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Disability Underwriter Jobs in Florida (NOW HIRING)

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee ... disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation ...

If you have a disability and need assistance with the application, you can request a reasonable ... This role underwrites new and renewal business, applies rating and risk assessment principles, and ...

If you have a disability and need assistance with the application, you can request a reasonable ... Underwrite new and renewal business, including evaluating risk, conducting rating, and ...

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee ... disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation ...

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee ... disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation ...

... disability, a Health Savings Account (HSA), a Flexible Spending Account (FSA), and various other ... Underwriter completes a thorough analysis of loan files to determine compliance with company ...

Underwriter

Doral, FL · On-site +1

$10K/mo

The Underwriter is responsible for evaluating, assessing, and managing the risk associated with ... Disability, and Critical Illness plans • Life Insurance • 401k/403B with Employer Match • ...

Underwriter

Doral, FL · On-site +1

$10K/mo

The Underwriter is responsible for evaluating, assessing, and managing the risk associated with ... Disability, and Critical Illness plans • Life Insurance • 401k/403B with Employer Match • ...

Underwriter

Doral, FL · On-site +1

$10K/mo

The Underwriter is responsible for evaluating, assessing, and managing the risk associated with ... Disability, and Critical Illness plans • Life Insurance • 401k/403B with Employer Match • ...

Underwriter

Doral, FL · On-site +1

The Underwriter is responsible for evaluating, assessing, and managing the risk associated with ... Disability, and Critical Illness plans • Life Insurance • 401k/403B with Employer Match • ...

Captives Underwriter

Lake Mary, FL · Hybrid

$124K - $199K/yr

Senior Executive Underwriter - UW07CCExecutive Underwriter - UW07CD We're determined to make a ... Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or ...

Benefits Underwriter

Tampa, FL · On-site +1

$60K - $75K/yr

The Benefits Underwriter will manage health insurance risk and premium pricing for Engage PEO ... Health,Life Disability, Dental, and Vision plans * Familiarity with ACA and compliance, preferred

Insurance Underwriter

Gainesville, FL · On-site

$100K - $300K/yr

We reasonably accommodate individuals with handicaps, disabilities and bona fide religious beliefs. Jobs Career Position Hiring. CONSIDERED EXPERIENCE INCLUDES: Insurance Underwriter Specialty ...

Insurance Underwriter

Gainesville, FL · On-site

$100K - $300K/yr

We reasonably accommodate individuals with handicaps, disabilities and bona fide religious beliefs. Jobs Career Position Hiring. CONSIDERED EXPERIENCE INCLUDES: Insurance Underwriter Specialty ...

The Underwriter II is a highly skilled professional, proficient in all aspects of underwriting ... Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance * Financial Benefits : ESPP; 401k;

The Underwriter II is a highly skilled professional, proficient in all aspects of underwriting ... Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance * Financial Benefits: ESPP; 401k;

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Showing results 1-20

Disability Underwriter information

See Florida salary details

$24.3K

$58.9K

$104.2K

How much do disability underwriter jobs pay per year?

As of Aug 12, 2026, the average yearly pay for disability underwriter in Florida is $58,945.00, according to ZipRecruiter salary data. Most workers in this role earn between $45,600.00 and $65,000.00 per year, depending on experience, location, and employer.

What are the typical daily responsibilities of a disability underwriter?

As a Disability Underwriter, your daily tasks include reviewing applications, assessing medical and occupational risks, analyzing financial documents, and determining whether to approve or decline insurance coverage. You may work closely with agents, brokers, and medical professionals to gather additional information and clarify complex cases. The role often involves balancing multiple cases at different stages while ensuring compliance with company policies and regulations. Effective time management and clear documentation are essential, as your work directly impacts customers and the organization’s risk profile.

What are the key skills and qualifications needed to thrive in the disability underwriter position, and why are they important?

To thrive as a Disability Underwriter, you need strong analytical skills, attention to detail, and a background in insurance, finance, or a related field, often supported by a relevant degree. Familiarity with industry-specific underwriting software, claims management systems, and professional certifications like the Chartered Insurance Professional (CIP) designation are valuable. Excellent communication, problem-solving abilities, and negotiation skills help standout candidates collaborate effectively with clients and internal teams. These competencies ensure accurate risk assessment, informed decision-making, and high-quality service in evaluating disability insurance applications.

What is a disability underwriter?

A Disability Underwriter evaluates insurance applications to determine an applicant's risk level for disability insurance coverage. They analyze medical records, financial documents, and occupational risks to assess eligibility and premium rates. Their goal is to ensure fair underwriting decisions that balance customer needs with insurer profitability.

What are the most commonly searched types of Disability Underwriter jobs in Florida? The most popular types of Disability Underwriter jobs in Florida are:
What job categories do people searching Disability Underwriter jobs in Florida look for? The top searched job categories for Disability Underwriter jobs in Florida are:
Infographic showing various Disability Underwriter job openings in Florida as of August 2026, with employment types broken down into 100% Full Time. Highlights an 96% In-person, and 4% Hybrid job distribution, with an average salary of $58,945 per year, or $28.3 per hour.

Chief Underwriter - Business Consultant

The Hartford

Lake Mary, FL • On-site, Remote

$86K - $138K/yr

Full-time

Re-posted 6 days ago


The Hartford rating

8.8

Company rating: 8.8 out of 10

Based on 121 frontline employees who took The Breakroom Quiz

57th of 304 rated insurance


Job description

Regional Account Chief UW GB - UO07EESr Business Consultant - BB07AE

We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.

The Underwriting Senior Business Consultant position in Group Reinsurance Plus (GRP) is a dynamic position involving the application of product knowledge and technical underwriting skills to the best practices, training and quality management provided for the benefit of GRP and its reinsurance clients. This position involves partnership with key underwriting and business contacts both internally and externally to deliver creative, yet practical solutions.

Your career here means leveraging your previous underwriting expertise in your new Shared Services role through collaboration, inclusivity, innovative thinking and so much more. Here, doing things the way they've always been done isn't a part of the job. Here, you'll be putting your creative insights to work with the underwriting team and leaders, having a seat at the table with key decision makers. And you'll have any number of opportunities for your career to grow in whatever direction you choose.

Responsibilities:

Best Practices

  • Act as the gatekeeper of GRP best practices to ensure new guidelines, process and procedures, and related underwriting bulletin articles have been fully vetted.

  • Work closely with GRP Underwriting Subject Matter Experts (SMEs) and GB Underwriting Best Practices to ensure that GRP's underwriting policies and procedures are reflective of current practices, where deemed to be applicable.

  • Draft, peer review and publish new or revised content for our internal underwriting SharePoint sites and external underwriting manuals.

Training and Education

  • Develop, deliver and maintain internal and client company training curriculum, including robust and pertinent case studies, training agreements, knowledge assessments and course evaluations, focusing primarily on the pricing protocols, risk assessment, financial analysis and other topics unique to Group Life, Disabilityand Supplemental Health.

Quality Management

  • Perform internal quality management reviews for group life and disability, including rate development, policies and procedures, proposal and presale analysis memos, and provide thoughtful insight as to an individual's areas of excellence and opportunity.

  • Perform presale quality management reviews for reinsurance clients that perform their own underwriting as well as other special studies, audits and training reviews to gain insight into GRP or client underwriting practices.

  • Develop and work with others to execute on action plans designed to improve the quality of GRP and client underwriting based on quality management results, such as enhanced best practices, training, revised underwriting authority limits, etc.

Strategic Reserve

  • Act as strategic reserve and underwrite new business quotes, renewals and sold case submissions as requested during periods of high demand or limited capacity on other teams.

Other

  • Lead and/or actively participate in various functional or cross-functional initiatives within GRP or with other areas within Group Benefits.

Qualifications:

  • Group life and disability underwriting skills, preferably with 4 or more years underwriting experience including experience rated size segments.

  • Excellent communication, interpersonal and presentation skills, including ability to communicate to audiences with varying levels of expertise and job level.

  • Proven analytical abilities with keen attention to detail balanced with the ability to see and make sense of the big picture, make recommendations and propose solutions.

  • Demonstrated organization and prioritization management skills, including project management and ability to manage competing priorities in a fast-paced work environment

  • Highly self-motivated, takes ownership and is able to work independently and with limited direction

  • Group reinsurance, advanced product, continuous improvement and and/or change management experience preferred but not required.

***This position can be filled at different levels depending on experience

Salary $86,400-$138,600

This role can have a Hybrid or Remote work schedule. Candidates who live near one of our office locations will have the expectation of working in an office 3 days a week (Tuesday through Thursday).Candidates who do not live near an office will have aremote work schedule, with the expectation of coming into an office as business needs arise.

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

86,400 - 138,600

The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.

Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

About Us|Our Culture | What It's Like to Work Here | Perks & Benefits


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About Hartford

Sourced by ZipRecruiter

Hartford Financial Services Group, widely recognized as The Hartford, is a renowned company based in Hartford, CT, US. Established in 1810, it has evolved into an industry leader in the insurance and financial services sector, proudly serving more than one million businesses in the US. The Hartford is committed to offering a gamut of insurance products that include homeowners, automobile, and business insurance as well as employee benefits and mutual funds. The company’s core values revolve around customer-focused innovations, diversity and inclusion, and ethical dealings that have earned them a customer-centric reputation. This shapes their mission which revolves around aiding their clients to overcome unforeseen obstacles and enhancing their wealth over time. Among the company's noted accomplishments is being consistently listed among the World's Most Ethical Companies, a testament to their unwavering commitment towards responsible business practices.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Hartford, CT, US

Year founded

1810

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