Underwriter
Mount Pleasant, SC · On-site
Factoring Underwriter Location: Charleston, SC About the Role We are seeking an experienced ... short-term disability, paid time off) * A collaborative and growth-oriented company culture
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Underwriter
Mount Pleasant, SC · On-site
Factoring Underwriter Location: Charleston, SC About the Role We are seeking an experienced ... short-term disability, paid time off) * A collaborative and growth-oriented company culture
Inside Underwriter
Metairie, LA · On-site
If you have a disability and need assistance with the application, you can request a reasonable ... Underwrite new and renewal business within binding authority and brokerage markets, including ...
Inside Underwriter
Metairie, LA · On-site
If you have a disability and need assistance with the application, you can request a reasonable ... Underwrite new and renewal business within binding authority and brokerage markets, including ...
Underwriter
$75K - $125K/yr
Founded in 2004, Berkley Environmental has underwriting and account executive units in seven ... Health, dental, vision, dental, life, disability, wellness, paid time off, 401(k) and profit ...
Underwriter
$75K - $125K/yr
Founded in 2004, Berkley Environmental has underwriting and account executive units in seven ... Health, dental, vision, dental, life, disability, wellness, paid time off, 401(k) and profit ...
Underwriter
$75K - $125K/yr
Founded in 2004, Berkley Environmental has underwriting and account executive units in seven ... Health, dental, vision, dental, life, disability, wellness, paid time off, 401(k) and profit ...
Underwriter
$75K - $125K/yr
Founded in 2004, Berkley Environmental has underwriting and account executive units in seven ... Health, dental, vision, dental, life, disability, wellness, paid time off, 401(k) and profit ...
Horton, Inc. is currently looking for an Underwriter in the Underwriting Department. The right ... Life & Disability Insurance * Vacation, Sick, Personal Time and Company Holidays * Multiple ...
Horton, Inc. is currently looking for an Underwriter in the Underwriting Department. The right ... Life & Disability Insurance * Vacation, Sick, Personal Time and Company Holidays * Multiple ...
Underwriter
Austin, TX · On-site
Horton, Inc. is currently looking for an Underwriter in the Underwriting Department. The right ... Life & Disability Insurance * Vacation, Sick, Personal Time and Company Holidays * Multiple ...
Underwriter
Austin, TX · On-site
Horton, Inc. is currently looking for an Underwriter in the Underwriting Department. The right ... Life & Disability Insurance * Vacation, Sick, Personal Time and Company Holidays * Multiple ...
Associate Underwriter
San Antonio, TX · On-site
If you have a disability and need assistance with the application, you can request a reasonable ... This role underwrites new and renewal business, applies rating and risk assessment principles, and ...
Associate Underwriter
San Antonio, TX · On-site
If you have a disability and need assistance with the application, you can request a reasonable ... This role underwrites new and renewal business, applies rating and risk assessment principles, and ...
Inside Underwriter
Metairie, LA · On-site
If you have a disability and need assistance with the application, you can request a reasonable ... Underwrite new and renewal business within binding authority and brokerage markets, including ...
Inside Underwriter
Metairie, LA · On-site
If you have a disability and need assistance with the application, you can request a reasonable ... Underwrite new and renewal business within binding authority and brokerage markets, including ...
Inside Underwriter
Sacramento, CA · On-site
$72K - $90K/yr
If you have a disability and need assistance with the application, you can request a reasonable ... Underwrite new and renewal business within binding authority and brokerage markets, including ...
Inside Underwriter
Sacramento, CA · On-site
$72K - $90K/yr
If you have a disability and need assistance with the application, you can request a reasonable ... Underwrite new and renewal business within binding authority and brokerage markets, including ...
Underwriter
Draper, UT · On-site
Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee ... disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation ...
Underwriter
Draper, UT · On-site
Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee ... disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation ...
Underwriter
$250K/yr
The position underwrites newline and renewal accounts submitted through the online platform ... disability, medical condition, genetic information, military and veteran status, age, and pregnancy ...
Underwriter
$250K/yr
The position underwrites newline and renewal accounts submitted through the online platform ... disability, medical condition, genetic information, military and veteran status, age, and pregnancy ...
Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee ... disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation ...
Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee ... disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation ...
Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee ... disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation ...
Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee ... disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation ...
Underwriter
Warwick, RI · On-site
Underwrite new and renewal business within assigned program(s), ensuring compliance with ... disability or veteran's status, or any other characteristic protected by local, state or federal ...
Underwriter
Warwick, RI · On-site
Underwrite new and renewal business within assigned program(s), ensuring compliance with ... disability or veteran's status, or any other characteristic protected by local, state or federal ...
If you have a disability and need assistance with the application, you can request a reasonable ... Underwrite new and renewal business, including evaluating risk, conducting rating, and ...
If you have a disability and need assistance with the application, you can request a reasonable ... Underwrite new and renewal business, including evaluating risk, conducting rating, and ...
Associate Underwriter
Farmington Hills, MI · On-site
Our Associate Underwriters underwrite and supervise a portion of an Underwriter's book of business ... origin, disability, veteran status, marital status, pregnancy, sexual orientation, genetic ...
Associate Underwriter
Farmington Hills, MI · On-site
Our Associate Underwriters underwrite and supervise a portion of an Underwriter's book of business ... origin, disability, veteran status, marital status, pregnancy, sexual orientation, genetic ...
Associate Underwriter
Centennial, CO · On-site
Our Associate Underwriters underwrite and supervise a portion of an Underwriter's book of business ... origin, disability, veteran status, marital status, pregnancy, sexual orientation, genetic ...
Associate Underwriter
Centennial, CO · On-site
Our Associate Underwriters underwrite and supervise a portion of an Underwriter's book of business ... origin, disability, veteran status, marital status, pregnancy, sexual orientation, genetic ...
If you have a disability and need assistance with the application, you can request a reasonable ... Underwrite new and renewal business within binding authority and brokerage markets, including ...
If you have a disability and need assistance with the application, you can request a reasonable ... Underwrite new and renewal business within binding authority and brokerage markets, including ...
Inside Underwriter
$72K - $90K/yr
If you have a disability and need assistance with the application, you can request a reasonable ... Underwrite new and renewal business within binding authority and brokerage markets, including ...
Inside Underwriter
$72K - $90K/yr
If you have a disability and need assistance with the application, you can request a reasonable ... Underwrite new and renewal business within binding authority and brokerage markets, including ...
Inside Underwriter
San Antonio, TX · On-site
If you have a disability and need assistance with the application, you can request a reasonable ... Underwrite new and renewal business within binding authority and brokerage markets, including ...
Inside Underwriter
San Antonio, TX · On-site
If you have a disability and need assistance with the application, you can request a reasonable ... Underwrite new and renewal business within binding authority and brokerage markets, including ...
Disability Underwriter information
See salary details
$32.5K - $42.2K
5% of jobs
$42.2K - $52K
9% of jobs
$60.6K is the 25th percentile. Wages below this are outliers.
$52K - $61.7K
12% of jobs
$61.7K - $71.4K
20% of jobs
The median wage is $74.5K / yr.
$71.4K - $81.1K
12% of jobs
$87.7K is the 75th percentile. Wages above this are outliers.
$81.1K - $90.9K
25% of jobs
$90.9K - $100.6K
7% of jobs
$100.6K - $110.3K
3% of jobs
$110.3K - $120K
2% of jobs
$120K - $129.8K
2% of jobs
$129.8K - $139.5K
2% of jobs
$32.5K
$78.9K
$139.5K
How much do disability underwriter jobs pay per year?
As of Jul 22, 2026, the average yearly pay for disability underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.
Will AI replace underwriting?
Disability underwriters analyze applications and assess risk, and AI tools are increasingly used to automate data collection and initial risk evaluation. However, human judgment remains essential for complex cases, ethical considerations, and final decision-making, so AI is more likely to augment rather than fully replace underwriters in the near future.
What are the typical daily responsibilities of a Disability Underwriter?
As a Disability Underwriter, your daily tasks include reviewing applications, assessing medical and occupational risks, analyzing financial documents, and determining whether to approve or decline insurance coverage. You may work closely with agents, brokers, and medical professionals to gather additional information and clarify complex cases. The role often involves balancing multiple cases at different stages while ensuring compliance with company policies and regulations. Effective time management and clear documentation are essential, as your work directly impacts customers and the organization’s risk profile.
What are the key skills and qualifications needed to thrive in the Disability Underwriter position, and why are they important?
To thrive as a Disability Underwriter, you need strong analytical skills, attention to detail, and a background in insurance, finance, or a related field, often supported by a relevant degree. Familiarity with industry-specific underwriting software, claims management systems, and professional certifications like the Chartered Insurance Professional (CIP) designation are valuable. Excellent communication, problem-solving abilities, and negotiation skills help standout candidates collaborate effectively with clients and internal teams. These competencies ensure accurate risk assessment, informed decision-making, and high-quality service in evaluating disability insurance applications.
What is the highest paid underwriter?
The highest paid underwriters are typically senior or specialized professionals in fields like insurance or finance, earning salaries that can exceed $150,000 annually, especially with extensive experience, advanced certifications, or leadership roles. Compensation varies by industry, location, and company size, with some top earners working in large corporations or niche markets.
What does a disability underwriter do?
A disability underwriter evaluates insurance applications to determine the risk of insuring an individual against disability. They review medical records, assess policy terms, and decide on coverage eligibility and premium rates, often using specialized underwriting software. Strong analytical skills and knowledge of health conditions are essential for this role.
What is a Disability Underwriter job?
A Disability Underwriter evaluates insurance applications to determine an applicant's risk level for disability insurance coverage. They analyze medical records, financial documents, and occupational risks to assess eligibility and premium rates. Their goal is to ensure fair underwriting decisions that balance customer needs with insurer profitability.
More about Disability Underwriter jobs
What cities are hiring for Disability Underwriter jobs? Cities with the most Disability Underwriter job openings:
What are the most commonly searched types of Disability Underwriter jobs? The most popular types of Disability Underwriter jobs are:
What states have the most Disability Underwriter jobs? States with the most job openings for Disability Underwriter jobs include:
What job categories do people searching Disability Underwriter jobs look for? The top searched job categories for Disability Underwriter jobs are:
Full-time
Medical, Dental, Vision, Life, Retirement, PTO
Re-posted 7 days ago
Job description
Factoring Underwriter
Location: Charleston, SC
About the Role
We are seeking an experienced Underwriter specializing in Factoring to join our growing team. This role is critical in evaluating, structuring, and approving credit facilities for small to mid-sized businesses. The ideal candidate will bring deep a knowledge of Factoring/Commercial Finance with the ability to balance credit risk with business growth objectives.
Key Responsibilities
- Transaction Underwriting & Credit Analysis
- Conduct in-depth analysis of client and account debtor financials, cash flow trends, debt levels, and liquidity.
- Champion the underwriting process for credit facilities, from initial assessment through final approval
- Evaluate collateral quality, with an emphasis on accounts receivable verification, debtor concentrations, and invoice aging reports.
- Risk Assessment & Structuring
- Identify potential risks, including credit, operational, legal, and fraud-related risks, and recommend appropriate mitigants.
- Structure facilities in alignment with company credit policies, capital requirements, and regulatory guidelines.
- Recommend advance rates, reserves, and concentration limits based on client profile and collateral quality.
- Credit Memo Preparation & Presentation
- Prepare comprehensive credit memoranda that clearly outline client strengths, weaknesses, and risk factors.
- Present and defend underwriting recommendations to the Credit Committee, senior management, and executive leadership.
- Cross-Functional Collaboration
- Work with sales teams to structure competitive yet risk-appropriate proposals.
- Work closely with legal counsel and senior management to ensure loan documents, factoring agreements, and collateral filings are accurate and enforceable.
- Support operations and account management teams during onboarding to ensure smooth client transitions.
- Portfolio Management & Monitoring
- Provide ongoing oversight of approved facilities, monitoring credit performance against projections and covenants.
- Analyze trends in client AR quality, debtor payment performance, and borrowing base compliance.
- Recommend facility modifications, risk rating changes, or exit strategies as needed.
- Market & Industry Insight
- Stay informed on economic conditions, industry trends, and competitive practices impacting factoring.
- Leverage industry knowledge to anticipate risks and identify new underwriting opportunities.
Qualifications
- Bachelor’s degree in accounting, business, or related field
- 3+ years of underwriting experience in factoring/commercial finance
- Strong analytical and financial modeling skills.
- In-depth knowledge of UCC filings, lien searches, and collateral documentation.
- Proven ability to assess risk and structure transactions within policy and compliance frameworks.
- Excellent communication skills, both written and verbal, with the ability to present findings to executives and committees.
- Detail-oriented, organized, and able to handle multiple transactions simultaneously.
- Understanding of the underwriting process by asset class.
What We Offer
- Competitive compensation and performance-based incentives
- Comprehensive benefits package (medical, dental, vision, 401k and matching, life, short-term disability, paid time off)
- A collaborative and growth-oriented company culture
- Profit sharing per company handbook guidelines