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Disability Underwriter Jobs in Michigan (NOW HIRING)

Auto-Owners Insurance

Life/Health Underwriter

Lansing, MI · On-site

$52 - $76/hr

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee ... disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation ...

Atain

E&S Underwriter

Farmington Hills, MI · On-site

... disability, veteran status, marital status, sexual orientation, genetic information or any other status or condition protected by the laws or regulations in the locations where we operate. #LI-JS1

AD Mortgage

Senior Underwriter

Troy, MI

$93K - $110K/yr

Ensures that Company operating standards are met for underwriting and compliance by utilizing ... We will ensure that individuals with disabilities are provided reasonable accommodation to ...

AD Mortgage

Government Senior Underwriter

Troy, MI · On-site +1

$93K - $110K/yr

We will ensure that individuals with disabilities are provided reasonable accommodation to ... Department Mortgage Operations | Underwriting Role Government Senior Underwriter Locations Troy MI ...

Auto-Owners Insurance

Farm Underwriter

Lansing, MI · On-site

Auto-Owners Insurance, a top-rated insurance carrier, is seeking entry level motivated Underwriting ... disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation ...

AD Mortgage

Government Senior Underwriter

Troy, MI · Remote

$93K - $110K/yr

Ensures that Company operating standards are met for underwriting and compliance by utilizing ... We will ensure that individuals with disabilities are provided reasonable accommodation to ...

AD Mortgage

Junior Underwriter

Troy, MI

Become a Master Underwriter At AD Mortgage , we don't just hire Underwriters; we build them. We are ... We will ensure that individuals with disabilities are provided reasonable accommodation to ...

AD Mortgage

Mortgage Underwriter

Troy, MI

Become a Master Underwriter At AD Mortgage , we don't just hire Underwriters; we build them. We are ... We will ensure that individuals with disabilities are provided reasonable accommodation to ...

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All JobsDisability Underwriter JobsDisability Underwriter Jobs in Michigan

Disability Underwriter information

What is a disability underwriter?

A Disability Underwriter evaluates insurance applications to determine an applicant's risk level for disability insurance coverage. They analyze medical records, financial documents, and occupational risks to assess eligibility and premium rates. Their goal is to ensure fair underwriting decisions that balance customer needs with insurer profitability.

What are the typical daily responsibilities of a disability underwriter?

As a Disability Underwriter, your daily tasks include reviewing applications, assessing medical and occupational risks, analyzing financial documents, and determining whether to approve or decline insurance coverage. You may work closely with agents, brokers, and medical professionals to gather additional information and clarify complex cases. The role often involves balancing multiple cases at different stages while ensuring compliance with company policies and regulations. Effective time management and clear documentation are essential, as your work directly impacts customers and the organization’s risk profile.

What are the key skills and qualifications needed to thrive in the disability underwriter position, and why are they important?

To thrive as a Disability Underwriter, you need strong analytical skills, attention to detail, and a background in insurance, finance, or a related field, often supported by a relevant degree. Familiarity with industry-specific underwriting software, claims management systems, and professional certifications like the Chartered Insurance Professional (CIP) designation are valuable. Excellent communication, problem-solving abilities, and negotiation skills help standout candidates collaborate effectively with clients and internal teams. These competencies ensure accurate risk assessment, informed decision-making, and high-quality service in evaluating disability insurance applications.

What are the most commonly searched types of Disability Underwriter jobs in Michigan?

The most popular types of Disability Underwriter jobs in Michigan are:

What are popular job titles related to Disability Underwriter jobs in Michigan?

For Disability Underwriter jobs in Michigan, the most frequently searched job titles are:

What job categories do people searching Disability Underwriter jobs in Michigan look for?

The top searched job categories for Disability Underwriter jobs in Michigan are:

Disability Underwriter jobs near you
Infographic showing various Disability Underwriter job openings in Michigan as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 20% Part Time, 2% Temporary, 3% Contract, and 2% Nights. Highlights an 94% Physical, 3% Hybrid, and 3% Remote job distribution.

Life/Health Underwriter

Auto-Owners Insurance

Lansing, MI • On-site

$52 - $76/hr

Other

Retirement, PTO

Posted 12 days ago

Auto-Owners Insurance rating

9.2

Company rating: 9.2 out of 10

Based on 35 frontline employees who took The Breakroom Quiz

23rd of 315 rated insurance

Job description

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.

We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, this specific role could have the flexibility to work from home up to 3 days per week.

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team.

Job Description

This job performs and applies insurance coverage, rules and guidelines to execute the underwriting decision-making process according to Company underwriting philosophy.

This job includes training and development through completion of the Company’s underwriter training program for the assigned line of insurance and requires the person to:

  • Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions
  • Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use
  • Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgement
  • Analyze loss experience, financial conditions and physical characteristics of risks
  • Acquire a working knowledge of supporting sections of the underwriting department
  • Effectively communicate with independent agents and other associates through verbal and/or written means
  • Participate in and successfully complete the Company underwriter training program
Desired Skills & Experience
  • Bachelor’s degree or direct equivalent experience with property/casualty underwriting
  • Ability to organize data, multi-task and make decisions independently
  • Above average communication skills (written and verbal)
  • Ability to write reports and compose correspondence
  • Ability to resolve complex issues
  • Continually develop product knowledge through participation in approved educational programs
Benefits

We offer a friendly work environment, structured training program, employee mentoring and an excellent compensation/benefits package.

  • competitive base salary, matched 401(k), fully-funded pension plan (once vested), and bonus programs
  • generous paid time off including holidays, vacation days, personal time, and sick leave
Equal Employment Opportunity

Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.

*Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.

#LI-AT1 #LI-Hybrid

About the Company

Auto-Owners Insurance is a mutual insurance company with a simple human sense approach to business. This means we answer the phone because it’s ringing, we treat people like they’re people, and we believe the right way is the human way.

Established in 1916 and headquartered in Lansing, Michigan, we currently operate in 26 states.

We partner with independent agencies to sell our products to the communities we serve, and we are consistently acknowledged for our superior customer service.

We are proud to have been ranked among the Fortune 500 every year since 2002.

#J-18808-Ljbffr

What Auto-Owners Insurance employees say

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