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Part Time Debt Settlement Jobs (NOW HIRING)

Part Time Debt Settlement information

What is a part time debt settlement?

Part time debt settlement jobs involve assisting clients in negotiating and settling their outstanding debts with creditors, typically on a flexible or reduced-hour basis. These roles may include contacting creditors, explaining settlement options to clients, and helping to develop repayment strategies. Workers in these jobs often communicate with clients by phone or email and may be employed by debt settlement companies or work independently. The part time nature of the job allows for flexible scheduling, making it suitable for those seeking supplemental income or a work-life balance.

What are the key skills and qualifications needed to thrive as a part time debt settlement specialist?

To thrive as a Part Time Debt Settlement Specialist, you generally need knowledge of debt resolution processes, basic financial principles, and strong negotiation skills, often supported by a high school diploma or equivalent. Familiarity with customer relationship management (CRM) software, telecommunication systems, and regulatory compliance platforms is typically required. Outstanding communication, problem-solving abilities, and empathy help professionals build trust with clients and navigate sensitive financial situations. These skills and qualities are crucial for successfully negotiating settlements, ensuring regulatory compliance, and maintaining positive client relationships.

What are some common challenges faced by part time debt settlement specialists, and how can they be managed?

Part-time debt settlement specialists often face the challenge of balancing multiple client cases with limited working hours. Prioritizing tasks, maintaining organized records, and using digital tools for tracking communications can help manage workload efficiently. Additionally, building rapport with clients and creditors over potentially sporadic schedules requires strong communication skills and adaptability. Being proactive about staying informed on industry regulations and company updates is also important to ensure effective negotiations and compliance.

What is the difference between Part Time Debt Settlement vs Part Time Credit Counselor?

AspectPart Time Debt SettlementPart Time Credit Counselor
CertificationsNone required, but certifications like ACA or IAPDA can helpCertifications such as Certified Credit Counselor (CCC) or National Certified Counselor (NCC)
Work EnvironmentRemote or office-based, negotiating with creditorsOffice or remote, providing financial advice and counseling
Employer & IndustryDebt relief companies, financial servicesNonprofits, credit counseling agencies, financial institutions

Part Time Debt Settlement involves negotiating with creditors to reduce debt amounts, often requiring negotiation skills. Part Time Credit Counselors focus on advising clients on managing debt and improving financial health. While both roles deal with debt, debt settlement emphasizes negotiation and debt reduction, whereas credit counseling centers on education and financial planning.

More about Part Time Debt Settlement jobs

What cities are hiring for Part Time Debt Settlement jobs?

Cities with the most Part Time Debt Settlement job openings:

What are the most commonly searched types of Debt Settlement jobs?

The most popular types of Debt Settlement jobs are:

What job categories do people searching Part Time Debt Settlement jobs look for?

The top searched job categories for Part Time Debt Settlement jobs are:

Infographic showing various Part Time Debt Settlement job openings in the United States as of August 2026, with employment types broken down into 91% Full Time, 8% Part Time, and 1% Contract. Highlights an 91% Physical, 2% Hybrid, and 7% Remote job distribution.

Reimbursement Specialist II

Iselin, NJ • Hybrid


Hackensack Meridian Health

7.8

Company rating: 7.8 out of 10

Based on 362 frontline employees who took The Breakroom Quiz

129th of 893 rated healthcare providers

People enjoy working here

Good employer

Recommended by students


$83K/yr

Full-time, Part-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 11 days ago


Job description

Our team members are the heart of what makes us better.

At Hackensack Meridian Health we help our patients live better, healthier lives — and we help one another to succeed. With a culture rooted in connection and collaboration, our employees are team members. Here, competitive benefits are just the beginning. It’s also about how we support one another and how we show up for our community.

Together, we keep getting better - advancing our mission to transform healthcare and serve as a leader of positive change.

The Reimbursement Specialist II is responsible for preparation of Medicare, Champus and Chapter 160 cost reports, reimbursement compliance and research, reimbursement studies and other related financial analysis as needed.

*This is a Hybrid Position* 


A day in the life of a Reimbursement Specialist II at Hackensack Meridian Health includes:

  • Preparation of the Medicare, Chapter 160 and Champus cost reports for select hospitals.
  • Coordination and accumulation of information needed for the Home Health Agency and Home Office cost reports.
  • Coordination and accumulation of statistical data.
  • Coordination and accumulation of Interns & Residents schedules and all required personal data including preparation of the IRIS.
  • Coordination and support of the Wage Index submission to CMS including acting as the point person for the Wage Index audits.
  • Assistance in the completion of the NJ DSH and Occupational Mix Surveys as needed.
  • Coordinating any bad debt audits by effectively working with Patient Accounting.
  • Research as needed via Internet, relevant publications, reimbursement manuals, etc. to ensure compliance and maximize reimbursement strategies within regulations.
  • Support with select Medicare and Medicaid audits as needed including acting as the point person.
  • Review of audit adjustments including effective communication with outside auditors in resolving any issues as needed.
  • Software input of the cost report data as needed.
  • Performance of financial analysis of relevant reimbursement issues as they arise.
  • Assistance with completion of Form 990, schedule H, as needed.
  • Maintenance of the hospitals IACS access in order to generate PS&R settlement data as requested or needed.
  • Special projects and other duties as assigned by Management.

Education, Knowledge, Skills and Abilities Required:

  • Bachelors Degree or equivalent experience in Finance, Accounting, and /or Economics.
  • 2-3 years hospital reimbursement experience including preparation of cost reports.
  • Demonstrated proficiency in Microsoft Excel and Word.
  • Excellent analytical skills including ability to complete detailed workpapers for an audit trail.
  • Effective written and verbal communication skills.
  • Ability to establish effective working relationships with all levels of the Hackensack Meridian Health organization as needed.

If you feel that the above description speaks directly to your strengths and capabilities, then please apply today!   


Minimum rate of $83,782.40 Annually
HMH is committed to pay equity and transparency for our team members. The posted rate of pay in this job posting is a reasonable good faith estimate of the minimum base pay for this role at the time of posting in accordance with the New Jersey Pay Transparency Act and does not reflect the full value of our market-competitive total rewards package.
The starting rate of pay is provided for informational purposes only and is not a guarantee of a specific offer. Posted hourly rates may be stated as an annual salary in the offer and posted annual salaries may be stated as an hourly rate in the offer, depending on the level and nature of the job duties and credentials of the candidate. The base compensation determined at the time of the offer may be different than the posted rate of pay based on a number of non-discriminatory factors, including but not limited to:
Labor Market Data: Compensation is benchmarked against market data to ensure competitiveness.
Experience: Years of relevant work experience.
Education and Certifications: Level of education attained, including specialized certifications, credentials, completed apprenticeship programs or advanced training.
Skills: Demonstrated proficiency in relevant skills and competencies.
Geographic Location: Cost of living and market rates for the specific location.
Internal Equity: Compensation is determined in a manner consistent with compensation ranges for similar roles within the organization.
Budget and Grant Funding: Departmental budgets and any grant funding associated with the job position may impact the pay that can be offered.
Some jobs may also be eligible for performance-based incentives, bonuses, or commissions not reflected in the starting rate. Certain positions may also be eligible for shift differentials for work performed on evening, night, or weekend shifts.
In addition to our compensation for full-time and part-time (20+ hours/week) job positions, HMH offers a comprehensive benefits package, including health, dental, vision, paid leave, tuition reimbursement, and retirement benefits.

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