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Disability Underwriter Jobs in Michigan (NOW HIRING)

Job Purpose The Underwriter determines appropriate risk classification for policies based on ... disability, marital status, legally-protected medical condition, citizenship, ancestry, height ...

New

Captives Underwriter

Grand Rapids, MI · Hybrid

$124K - $199K/yr

Senior Executive Underwriter - UW07CCExecutive Underwriter - UW07CD We're determined to make a ... Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or ...

Captives Underwriter

Troy, MI · Hybrid

$124K - $199K/yr

Senior Executive Underwriter - UW07CCExecutive Underwriter - UW07CD We're determined to make a ... Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or ...

Sr. Underwriter

Lansing, MI

$99K - $118K/yr

Job Purpose The Sr Underwriter determines appropriate risk classification for policies based on ... disability, marital status, legally-protected medical condition, citizenship, ancestry, height ...

New

... disability, medical condition, genetic information, military and veteran status, age, and pregnancy ... Underwriting experience preferably in the Middle Market Monoline Property segment. * Confidence to ...

The Underwriter would be accountable for new business production and execution of underwriting ... disability, medical condition, genetic information, military and veteran status, age, and pregnancy ...

... disability, veteran status, marital status, sexual orientation, genetic information or any other status or condition protected by the laws or regulations in the locations where we operate.

... disability, medical condition, genetic information, military and veteran status, age, and pregnancy ... Underwriting experience preferably in the Middle Market Monoline Property segment. * Confidence to ...

Senior Underwriter

Troy, MI

$93K - $110K/yr

Ensures that Company operating standards are met for underwriting and compliance by utilizing ... We will ensure that individuals with disabilities are provided reasonable accommodation to ...

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Disability Underwriter information

What is a disability underwriter?

A Disability Underwriter evaluates insurance applications to determine an applicant's risk level for disability insurance coverage. They analyze medical records, financial documents, and occupational risks to assess eligibility and premium rates. Their goal is to ensure fair underwriting decisions that balance customer needs with insurer profitability.

What are the typical daily responsibilities of a disability underwriter?

As a Disability Underwriter, your daily tasks include reviewing applications, assessing medical and occupational risks, analyzing financial documents, and determining whether to approve or decline insurance coverage. You may work closely with agents, brokers, and medical professionals to gather additional information and clarify complex cases. The role often involves balancing multiple cases at different stages while ensuring compliance with company policies and regulations. Effective time management and clear documentation are essential, as your work directly impacts customers and the organization’s risk profile.

What are the key skills and qualifications needed to thrive in the disability underwriter position, and why are they important?

To thrive as a Disability Underwriter, you need strong analytical skills, attention to detail, and a background in insurance, finance, or a related field, often supported by a relevant degree. Familiarity with industry-specific underwriting software, claims management systems, and professional certifications like the Chartered Insurance Professional (CIP) designation are valuable. Excellent communication, problem-solving abilities, and negotiation skills help standout candidates collaborate effectively with clients and internal teams. These competencies ensure accurate risk assessment, informed decision-making, and high-quality service in evaluating disability insurance applications.

What are the most commonly searched types of Disability Underwriter jobs in Michigan?

The most popular types of Disability Underwriter jobs in Michigan are:

What are popular job titles related to Disability Underwriter jobs in Michigan?

For Disability Underwriter jobs in Michigan, the most frequently searched job titles are:

What job categories do people searching Disability Underwriter jobs in Michigan look for?

The top searched job categories for Disability Underwriter jobs in Michigan are:

Infographic showing various Disability Underwriter job openings in Michigan as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 20% Part Time, 2% Temporary, 3% Contract, and 2% Nights. Highlights an 94% Physical, 3% Hybrid, and 3% Remote job distribution.

Full-time

Posted 3 days ago

New


Job description

If you are an internal associate, please login to Workday and apply through Jobs Hub.

Job PurposeThe Underwriter determines appropriate risk classification for policies based on collection of data, detailed research, and sound judgment using company underwriting criteria and philosophy. The Underwriter reviews cases and determines necessary medical, non-medical, and compliance requirements. This individual provides information about the underwriting process to producers and customers.Essential Responsibilities
  • Reviews insurance reinstatement/reissue applications and documentation to evaluate the eligibility of each applicant in accordance with company guidelines and standards. Determines necessary medical, non-medical, regulatory, and compliance requirements. Escalates applications to Compliance when further review is required.
  • Determines the appropriate risk classification based on detailed research, collection and analysis of data, and sound judgment using the underwriting criteria and philosophy. Makes sound risk selections to protect the company and satisfy customer expectations.
  • Assesses the need for additional information or for referral to a Sr Underwriter for opinion or recommendation.
  • Advises financial professional and customer(s) about the rationale for underwriting decisions, including adverse ones.
  • Assists the financial professional when there is a request or need for information relating to any aspect of the underwriting process.
  • Supports customers, financial professionals, and internal associates with complex underwriting service issues.
  • Has approval authority up to $250,000 standard risk through $2.5 million all rates, with review limits up to $5 million.
Other Duties
  • Performs project and committee work as assigned.
  • Performs basic clerical duties required to support the underwriting process.
  • Interprets normal electrocardiograms (ECG/EKG).
  • Identifies and orchestrates updates to the Life Underwriting Guide.
  • Performs other duties and/or projects as assigned.
Knowledge, Skills and Abilities
  • Strong verbal and written communication skills with an ability to effectively communicate underwriting decisions.
  • Knowledge of underwriting risk assessment principles, research techniques, and medical terminology and treatments.
  • Ability to exercise good judgment in the application of underwriting techniques.
  • Strong product knowledge.
  • Solid analytical and problem-solving skills.
  • Strong organization and prioritization skills.
  • Ability to work well under pressure.
  • Strong customer service skills.
  • Proficient in Microsoft Office applications and other relevant department software.
  • Ability to work independently and as part of a team.
Qualifications
  • Bachelor's Degree or equivalent combination of education and/or experience required.
  • 1+ years of life underwriting experience required.
  • Active pursuit or completion of a LOMA designation preferred.

Jackson is proud to be an equal opportunity workplace. The Company subscribes to and endorses federal and state laws and regulations relating to equal employment opportunity for all persons without regard to race, color, religion, gender, age, national origin, legally-recognized disability, marital status, legally-protected medical condition, citizenship, ancestry, height, weight, sexual orientation, veteran status, or any other factor not related to the needs of the job. The Company is committed to a policy of equal opportunity. Company facilities and campuses are tobacco-free environments.