and their associate user software is preferred, with the ability to enter, retrieve, and electronically notate system screens.
  • Familiarity with medical terminology, medical procedural (CPT) and diagnosis (ICD-9 & 10) coding and hospital billing claims form UB-04 highly preferred.
  • Ability to multi-task while working on multiple responsibilities simultaneously.
  • Ability to work successful with internal customers and external customers.
  • Highly-developed critical thinking and problem solving-ability to work through complex situations.
  • Knowledge of poverty guidelines, internal/external financial assistance programs and options, medical billing and insurance principles/practices.
  • Demonstrates excellent oral and written communication, customer relations, and listening skills. Must demonstrate the ability to persuade and negotiate effectively.
Responsibilities

Principal Duties & Responsibilities:

  • Greets customers via telephone and determines nature of inquiry. Assists customers as necessary or refers them to internal or external sources.
  • Reviews and prepares past due accounts for collection. Ensures appropriate collection code used for such accounts. Maintains appropriate information needed for Medicare Bad Debt.
  • Assists patients with Financial Assistance applications and bank loans in a timely manner.
  • Researches all sources of potential financial assistance based on the specifics of each application. This may include Medicare, Medicaid, Financial Assistance, bank loans, COBRA, etc.
  • Requests and ensures the receipt of all pertinent information and supplemental documentation for the processing of financial assistance applications. Processes applications and monitors status to ensure an expedient decision involving each case, generating approval/denial letters.
  • Responds to all mail inquiries or requests in a timely manner.
  • Embodies the Memorial Health System Performance Excellence Standards of Safety, Courtesy, Quality, and Efficiency that support our mission, vision and values:
    • SAFETY: Prevent Harm - I put safety first in everything I do.  I take action to ensure the safety of others.
    • COURTESY: Serve Others - I treat others with dignity and respect.  I project a professional image and positive attitude.
    • QUALITY: Improve Outcomes - I continually advance my knowledge, skills and performance.  I work with others to achieve superior results.
    • EFFICIENCY: Reduce Waste - I use time and resources wisely.  I prevent defects and delays.
  • Sets up and reviews terms accounts according to policy and procedure.
  • Identifies self pay accounts at time of service, reviews for potential discounts and/or financial assistance and works with patient regarding payment options.
  • Corresponds with collection agencies regarding payments and other situations with accounts including: review and report of bad debt payments, and review and approval of suit authorizations.
  • Receives reviews and prepares accounts for bankruptcy purposes.
  • Monitors estates and files appropriate paper work when needed.
  • Reviews settlement offers and approves as appropriate.
  • Researches and resolves complex issues associated with patient accounts. As applicable, identifies, documents, and reports problematic trends to leadership.
  • Prepares and monitors monthly contract account.
  • Reviews nursing home correspondence for potential care overlap and the appropriateness of billing Medicare vs. the nursing facility. Ensuring proper billing of those accounts.
  • Identifies opportunities for account consolidation and takes the necessary steps to combine appropriate accounts.
  • Processes and track all payroll deduct activity
  • Processes credit card transaction payments on accounts.
  • Performs other related work as required or requested.
    • Employment Type: PART_TIME

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