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Life Insurance Broker Jobs in Florida (NOW HIRING)

American Equity Partners

Life Insurance Broker

Miami, FL

$4.0K - $6.0K/wk

Join American Equity Partners as a Life Insurance Broker We're looking for motivated Life Insurance Brokers to join our growing team in Miami. This is an exciting opportunity to build your own book ...

Symmetry

Remote Life Insurance Broker

Gainesville, FL · Remote

$50K - $100K/yr

We are looking for Life Insurance Agents with an entrepreneural mindset, who want to be trained to become a manager and lead in select regions within the next ten months. Seeking agents who want to ...

The McCrimmon Agency

Life Insurance Sales Agent

Orlando, FL · On-site +1

$30K - $160K/yr

As a broker, we work with 30+ insurance companies so agents can help clients find coverage that ... Must be willing to obtain a life and health insurance license in your state. Licensing costs are ...

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All JobsLife Insurance Broker JobsLife Insurance Broker Jobs in Florida

Life Insurance Broker information

See Florida salary details

$29.1K

$65.2K

$88.9K

How much do life insurance broker jobs pay per year?

As of Aug 17, 2026, the average yearly pay for life insurance broker in Florida is $65,181.00, according to ZipRecruiter salary data. Most workers in this role earn between $56,800.00 and $74,700.00 per year, depending on experience, location, and employer.

What does a life insurance broker do?

A life insurance broker is a licensed professional who helps clients find and secure the best life insurance policies for their needs by comparing options from multiple insurance companies. Unlike agents who represent one insurer, brokers work independently and act in the best interest of their clients. They assess your financial situation, recommend suitable policy types and coverage amounts, and guide you through the application process. Brokers also help with policy servicing and claims if needed.

What are the key skills and qualifications needed to thrive as a life insurance broker, and why are they important?

To thrive as a Life Insurance Broker, you need a solid understanding of insurance products, sales techniques, and state licensing requirements. Familiarity with CRM software, insurance quoting platforms, and relevant certifications like a state-issued insurance license are typically required. Outstanding interpersonal skills, active listening, and ethical judgment help brokers build trust and effectively serve clients. These skills ensure that brokers can match clients with appropriate policies, maintain compliance, and succeed in a competitive, client-focused industry.

What are some common challenges faced by life insurance brokers when building a client base, and how can they be addressed?

One common challenge for Life Insurance Brokers is establishing trust and credibility with potential clients, as many people may be wary of insurance products or hesitant to discuss personal finances. Brokers often overcome this by providing clear, personalized advice and cultivating long-term relationships through consistent follow-up and excellent service. Leveraging referrals and networking within communities can also help expand a client base over time. Additionally, staying up-to-date with industry products and regulations ensures brokers can confidently address clients' concerns and offer the best solutions.

What is the difference between Life Insurance Broker vs Insurance Agent?

AspectLife Insurance BrokerInsurance Agent
CredentialsLicensing required; may hold multiple licensesLicensing required; typically represents one company
Work EnvironmentIndependent or affiliated with multiple insurersEmployed by a single insurance company or agency
Employer & Industry UsageWorks with various insurers to find best policies for clientsPromotes and sells policies for one insurer
Search & Comparison IntentCompare policies across multiple insurersFocus on policies from a specific insurer

In summary, a Life Insurance Broker offers clients a variety of policies from multiple insurers, providing more options and personalized advice. An Insurance Agent typically works for one insurer, focusing on selling that company's products. Both roles require licensing, but brokers often have broader access to different plans, making them ideal for clients seeking comprehensive options.

How do life insurance brokers get paid?

Life insurance brokers typically earn commissions from insurance companies for each policy they sell. These commissions are usually a percentage of the premium and can be paid upfront or over time, depending on the insurer and policy type. Some brokers may also receive bonuses or incentives based on sales performance.

Is becoming a life insurance broker worth it?

A career as a life insurance broker involves selling policies and advising clients on coverage options, often requiring licensing and strong sales skills. It can be financially rewarding with commission-based income, but success depends on individual effort, networking, and market conditions.

Is life insurance brokering a good career?

Life insurance brokering is a viable career that involves selling insurance policies and advising clients on coverage options. Success often depends on strong sales skills, industry knowledge, and obtaining relevant licenses, with income potential varying based on commissions and client base.

What are popular job titles related to Life Insurance Broker jobs in Florida?

For Life Insurance Broker jobs in Florida, the most frequently searched job titles are:

What job categories do people searching Life Insurance Broker jobs in Florida look for?

The top searched job categories for Life Insurance Broker jobs in Florida are:

Life Insurance Broker jobs near you
Infographic showing various Life Insurance Broker job openings in Florida as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $65,181 per year, or $31.3 per hour.

Life Insurance Broker

American Equity Partners

Miami, FL

$4.0K - $6.0K/wk

Contractor

Medical, Life

Posted 4 days ago

Job description

Join American Equity Partners as a Life Insurance Broker

We're looking for motivated Life Insurance Brokers to join our growing team in Miami. This is an exciting opportunity to build your own book of business with a company that values entrepreneurial spirit and rewards success!

About the Role

As a Life Insurance Broker with American Equity Partners, you'll be responsible for:

  • Identifying and prospecting potential clients for life insurance products
  • Assessing client needs and recommending appropriate coverage solutions
  • Building and maintaining strong client relationships
  • Closing deals and generating revenue through commissions
  • Managing your own client portfolio as an independent contractor

What We're Looking For

  • Valid Life and Health Insurance license (or willingness to obtain one)
  • Strong communication and interpersonal skills
  • Self-motivated and results-oriented mindset
  • Ability to work independently and manage your own schedule

Bonus Qualifications

  • Sales experience in insurance or related fields
  • Existing book of business or client relationships
  • Experience in financial services

What We Offer

  • 1099 Independent Contractor position with flexibility
  • Commission-based pay, paid out daily! ($4,000 - $6,000 per week potential)
  • Support and resources to help you succeed
  • Opportunity to build your own business

Location: Miami, FL

If you're ready to take control of your income and build a career in life insurance, we want to hear from you!

EEOC Statement: We are proud to be an equal opportunity employer. We provide equal employment opportunities to all employees and applicants for employment and prohibit discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.